Discover and read the best of Twitter Threads about #interest

Most recents (24)

#CostOfLivingCrisis #Austerity #ThereIsNoBlackHole #ToryLies
We’re going to have austerity on the basis of some very dubious accounting for the national debt
~ Richard Murphy
taxresearch.org.uk/Blog/2022/11/1…
#ToryEconomics #SunakHasNoMandate #FudgeIt #budget
/2 The UK’s #nationaldebt is a strange figure. For example, to most people's surprise it includes all our notes and coins, as well as premium bonds. But much more worrying is the fact that a significant part of it is created by what I think to be dubious #Accounting . A thread…
/3 The way the national debt is calculated makes a massive difference when it comes to calculating so-called ‘#fiscalblackhole s’,which are the supposed reason why we need to have #austerity and #tax rises now. But some of the accounting for this debt is dubious to say the least.
Read 9 tweets
How do Interest Rates Affect the Market?
(Simple version)

1. Rising #interest #rates slow growth. Cost of capital higher!
Slowed growth & lower profits. Some are more sensitive than others depending on their debt, bus models, etc.
Diminished future valuations.
Margins compressed
2. When gov bonds (safer) offer higher yields, why take on more risk (stocks) unless equities offer higher returns?
💫Bonds are more attractive until stock valuations fall!💫
*This is key! Think P/E has to come down for earnings yields to go UP!
3. Real Interest Rates affects stock valuation estimates. When rates rise, it diminishes the value of future earnings & reduces stock value.
💫Catalyst in selloff of growth tech & other high growth companies whose value is dependent on future earnings growth💫
Read 8 tweets
Avoid using Instant #Loan_Apps at all cost.

Read more to know why.

#cybersecuritytips #loanapps #instantcash @Cyberdost

~Thread ~
(1).
There are many Apps on Play store offering instant money in some easy steps.

You just have to download the App and submit your Id and complete KYC.

Seems safe isn't it. BUT IT'S NOT.!
(2).
The App you just downloaded is a tunnel from your phone to the data thieves.

The application you downloaded asks permission to read your Media files Which includes photos and videos, Messages, Phone calls, read and write phone settings.
Read 9 tweets
#Banks raking in #billions by not to passing on #benefits of rising #interestrates
Britain's biggest banks have not passed on the gains of interest rate risers to #savers, earning them billions.
thelondoneconomic.com/politics/banks…
#ToryEconomics #ShellGame #Economy #bubble
/2 According to The #Times, the latest results of #Barclays, #HSBC, #Lloyds, #NatWest and #Santander show they held as much as £673.5 billion in cash and balances at central banks at the end of June.

Most of this is expected to be held at the #bankofengland
/3 analysts said, where it is earning interest at a 14-year high of 1.75 per cent.
If the £673.5 billion was held at the Bank for a year at the present rate, it would earn the five biggest banks £11.78 billion in #interest.
Read 5 tweets
Since your malicious cyberattack timelines matched cybersecurity’s research to strengthen security for years and now, you hack alone but with a cooperative goal to damage national security. Which Advanced Persistent Threats group/s #APTs are you in, #Animez_UK? Image
Converting traditional crime to cyber-enabled crime and becomes a malicious attacker against the UK, for

1- financial income,
2- #sexual desire and #harassment with #pornography sent to #women,
3- attacks for #politics against the UKGOV.

#Animez_UK ImageImage
1st stage- early life:
-Experienced #exclusion/#discrimination.
-Didn’t learn to communicate with #women.
-favours #authoritarianism.
-enjoys #control targeted women & whom against his will.
- Expresses hidden #hatred & #violence on through cyberattacks.

#Animez_UK ImageImage
Read 214 tweets
Ehi there #Crypto and #macro Twitter

Time for #market analysis #Number12!

