Discover and read the best of Twitter Threads about #fintechs

Most recents (11)

1/ Our goal is to build the future of global credit markets 🌎

Over the last 10 months we've worked with our ecosystem to bootstrap Credix, originating over 23M USDC 📈

Today we're exciting to announce our 11.25M USD Series A, led by @motive_partners and @paraficapital! 🧵 Image
2/ Since our launch, #fintechs like A55 (revenue-based financing), Tecredi (car loans), Descontanet (SME financing), Provi (student loans), Adiante (SME financing), and Divi Bank (SaaS financing) raised debt financing on @Credix_finance 🙌
3/ Because of Credix’s strong focus on risk management & underwriting we have onboarded over 25 #crypto & #tradfi funds such as @RBF_cap, MGG Investment Group, Almavest, @AddemCapital, and @Caurisfinance
Read 5 tweets
On doing threads, it has been on my mind to do a thread on "maximising internships".
So let's do that, but before then, how is your weekend going?
Maximising internships- a thread.
1. Its 2022, and internships are ubiquitous, they have always existed but the recent wave of globalisation means you can intern with any company across the globe despite your location or course of study.
You can also map out a blossoming career through internships. How, you ask?
2. The following are a couple of helpful tips to maximise your internships.
Care about the company culture: The first thing you probably should study is the company culture.
You don't want to be saying "mr" or bowing/kneeling to greet someone in London or New York.
Read 12 tweets
Anyone wondering what is happening in #BuyNowPayLater in the world's biggest digital market (🇮🇳)?

Today we put out our 2021 annual report with lots of consumer insights and learnings for the industry. 🔥

Some highlights  (1/🧵)
India took to #BNPL in a big way in 2021 and it emerged as a loved payment option across the country. We saw demand from 99% of pin codes.

We added the most customers in the 23-26 years age group but saw demand from 18 to 66-year-olds...
Millennials and Gen Z are loving the ease and convenience of BNPL. We saw 2X growth in millennials and 3X growth in Gen Z using BNPL. 🤩

Female customer base was up by 143%  ♀️

Tier II and III cities continue to drive demand for #BNPL
Read 10 tweets
Many academic institutions are kinda confused when it comes to launching new degrees such as #FinTechs, Data Sciences, Business #Analytics, Machine Learning, Ai, etc.
There does not seem to be a standardized curriculum for such programs as we see in other academic disciplines.
Just combining courses from Maths, Statistics and Computer Sciences Faculty will not give you a Data Science Degree Program.
That is the mistake that universities're making at the moment.
Highly Amateurish.
The same mistake was made when business schools Physics,& Engineering Departments came together to launch applied Mathematical Degrees such as FE- Financial Engineering, etc.
#Quant #Finance was probably the most sought-after degree before the #GFC and later the lies got exposed
Read 5 tweets
Hoy se anunció el nombre de las 6 empresas que formarán parte del noveno grupo de#FinTechs apoyadas por #CatalystFund @CF_BFA, entre las que figura la mexicana @Verqor 🇲🇽
#CatalystFund apoya a #FinTechs que mejoren la resiliencia de comunidades vulnerables en mercados emergentes. Image
.@Verqor apoya a pequeñas y pequeños agricultores en México🇲🇽 mediante la inclusión financiera, al ofrecer agrofinanciamiento asequible y acceso a insumos agrícolas a través de una plataforma digital 📱📲 Image
Verqor se unirá al grupo de 45 compañías de #CatalystFund y recibirá capital catalizador, apoyo por parte de personas expertas de BFA Global y conexiones directas con inversores. ImageImage
Read 4 tweets
1/ THREAD ABT REGULATORY NEWS in #crypto, which I’ve been chronicling on twitter since April. Seems crackdown has begun. I dunno how it'll turn out but:
* it won't impact #BTC #ETH etc directly. Base layers will keep addin' blocks
* it'll impact intermediaries & US$ access points
2/ Today was a key event that few in #crypto were probably watching, but it REALLY matters: the comment period ended for the Fed’s proposed payment system access guidelines. See comment letters here (including @AvantiBT’s 18-page tome--awaiting upload): federalreserve.gov/apps/foia/View…
3/ Why does it matter? Fed guidelines are partly aimed at #crypto (despite not mentioning crypto even once). Given what’s happening w/ US$ #stablecoins, the guidelines are esp relevant (see WSJ story last wk-FSOC wants Fed to regulate stablecoins per “ppl familiar w/discussion”)
Read 24 tweets
1/13: There’s a lot of chatter recently about #Fintechs not wanting to hire people with traditional #Banking backgrounds and traditional #Bankers pointing out how short-sighted this is. It’s a complex topic that’s worth unpacking. 👇 Image
2/13: Like with most arguments, there isn’t a right or a wrong side. Every company is unique and every hiring decision is the net result of a complex series of tradeoffs. Finding the perfect fit for any role is a noble goal to pursue but is unfortunately a fantasy standard IRL.
3/13: Banker Perspective: Fintechs don’t realize how the machinery works. They don’t appreciate how to navigate building products and delivering services in a highly regulated world. They should appreciate how many landmines could be avoided if they just hired experienced people.
Read 13 tweets
Good evening and welcome again to @Nairametrics#CorporateNewsRoundup for the week ended January 16th, 2020. This thread is brought to you by @BluechipTechNG.   

