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If you had N1m, how would you invest it?

This question is really asking how you would allocate N1 million amongst different asset classes. But before we consider that, let us start from the basics.

#FinPlanAssetAllocation
What are asset classes?

Asset classes are securities that exhibit the same characteristics. For instance, Fixed Income as an asset class, will include all financial instruments that pay fixed returns.

#FinPlanAssetAllocation
They will range from “risk free” securities like Sovereign Bonds, to risky junk Bonds issued by the private sector. Look at asset classes as cars that take you to an investment destination.

#FinPlanAssetAllocation
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