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1/ I am pretty sure these eye-popping charges from Max Hospitals for Covid management appeared on your timeline too.
Let's understand:
a) how Health Insurance is likely to treat these charges?
b) how you can plan and prepare for the future?
*thread*
#covid #maxhospital
Let's understand:
a) how Health Insurance is likely to treat these charges?
b) how you can plan and prepare for the future?
*thread*
#covid #maxhospital
2/ Health Insurance cos won't pay based on fixed package charges, unless they are part of a pre-agreed contract.
Insurers will demand a detailed breakup of the package charges and then evaluate the claim against the insurance policy.
Insurers will demand a detailed breakup of the package charges and then evaluate the claim against the insurance policy.
3/ Here's how Insurers will look at the breakup from Max
#1 Room Rent, #2 RMO Visits, #3 Nursing, are considered part of Room Chg. If these are billed separately, only Room Rent will be paid.
Consumables under # 7a & # 7b are not covered
Rest of the items are payable separately
#1 Room Rent, #2 RMO Visits, #3 Nursing, are considered part of Room Chg. If these are billed separately, only Room Rent will be paid.
Consumables under # 7a & # 7b are not covered
Rest of the items are payable separately
