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I’m still in shock, and intermittently weepy as I process (mute thread if you need). Starting w the numbers, which are, simply, mind blowing:
Total debt forgiven: in the low 6 digits, abt half a house
Total retirement fund, std same year as #PSLF: about 3k *less* than loans 1/
Total debt forgiven: in the low 6 digits, abt half a house
Total retirement fund, std same year as #PSLF: about 3k *less* than loans 1/
I realized I’ve been low-key thinking about my retirement fund as “almost enough to pay off student loans if shit hits fan” fund. Now it’s . . . an actual retirement fund. 2/
Speaking of retirement, spouse and I have filed tax separately bc filing jointly would’ve raised “my” income, disqualifying me for the IBR, ICR, and poss the PSLF itself. The guv penalizes married ppl filing separately, inc. barring us from having Roth IRAs (w tax advantages) 3/