"Quiet, before the storm"

I will explain here what happened since last week, and cover the broader #economy as it breaks

I will start from #onchain #BTC, going into #Technical Analysis + #macro🧵
First of all, if you want to have a deeper insight in what happened the week before, you should check my last #weekly #analysis

I'll put the link here for you:


But let's start digging into this week, should we?
Last week we experienced a rally in #crypto with #Eth leading the way with a speculative date on the merge happening on September 19th.

BTC managed to rally breaking the trendline at resistance and the realized price, but failed to maintain those as support ImageImageImage
Read 23 tweets
#GM!
1/ #Perpetuals #futures contract has been the holy grail of derivatives in the #crypto market. We present you our latest #visualguide that breakdown complexity behind future market simplicity with our lead @minnymousegirl

#Cryptocurrency #Bitcoin #ETH #BTC #AVAX #BNB #SOL Image
2/ A #futures #contract is an agreement to buy or sell a commodity, currency, or another instrument at a predetermined price at a specified time in the future. two counterparties will trade a contract, that defines the settlement at a future date. Image
3/ A #perpetual contract (Perp) is a special type of futures contract that doesn’t have an expiry date. So one can hold a position for as long as they like. Perp only exists in the #crypto market. Image
Read 13 tweets
Having fun with cyberstalking #UKGOV, attacking organisations, universities & individuals connected to the justice system, UK #military against #NCSC, treating #intelligence & #GCHQ as jokes to your 15- 20 yrs malicious #hacking for #China & #Russia inside #Britain, @Animez_UK?01
Converting #traditional crime to cyber-enabled crime and becomes a malicious #cyberattacker against the UK, for

1- #financial income,
2- #sexual desire and #harassment with #pornography sent to #women,
3- attacks for #politics against the #UKGOV.

@Animez_UK @NCSC

02 Image
1st stage- early life:
-Experienced #exclusion/#discrimination.
-Didn’t learned to communicate with #women.
-favours #authoritarianism.
-enjoys to #control targeted women & whom against his will.
- Expresses hidden #hatred & #violence on through cyberattacks.

@Animez_UK @NCSC Image
Read 188 tweets
Mutual Funds - The Future of Investing

A decade of pension fund growth in Nigeria has prepared the ground for a boom in the country’s mutual fund sector.

Investments in carefully constructed higher performing risk-managed funds now outperform interest on bank deposits and... Image
...even land.

In 2020 alone, for example, assets under management in Nigeria’s Mutual Funds grew by 50% - topping N1.6 trillion.

Mutual funds are investment funds that pool money from many investors to purchase securities, like stocks, bonds, money market instruments,....
....and other assets.

Mutual funds are operated by professional money managers who seek to assemble the right mix of funds, balancing risk with growth according to investors’ risk appetite, growth needs and investment horizons.

It is in the management of these funds that...
Read 4 tweets
1/30
A pitchdeck / presentation to 'What is Conceal Network'?👇

$CCX #Privacy #Crypto #Blockchain #DeFi Image
2/30
What is Conceal? Image
3/30
The Conceal Mission Image
Read 30 tweets
A severe tightening of Chinese firms is taking shape in the U.S: is #Washington planning to catch two birds 🐦 🐦 with one stone ❓
More than 80 U.S.-listed Chinese #stocks, including JD.com and #Pinduoduo, have been included in a new list of pre-delisting (i.e., forced exit from the exchange), with a total of 105 #Chinese stocks on the list.
Read 13 tweets
Last Thursday (s. ; or for the full live stream, s. ), @SevimDagdelen from #DieLinke has discussed with @RaniaKhalek & @EugenePuryear esp. the recently decided & billion-dollar rearmament of the German #Bundeswehr...
...as a result of the #RussianFederation's military invasion of #Ukraine, as officially justified by the #GermanFederalGovernment. A recommendable interview! Besides her opposition to such rearmament & the associated fundamental departure...
...from the so-called „#Entspannungspolitik“ established by #WillyBrand & #EgonBahr for #Germany's relationship with the #USSR (& also its territorially largest & politically strongest successor state in the form of the #RussianFederation),...
Read 59 tweets
1/ (of 17)💥Even if you HATE #HEX or @RichardHeartWin, read this thread. Clarity ahead.

