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Your 20s will probably be the most eventful decade of your life…. & drastically different from the previous one.
I am in my mid-30s, & I have come to believe that a lot of what you do in your 20s will set things up for the rest of your life.
I am in my mid-30s, & I have come to believe that a lot of what you do in your 20s will set things up for the rest of your life.
Here are things I wish I did in my 20s:
Section 80C is probably the easiest & most important tax saving channel for those early in your career.
The current Financial year is coming to an end. If your annual income is even a rupee above 5 Lakhs (incl all sources), you need to know & understand 80C.
The current Financial year is coming to an end. If your annual income is even a rupee above 5 Lakhs (incl all sources), you need to know & understand 80C.
1. WHAT IS 80C?
A section of the Income Tax returns where you mention investments which will be EXEMPT from any income tax.
This means that if the investment is eligible under 80C, you do not have to pay any income tax ON THAT AMOUNT of your earnings.
A section of the Income Tax returns where you mention investments which will be EXEMPT from any income tax.
This means that if the investment is eligible under 80C, you do not have to pay any income tax ON THAT AMOUNT of your earnings.
The no. of individual investors in Indian equities has seen a major increase since 2020.
In FY21 alone, 142 Lakh new investors started investing in the stock market.
In FY21 alone, 142 Lakh new investors started investing in the stock market.
The share of individual investors in the NSE’s total turnover has grown from 39% in March 2020 to 45% in mid-2021.
This is a phenomenal jump in just a year.
But why did this happen?
This is a phenomenal jump in just a year.
But why did this happen?
7 Basic terms you should know about INCOME TAX:
(A brief introduction to Income Tax, for beginners)
A THREAD
#threadsbyAP
(A brief introduction to Income Tax, for beginners)
A THREAD
#threadsbyAP
If you’ve just landed your first job or recently started earning, Congratulations!
And welcome to the world of “Income Tax”.
And welcome to the world of “Income Tax”.
While you’ve always been paying indirect taxes - while going to the movies, dining out, etc… now you will have to share a part of your earnings / revenue with the govt.
Personal finance is & will remain an integral part of your life.
How well you manage your money will determine a lot of things for you.
How well you manage your money will determine a lot of things for you.
Yet, Personal Finance is barely taught to us when we are young.
And we end up learning too late & this is exactly what happened with me too.
And we end up learning too late & this is exactly what happened with me too.
India is one of the most beautiful countries in the world. It is as diverse in its destinations as it is in its people.
My wife & i travel extensively, and over the last few years have done roadtrips across India (not bragging).
The more we explore our country, the more we are in awe of it.
Here are 9 amazing places we were lucky to experience last year:
The more we explore our country, the more we are in awe of it.
Here are 9 amazing places we were lucky to experience last year:
2021 was one of the most difficult time of my life… emotionally & mentally.
I want 2022 to be my best year & I intend to work consciously towards a few things.
So here are my Goals for the year:
I want 2022 to be my best year & I intend to work consciously towards a few things.
So here are my Goals for the year:
1. GET INTO THE BEST SHAPE OF MY LIFE:
I have always been conscious of my health, diet & nutrition… Now I want to work towards being my fittest self!
I have always been conscious of my health, diet & nutrition… Now I want to work towards being my fittest self!
Building, operating & scaling a startup is not an easy task.
You need the right partners, tools & resources early in your journey to achieve better productivity & results.
You need the right partners, tools & resources early in your journey to achieve better productivity & results.
Here are tools that I believe make every startup’s life easier:
We are the generation of Video consumption! And OTT platforms are the biggest beneficiaries of this.
The Jio revolution has made internet cheaper than ever before (in India). A whole new audience beyond the metros now has both access & reach.
The Jio revolution has made internet cheaper than ever before (in India). A whole new audience beyond the metros now has both access & reach.
OTT (Over-the-top) platforms provide one big advantage to the users (versus Television) - you can watch WHAT YOU WANT, WHEN YOU WANT.
Hence the term VOD - video on demand!
Hence the term VOD - video on demand!
Personal finance, investing, money management for an individual used to be driven on excel sheets! I’ve been through that process.
But the rise of FINTECH in India has made our lives substantially easier.
But the rise of FINTECH in India has made our lives substantially easier.
