(1/🧵) Most people are waking up to XRP’s potential…
but they’re still sleeping on Stellar (XLM).
Stellar has quietly built real-world infrastructure across 180+ countries.
Remittances. Aid. Banking. Stablecoins.
Here’s what they’ve been building — and who’s using it:
🧵
(2/🧵) MoneyGram + Stellar
In 2022, Stellar teamed up with MoneyGram to bridge crypto and cash.
Result?
People in 180+ countries can now convert USDC on Stellar into physical cash — and vice versa — with no bank account needed.
A global cash-to-crypto on/off ramp is live.
(3/🧵) United Nations (UNHCR) + Stellar Aid Assist
During the Ukraine conflict, the UN used Stellar to distribute USDC-based aid to refugees.
Funds could be received on a phone, held in a self-custody wallet, and cashed out instantly via MoneyGram.
No bank. No borders. Full control.
(4/🧵) Franklin Templeton + Stellar
One of the world’s largest asset managers ($1.5T AUM) tokenized its money market fund on Stellar.
Why?
Low fees, compliance-ready rails, and real-time asset visibility.
Traditional finance has already started building on Stellar.
(5/🧵) VELO Labs
@veloprotocol uses Stellar for real-time, cross-border settlement across Asia.
It offers a blockchain-based alternative to SWIFT — powering payments between banks, fintechs, and businesses.
In 2023, VELO processed millions in transactions monthly.
(6/🧵) Stronghold (SHX)
@strongholdpay is Stellar’s infrastructure powerhouse in the U.S.
Used for:
• Instant merchant settlements
• Payroll
• Fiat on/off ramps
• Access to banking APIs
Stronghold bridges the gap between regulated finance and blockchain — and it runs on Stellar.
(7/🧵) USDC on Stellar
Stellar supports full native USDC, offering fast, low-cost, and scalable stablecoin transfers.
Used in:
• Fintech apps
• Humanitarian aid
• Global remittances
Stellar is building tools that quietly work everywhere.
(8/🧵) Cowrie Exchange (Nigeria)
In Africa, @sdfwestafrica powers local fintechs like Cowrie to deliver low-cost remittances, payments, and mobile money services — especially in unbanked regions.
(9/🧵) Don’t sleep on Stellar.
It was never meant to go viral.
It was meant to become invisible infrastructure.
Stellar - This ecosystem isn’t waiting for the future.
It’s already plugged in.
(10/10) On Telegram, I will dive into Ripple & Stellar’s global takeover — and the unknown tokens on these chains that are quietly changing the world.
Join the insiders👇
t.me/ripplercult
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