I helped a friend set up a STAKE LADDER this year. Here's how it went:

She bought $10K of $Hex total back in Feb of this year. Price was a little under 1 cent at ...
(continued) 👇👇
2/ ...that time. Today it is 40 cents, for a 4,000% gain.

Her $10K investment if she cashed out now would be worth $400K.

But here's the magic in what we did:

$10K bought her about 1 million #HEX.

She created 5 stakes. Today, we call this a #STAKE LADDER.

(continued) 👇👇
3/ Each #Stake was for 200K $Hex (1 Million #Hex divided into 5 stakes.)

Stake 1 matures in 3 years
Stake 2 matures in 4 years
Stake 3 matures in 5 years
Stake 4 matures in 6 years
Stake 5 matures in 7 years

A lot can happen in the #crypto world in 7 yrs, so...

(Continued)👇👇
Read 18 tweets
Are you up for some thrilling challenges?🌚
Five New Frontiers for NFTs has put together a series of challenges for you.🤜🤛
NEAR DEVs is sponsoring the twentythird obstacle that you'll encounter.🥳
#NEARProtocol #NEARster #MEMES #cryptocurrecy #webdevelopment #Web3 #Bitcoin
So whats there in the #challenge🤔
🔘Let's collaborate on articles that will #assist new NEAR developers.
🔘You are free to write on anything #NEAR-related. Perhaps how-to manuals for NEAR, or tips and #techniques from building smart contracts on NEAR.
It's just a matter of time before you go for the #stars.
🔘The protocol #NEAR is fantastic. People should be aware of a variety of #aspects. Let's write about topics that #interest you but aren't often discussed.
We understand that you have a lot to say.
Read 6 tweets
@RetractionWatch 1. As the Exit strategy via #vaccine became clearer, the journal IJEST #springer @SpringerNature decided to retract my paper on #COVID19, published 19th Nov, received 5 citations (first preprint 17th March, 2020). @Indrroy @C0PE @levent_k_elpen

Paper: tinyurl.com/yzf3h8de
@RetractionWatch @SpringerNature @C0PE @levent_k_elpen 2. The Supplementary section of the paper:
1.Solution slide (attached).
2.Presentation: tinyurl.com/yvsth7sy

Results are consistent if more countries are included. Studies using different statistical techniques also confirmed that. Thus main findings of the study are robust.
@RetractionWatch @SpringerNature @C0PE @levent_k_elpen 3.Retraction letter @SpringerNature mentioned

#solution may not be safe. In order to protect public health, the content has been removed’

Though in the paper, I mentioned the term ‘keeping Comfort level’ (check attached solution slide) and included a caution part in the text
Read 12 tweets
Supreme Court vacation bench to shortly hear a plea seeking directions to grant interest free moratorium period for term loan and deferment on loan installment payments for a period of six months or till the COVID situation improves
@RBI #SupremeCourt #LoanMoratorium
#interest
Hearing begins
#supremecourt
Read 7 tweets
When we talk of IR #Interest #Rate #Risks we must understand the markets in which this product operates, and the fundamental pricing, trading, and hedging dynamics of this financial #derivative asset class.
Banks normally use IR Derivatives and Structured Products for on and/or off-balance-sheet ALM Asset Liability Management and Immunization, Bond Risk Hedging, NII Risk Hedging, Arbitrage Opportunity Exploration using the treasury based fixed income desks, Rate Speculation, etc.
Of course, we have other financial market participants such as Pension Funds, Hedge Funds, Insurance Companies, and several other specialized asset management firms, that have strategies and asset allocation models, which use IR derivative for both Macro and Micro-hedging.
Read 26 tweets
Does It Make Sense To #Invest In The National Pension Scheme?