Here are apps I use for managing my money:
7 mistakes to avoid as a working professional in your 20s:
(I learnt these the hard way)
A THREAD
#threadsbyAP
(I learnt these the hard way)
A THREAD
#threadsbyAP
I had a roller-coaster in my 20s.
From cleaning out the office garbage to leading a team across countries, I was lucky to have different experiences & roles.
Here are my learnings:
From cleaning out the office garbage to leading a team across countries, I was lucky to have different experiences & roles.
Here are my learnings:
1. DON’T COMPARE YOURSELF WITH OTHERS: It is easy to compare our situation & journey with someone else’s. We compare salaries, designations, progress, etc.
Maybe this is inherent in our society! But the more you compare, the more it will impact you negatively!
Maybe this is inherent in our society! But the more you compare, the more it will impact you negatively!
Why do brands spend HUNDREDS OF CRORES to associate with the IPL?
A Thread on IPL CENTRAL SPONSORSHIPS.
#threadsbyAP
A Thread on IPL CENTRAL SPONSORSHIPS.
#threadsbyAP
Did you know that VIVO acquired the Title Sponsor rights of the IPL for a whopping 2,190 Crores for 5 years…. That’s 438 Crores per season!!!
Sponsorship in IPL happens in two ways:
(a) Central Sponsorship: Association at the League level
(b) Team Sponsorship: Association with a team / franchise
(a) Central Sponsorship: Association at the League level
(b) Team Sponsorship: Association with a team / franchise
All of India’s Olympic glory, since independence, summed up in one THREAD.
Enlisting all Indian Olympic medalists
#threadsbyAP
Enlisting all Indian Olympic medalists
#threadsbyAP
India has competed in all editions of the Olympics since independence. Let’s take a look at our achievements at this sporting spectacle.
First up, here is a list of All INDIVIDUAL medalists from India:
@WeAreTeamIndia
First up, here is a list of All INDIVIDUAL medalists from India:
@WeAreTeamIndia
1. You’re lucky if you’ve worked in a startup :)
2. A founder’s sales skills are really important for the startup’s success
WHAT is @CRED_club ?
An app that makes it super easy & simple to pay credit card bills…. & rewards you for doing so!
CRED has added more offerings which include RentPay, instant credit (CRED cash), e-commerce & CRED UPI.
An app that makes it super easy & simple to pay credit card bills…. & rewards you for doing so!
CRED has added more offerings which include RentPay, instant credit (CRED cash), e-commerce & CRED UPI.
WHO founded CRED?
Kunal Shah (@kunalb11 )
Earlier founded Freecharge which was acquired by Snapdeal.
He is one of the most popular & reputed names in the Indian startup ecosystem.
He also personally invests in startups.
Kunal Shah (@kunalb11 )
Earlier founded Freecharge which was acquired by Snapdeal.
He is one of the most popular & reputed names in the Indian startup ecosystem.
He also personally invests in startups.
“The Creator Economy is booming” - you must have heard this often in recent times! And it is ABSOLUTELY TRUE!
The entire eco-system is growing… and at a pace so fast that things are changing almost every few days!
If you are an aspiring Content Creator or just curious to know how Creators actually sustain themselves, read on.
Disclaimer: I have tagged a few creators ONLY as References & examples for the points mentioned.
Disclaimer: I have tagged a few creators ONLY as References & examples for the points mentioned.
1. PLATFORM REVENUE: YouTube runs ads in the videos uploaded by the creators & shares a part of the Ad-revenue with the Creators!
Lately Facebook has also started doing this.
This model provides good revenue for the creators.
Lately Facebook has also started doing this.
This model provides good revenue for the creators.
Am working towards becoming an entrepreneur.
I recently attended a Masterclass on Entrepreneurship by Bhavish Aggarwal (@bhash ). So many learnings about starting up & the journey to success!
Here are a few pearls of wisdom I picked up:
A THREAD
#threadsbyAP
I recently attended a Masterclass on Entrepreneurship by Bhavish Aggarwal (@bhash ). So many learnings about starting up & the journey to success!
Here are a few pearls of wisdom I picked up:
A THREAD
#threadsbyAP
Beyond my consulting work & investing, I am looking to take the entrepreneurial plunge! I have worked with many entrepreneurs but wanted to do a course on the basic underlying principles!
I stumbled upon this Masterclass & the fact that it was by Bhavish himself, excited me.
