Discover and read the best of Twitter Threads about #insurer

Most recents (7)

"Find the best #insurer and company for your policy & coverage with #our Lunova auto, home, business insurance company (coverage & rates in MA CT RI FL NC MD & IN), online at Lunova Insurance":…
#LunovaInsurance #Insurance #Company #Agency #Coverage #Rates
Get quality business, homeowners, and auto insurance quotes from Lunova Insurance, a #leadinginsuranceagency serving Middlesex, Norfolk, Essex, and Worcester Counties in MA.… #Insurance
"Find the best provider for coverage (BUSINESS/COMMERCIAL, AUTO & HOMEOWNERS) with our Lunova Independent Insurance Agency in Marlborough MA today, #online, with insurance quotes that are cheaper in MA, at our #website (for cheaper insurance rates in MA):"
Read 4 tweets
Numbers don’t lie, but they can be deceiving.

A good salesperson can sell you a poor product by using numbers🔢to his advantage.

And you really won’t notice unless you ask the right questions.

A 🧵 on how you can be fooled with data when buying #insurance policies.👇
▪️ Number Game In #Annuity or #Pension Plans

The sales pitch goes like this:

If you invest Rs 10 lakh now, you will start getting around Rs 1 lakh a year after a decade--a 10% assured return on your #investment.

But there’s a catch.👇
It’s not 10% #returns. Here’s why.👇

For the first 10 years, there will be no payout. During this time, your #money will earn interest and grow.📈

Even if you invest in FD and earn a 5.5% #InterestRate , your money will grow to Rs 17 lakh in a decade.
Read 11 tweets
1/ New paper out w/ @bnrome @Beatrice__Brown @akesselheim @PORTAL_Research examines how top-performing hospitals mark up prices on clinician-administered drugs.

🧵 below.…
2/ As of January 1, 2021, hospitals must now post payer-specific prices for all goods and services, including clinician administered drugs.…
3/ Early compliance with the rule has been sluggish. See great work from @suhas_gondi @AdamLBeckman @averyofoje @JMichaelMcW…
Read 30 tweets
A simple checklist to select the best health insurer for you.

A thread🧵(1/12)
1.) Network hospitals:

You may have seen this word plastered on every insurer's website, but what it basically means is that if you're hospitalized in one of the insurer's network hospitals, you can avail cashless payment from your insurer. (2/12)
The insurer pays to the hospital directly without you having to pay up and be reimbursed later. So an expansive hospital network is always a good thing. (3/12)
Read 12 tweets
⚠️ GROSS COI REVEALED: In an extraordinary and fantastically written investigative report, @theintercept's @rose_n_adams unveils how @UHC co-opted @zackcooperYale's #surprisemedicalbill study, all while #Congress embraced it as "academic" and "unbiased" work to write #SMB law.
1⃣ This lays bare how #UnitedHealth has manipulated #surprisebill "research" to enrich itself at the expense of all #patients and the frontline #medical providers risking their lives over the past few years of #Covid.

2⃣ The study was foundational in the #SMB debate, and...
...Congress was duped. We believe that Congressional #investigations are now warranted by the #House and #Senate #Judiciary Committees. @HouseJudiciary @JudiciaryDems

3⃣ This work from Prof. #Cooper and his @Yale team was cited *10 TIMES* in the first #regulation issued by...
Read 19 tweets
💡Here's how your #insurer can make you pay your own medical bill-

A thread...
👉You’re about to buy health insurance. The agent pitches a policy with a cover totaling 5 Lakhs for a bargain price of just ₹7000 a year. But then he sweetens the pot even further.
He promises to cut down the premium by 25% (roughly ₹1800/year) if only you agree to a 20% "co-payment" clause.

You think that’s amazing and you sign off on the agreement. Wow, you just saved ₹1800.
Read 7 tweets
The only way to solve #surprisemedicalbills is with a #fairIDR. But we need to get to the crux of this #SMB issue.

☑️ Everyone agrees to take #patients out of the dispute b/w #insurer & #doctor.
☑️ Everyone agrees to let the 2 parties negotiate the bills if the initial...

payment is deemed to be unacceptable.
☑️ Everyone agrees that there must be a fall back to a neutral third party (i.e., an #IDR entity).

⭐️BUT, what is disputed is whether this IDR will be a fair process where both sides can equally make their case for what is the most...

appropriate amount for that non-contracted service OR whether the IDR will be rigged and so unfair that the insurer will always win the dispute.

Many IDR proposals, sadly, are unfair, pointing the IDR to primarily consider the contracted rates #health insurers make up...

Read 12 tweets

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