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Mike Zaccardi, CFA, CMT 🍖 Profile picture
Mike Zaccardi, CFA, CMT 🍖
@MikeZaccardi
Investments, markets, personal finance writer. Charts, charts, and a bit of weather. Open to freelance work and/or the right full-time job.

Feb 15, 2023, 5 tweets

Verified by #RetailSales

Bank of America credit and debit card spending per household rose 5.1% year-over-year (YoY) in January

In 2021 the bottom income group spent 38% of their total expenditure on food and shelter combined

deposits remain above 2019 levels

For households with income of less than <$150k, the spending-tosavings ratio as of December 2022 remained lower than that of 2019

Credit Card utilization rates have edged higher but remain below pre-pandemic levels

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