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Investor Guide:
There are lots of investors in our country who are interested to learn the art of investing in stock market. The process of investing starts with analyzing the industry and stk. We would like to share some of the research method we use to identify and pick stks.
There are lots of investors in our country who are interested to learn the art of investing in stock market. The process of investing starts with analyzing the industry and stk. We would like to share some of the research method we use to identify and pick stks.
It’s a very simple and easy to adopt method and doesn’t require much of expertise and can practice while taking investment decisions. Let’s look at what we do….
We analyses industries and companies based on some parameters. We create a basket of stocks from the best industries, filter the most favorable ones among. Once it goes thru all the screening parameters and conviction criteria, we start investing in them.
Investor doubts&Clarifications –Current Vs 2008-09.
• Simple as well as difficult question of market bottoming and how much the indices will go down further...? Is this comparable to 2008-09?
•If indices go down further why not stock what one holds and how much?
• And...
• Simple as well as difficult question of market bottoming and how much the indices will go down further...? Is this comparable to 2008-09?
•If indices go down further why not stock what one holds and how much?
• And...
•What should be investment style in such scenarios?
~~Our view points .....
1)Market current bottom what we feel is 7400—7500 only. Most of the bad news are priced in to the stocks. Some thing very BAD may quickly pull this down towards 6800—6900 with a faster recovery.
~~Our view points .....
1)Market current bottom what we feel is 7400—7500 only. Most of the bad news are priced in to the stocks. Some thing very BAD may quickly pull this down towards 6800—6900 with a faster recovery.
2)Current Nifty PE and 2008-09 (18.6/10.6). We have done a co-relation of the same and the max nifty and PE down side can be 15.3. This we expect on a worst case scenario. Why we don’t expect a PE of 2008-09 …? Multiple reasons…!!!
#BajajFinance is falling based its loan book which is 90% unsecured. As per experts it would be difficult to collect. Let's clarify few things.
1) Bajaj Finance loan book consists of customers of the avg #Cibil score is 750. They don't approve anything below 700 at all.... (1)
1) Bajaj Finance loan book consists of customers of the avg #Cibil score is 750. They don't approve anything below 700 at all.... (1)
2) The customer repayment may not hit hard since since the avg EMI is not more than Rs:5000/-(approx)
3) In current scenario the customer default would be limited since the Cibil plays a major role in customer credit worthiness
3) It has a mkt share of 72% consumer finance and..
3) In current scenario the customer default would be limited since the Cibil plays a major role in customer credit worthiness
3) It has a mkt share of 72% consumer finance and..
And at current scenario ( last one year sales Cash vs Finance) the sales thru finance contributes 50% of the total sales in major segments.
4) The collection process of Bajaj is far stronger compared to its nearest competitor interns of infra and manpower.
4) The collection process of Bajaj is far stronger compared to its nearest competitor interns of infra and manpower.