A thread 🧵👇
National Pension Scheme is a defined contribution scheme launched in 2004.

There are two vehicles to make your investments in:

1️⃣ Tier 1
Tier 1 is primarily for retirement where you get the tax benefits as well.
2️⃣ Tier 2
Tier 2 is for those who want to make voluntary contributions with an option withdraw at any time.

You need a tier 1 account to open a tier 2 account.
Read 31 tweets
Thread 🧵on Public Provident Fund #PPF

Everything you need to know about PPF.

Must read for everyone, especially youngsters as retirement planning should start at young age.

(If you like then please re-tweet to maximize reach)

#InvestmentPlanning #RetirementPlanning #Pension
#RetirementPlanning should start at very young age for maximum benefit of #PowerofCompounding.

& ... PPF can be one of the good investment avenues to make a large retirement corpus.

This Thread will explain details of PPF

@caniravkaria @Vivek_Investor @VidyaG88 views welcome
1/n

Public Provident Fund #PPF is a retirement benefit scheme introduced by the central government.

It is a popular long-term investment option that offers a high degree of safety to your investment capital.

#ProvidentFund #Investing #InvestmentPlanning #RetirementPlanning
Read 22 tweets
I had asked @EthzemaLeader the following question after his controversial/deliberate remark against #IslamicBanking/#InterestFreeBanking (as it is called here in #Ethiopia). I have today watched another video of him where he tried to "Clarify" but continued to insult us more.
1/n
First of all, he has tried to defend that he is not an #islamophobe by bringing #Muslim audience & that his grandmother was a Muslim. This is the same reply many persons give when they are confronted with their #Islamophobic attitude. #BerhanuNega is no different.
#Ethiopia
2/n
You can have #Muslim parents, lived with #Muslims fasted #Ramadan, eaten #Dates or #Sambusa etc you can still be an #islamophobe. One can claim to be a Muslim but in reality be the most #Islamophobic person that hates #Muslims and #Islam. It is a lame excuse!

#Islamophobia

3/n
Read 13 tweets
#SupremeCourt to shortly pronounce its verdict in the RBI #LoanMoratorium case

Pleas pertained to charging of interest on interest by banks on EMIs which have not been paid by borrowers after availing the loan moratorium scheme of RBI during March 1 to August 31 @RBI
Justice MR Shah: Petitioners wanted complete waiver and sector specific reliefs.
Justice MR Shah: scope of judicial review on economic policy decisions and policy decisions with affect on economy has to be considered. Judgments have held how limited the scope is in such situations.
Read 18 tweets
Kalpfin Wealth Byte (30 seconds read)

Too much, too soon, too fast!

Everyone knows the investing duo of Warren Buffett and Charlie Munger. But 40 years ago, there was a third member, Rick Guerin. The three made investments together.
Then Rick kind of disappeared while Warren and Charlie became the most famous investors of all time

A few years ago, hedge fund manager Mohnish Pabrai asked Buffett what happened. Rick, Buffett explained, was highly leveraged & got hit with margin calls in the 1970s bear market.
Some things scale well. Double their size & you get double the output (or more).Other things don’t, & it is important to know which is which.

A good summary of investing history is that stocks pay a fortune in the long run but seek punitive damages when you try to be paid sooner
Read 6 tweets
While our February 18th monthly client call argument for rising #RealRates appeared prescient, we were surprised by the magnitude of last week’s #move and would expect a more benign evolution toward #equilibrium going forward.
Taking a stab at periodizing the past year: 1) in Feb/Mar 2020 the Covid crisis was priced into #markets, real #rates spiked higher, #inflation breakevens collapsed and #investors scrambled to raise #cash as the #SPX experienced its fastest 30% drawdown in history.
Then, 2) from Apr through Oct 2020 we witnessed the #market impact of monumental #monetary and #fiscal policy responses to the #crisis, as policymakers successfully sought to force #real rates down and restore #inflation expectations.
Read 10 tweets

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