The thread starts here.
1/We begin with some financial services news recap. Last week, Standard Chartered Bank Nigeria Plc crashed the interest rate for its ‘personal overdraft’ from 1.25% to 1% per month.
@Nairametrics reported that the review made Standard Chartered one of the banks with the lowest interest rates in Nigeria.

The development can also be seen as a strategic move by the bank, as it makes major inroads into Nigeria’s highly lucrative...
Read 40 tweets
Auf unsere Recherchen über die geheimen Pläne der #Schufa reagiert die Auskunftei mit einem Kommentar des Sprechers Ingo A. Koch. Er schreibt über „pseudo-investigative und konstruierte Skandale“, die „auf Reichweitengewinn“ ausgerichtet seien/1 schufa.de/themenportal/d…
In monatelanger Recherche haben wir Belege zusammengetragen, dass die #Schufa in Zukunft Kunden auch anhand ihrer Kontoauszüge beurteilen will. Bei einem ersten Test mit @o2de bat die Auskunftei um eine folgenschwere Einwilligung tagesschau.de/investigativ/n… /2
Datenschützer, Verbraucherschützer wie @Klaus_Mueller @vzbv und Politiker wie @NowaboFM @lisapaus reagierten mit heftiger Kritik. Ebenso wie zahlreiche Verbraucher /3 tagesschau.de/investigativ/n…
Read 12 tweets
1/ New #fintech proposition, BELLA opened it's waitlist last week before a Nov 30th launch.

"We don't need customers. We need people who care about each other" boasts BELLA's home page.

Intrigued...I dived deeper and have some thoughts 👇
2/

Of the 3 main banking models in the US, BELLA is leveraging the Banking-as-a-Service model. They join the likes of previous fintech unicorns @Betterment and @GustoHQ using the banking charter of @nbkcbank

Catch up on the 3 models with @sammaule here

3/

Billed as “the first conversational banking experience 100% powered by human love”, BELLA's vibrantly colourful website has been designed by @uxdesignagency

I love the work Alex Kreger and the UXDA team do to make financial services beautiful, and BELLA does look bellissima
Read 28 tweets
Según FIEL y #Adeba la evidencia sobre el efecto de las #fintechs en la inclusión financiera en Argentina es sólo anecdótica. Veamos algunas “anécdotas”... #nolohizounbanco
Innovamos creando un QR interoperable, se lo ofrecimos gratis a los comercios y en 12 meses ya hubo más de 8 millones de pagos desde celulares. #nolohizounbanco
Democratizamos los pagos con tarjeta de crédito, duplicando la cantidad de comercios que las aceptan. Ya llevamos 900.000 dispositivos Point mPOS vendidos. #nolohizounbanco
Read 6 tweets

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