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Thread on findings from Policy Note on "Access to Credit in Pakistan" authored & released by @KarandaazPK to answer questions around borrowing in Pakistan. @GallupPak provided the support in research and data analysis.
Access full note at: karandaaz.com.pk/wp-content/upl…
Access full note at: karandaaz.com.pk/wp-content/upl…
Incidence of Borrowing Among Pakistani Adults: The proportion of total borrowers varies significantly and ranges between 7% - 48%. As per recent readings, 35% of the respondents under Findex (2017) reported to have borrowings, while FII (2017) and A2F (2015)
report 15% and 17%.
report 15% and 17%.
In terms of provinces, A2F reports the highest borrowers in Sindh (37%) followed by Baluchistan (20%). In Punjab, only 12% of the respondents said to have borrowed (formally or informally) in the last 12 months. KP has the
lowest level of borrowing incidence (5% of households).
lowest level of borrowing incidence (5% of households).