I stumbled upon this Masterclass & the fact that it was by Bhavish himself, excited me.
Bhavish Aggarwal needs no introduction! But for those who don’t know, he is the Co-founder of Ola, and one of the most popular & successful entrepreneurs in India.
He featured in the TIME Magazine’s “100 Most Influential People of 2018” list.
He featured in the TIME Magazine’s “100 Most Influential People of 2018” list.
16 young Indian startup founders who are building amazing businesses in their 20s:
A THREAD
#threadsbyAP
A THREAD
#threadsbyAP
1. Rahul Mathur (@Rahul_J_Mathur ) - One of the most exciting prospects in the Indian startup eco-system, Rahul has taken a very complicated category of insurance & simplified it for the consumers with @BimaPeBharosa .
2. Parveen Singhal (@parveenksinghal ) - Co-founder of @STAGEdotin which is an OTT platform showcasing content in Indian “dialects”. This is as Indian a startup can possibly get. Stage has already captured the Haryanvi market & is on track to expand in dialects across India
The mind-blowing story behind Shafali Verma’s (@TheShafaliVerma ) meteoric rise in Indian cricket:
(Cricket fan or not, you need to read this THREAD)
#threadsbyAP
PC: AFP
(Cricket fan or not, you need to read this THREAD)
#threadsbyAP
PC: AFP
WHO is Shafali Verma?
A teenage sensation who made her debut for the Indian women’s cricket team at just 15 years of age. An explosive batsman, she has caught the eye of cricket fans from across the world!
2/n
A teenage sensation who made her debut for the Indian women’s cricket team at just 15 years of age. An explosive batsman, she has caught the eye of cricket fans from across the world!
2/n
HOW did a girl from Rohtak become one of the most exciting cricketers in India?
3/n
3/n
Was Cristiano Ronaldo right in removing the Coca-Cola bottles from the press conference table?
A (former) Sports marketeer’s perspective:
A THREAD
#threadsbyAP
A (former) Sports marketeer’s perspective:
A THREAD
#threadsbyAP
Firstly, WHAT HAPPENED?
At one of the press conferences of the UEFA EURO football event, the legendary Cristiano Ronaldo removed bottles of Coke placed on the table & urged people to drink water instead.
(2/n)
At one of the press conferences of the UEFA EURO football event, the legendary Cristiano Ronaldo removed bottles of Coke placed on the table & urged people to drink water instead.
(2/n)
Why is it a big deal?
This is a first time something like this has happened in a sports event of this magnitude.. where a player has gone right up against an event sponsor. Unsurprisingly, the video went viral.
(3/n)
This is a first time something like this has happened in a sports event of this magnitude.. where a player has gone right up against an event sponsor. Unsurprisingly, the video went viral.
(3/n)
6 money mistakes I made in my 20s which resulted in huge loss of time, opportunity & wealth:
A THREAD
#threadsbyAP
A THREAD
#threadsbyAP
1. NOT INVESTING: From childhood I was taught the importance of saving! My parents came from humble beginnings, this is all they knew about personal finance!
So I saved a decent %, but I had no idea about investing. The money was just sitting in savings ac / deposits for years
So I saved a decent %, but I had no idea about investing. The money was just sitting in savings ac / deposits for years
2. LIFE INSURANCE: I believed Life Insurance is a lucrative form of investment. An entire generation has grown up thinking this is right... many still do.
Lessons I learned (& relearned) from my interactions with Rafael Nadal (@RafaelNadal ), one of the greatest athletes of all time
A THREAD
#threadsbyAP
A THREAD
#threadsbyAP
I always admired Rafa for his achievements, his never-say-die attitude and his success in the RF era.
But my personal experience of working with him made me respect him for his character & personal traits. Honestly I was mind-blown!
But my personal experience of working with him made me respect him for his character & personal traits. Honestly I was mind-blown!
It was in December 2015 that I got the opportunity to work with him.
I often refer back to that time for some basic but powerful lessons.
Here they are:
I often refer back to that time for some basic but powerful lessons.
Here they are:
This thread has been written with insights from a candid discussion I had with Manish @join2manish , who works with many successful & upcoming content creators!
Being a Content Creator has become a very lucrative career path for many! The number of creators has grown exponentially in the last couple of years.
