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As signaled in the 2022 #NBPP #PaymentNotice Part 2, the Biden Administration has issued a 2022 NBPP Part 3 on #ACA #Exchanges. Proposals include:
-Increase in enrollment opportunities
-Repealing Trump admin option allowing states to leave Exchanges
public-inspection.federalregister.gov/2021-13993.pdf
The Biden Admin is proposing extending open enrollment by 30 days and creating a monthly special enrollment period (SEP) for low-income people with incomes up to 150% of poverty.
The rule contemplates risk of adverse selection with a monthly SEP for low-income people in ACA Marketplaces. Low-income people are more price sensitive but this group is eligible for free-premium plans, which may dampen the adverse selection risk.
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