Discover and read the best of Twitter Threads about #liquidfund
Most recents (2)
Extended COVID-19 lockdown is likely to amplify #credit risk (owing to a slowdown in business). #Investors must stick to #debt #mutualfunds where the #fund manager does not chase #yields by taking higher #CreditRisk. @fifaindiaorg @cafemutual @networkfp @bsindia @livemint (1)
#Investors should prefer to #invest in instruments issued by government & public sector enterprises. Must stay away from those having high exposure to private issuers, whether AAA or not. No one should forget that #investing in #debt #funds is, was & will never be risk-free. (2)
Currently it is proposed to opt for a pure #LiquidFund and/or #OvernightFund which does not have high exposure to private issuers, no matter AAA or not.
Assess your #RiskAppetite & #investment tenure while #investing in #debt #funds & prefer safety of principal over returns.
Assess your #RiskAppetite & #investment tenure while #investing in #debt #funds & prefer safety of principal over returns.
Liquid #mutualfunds generated 6.32% returns in Jan - Dec, 2019 & 4.74% returns for ongoing FY 2019-2020.
@quantmutual & @FTIIndia funds have managed to outperform the benchmark index. For long tenure of 2 & 3 years, all schemes have beaten the benchmark & category avg. returns.
@quantmutual & @FTIIndia funds have managed to outperform the benchmark index. For long tenure of 2 & 3 years, all schemes have beaten the benchmark & category avg. returns.
To reiterate, liquid funds are not risk free. Keep in mind that when you approach for #mutualfunds, returns should be secondary. Therefore, do not go after #LiquidFund that has a high credit risk exposure. Do not #invest solely based on past returns.
#Invest in a way that ensures hard-earned money is prudently parked in safe & liquid instruments & #mutualfund has managed well to earn a slightly better return than the money in a savings bank account (but not extra-ordinary returns). #SaarthiZarooriHai @cafemutual @fifaindiaorg
