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Kalau kita ada RM13,000 hari ini. Dekat mana kita nak letak untuk dapat pulangan yang terbaik selepas 3 tahun? Bawah bantal? ASB? Tabung Haji? ASBF?

Jom kita buat kira-kira.
>> Simpan bawah bantal.

Kalau kita simpan bawah bantal, RM13,000 hari ini selepas 3 tahun akan ada RM13,000 juga. Itu kalau nasib baiklah, kalau tak nasib baik, duit tu hilang buat beli iPhone Xs Max, upgrade laptop gaming atau beli beg tangan Hermes Birkin. Haha!
>> ASB

Bila kita simpan di ASB sebanyak RM13,000 selepas 3 tahun kita akan dapat RM15800 lebih kurang.

13000 + 2800 (dividen compunding 3 tahun). Ada keuntungan RM2800.

Ini aku kira berdasarkan kadar dividen terendah ASB iaitu 6.75%.
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