(1/🧵) Most people are waking up to XRP’s potential…
but they’re still sleeping on Stellar (XLM).
Stellar has quietly built real-world infrastructure across 180+ countries.
Remittances. Aid. Banking. Stablecoins.
Here’s what they’ve been building — and who’s using it:
🧵
(2/🧵) MoneyGram + Stellar
In 2022, Stellar teamed up with MoneyGram to bridge crypto and cash.
Result?
People in 180+ countries can now convert USDC on Stellar into physical cash — and vice versa — with no bank account needed.
A global cash-to-crypto on/off ramp is live.
(3/🧵) United Nations (UNHCR) + Stellar Aid Assist
During the Ukraine conflict, the UN used Stellar to distribute USDC-based aid to refugees.
Funds could be received on a phone, held in a self-custody wallet, and cashed out instantly via MoneyGram.
No bank. No borders. Full control.
(4/🧵) Franklin Templeton + Stellar
One of the world’s largest asset managers ($1.5T AUM) tokenized its money market fund on Stellar.
Why?
Low fees, compliance-ready rails, and real-time asset visibility.
Traditional finance has already started building on Stellar.
(5/🧵) VELO Labs
@veloprotocol uses Stellar for real-time, cross-border settlement across Asia.
It offers a blockchain-based alternative to SWIFT — powering payments between banks, fintechs, and businesses.
In 2023, VELO processed millions in transactions monthly.
(6/🧵) Stronghold (SHX)
@strongholdpay is Stellar’s infrastructure powerhouse in the U.S.
Used for:
• Instant merchant settlements
• Payroll
• Fiat on/off ramps
• Access to banking APIs
Stronghold bridges the gap between regulated finance and blockchain — and it runs on Stellar.
(7/🧵) USDC on Stellar
Stellar supports full native USDC, offering fast, low-cost, and scalable stablecoin transfers.
Used in:
• Fintech apps
• Humanitarian aid
• Global remittances
Stellar is building tools that quietly work everywhere.
(8/🧵) Cowrie Exchange (Nigeria)
In Africa, @sdfwestafrica powers local fintechs like Cowrie to deliver low-cost remittances, payments, and mobile money services — especially in unbanked regions.
(9/🧵) Don’t sleep on Stellar.
It was never meant to go viral.
It was meant to become invisible infrastructure.
Stellar - This ecosystem isn’t waiting for the future.
It’s already plugged in.
(10/10) On Telegram, I will dive into Ripple & Stellar’s global takeover — and the unknown tokens on these chains that are quietly changing the world.
(1/🧵) Jed Didn’t Leave Ripple. He Was Assigned to Start Stellar.
You were told it was all falling out.
But what if Jed McCaleb’s split wasn’t a breakup…
It was a deployment?
And what if XRP and XLM were never rivals — but two arms of the same global plan?
Let’s dive deep:
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(2/🧵) Jed McCaleb helped launch Ripple.
He built XRP’s early architecture.
But after “disagreements,” he left… and immediately started Stellar (XLM).
Different mission?
Same core tech.
Almost no time wasted.
You think that’s normal?
(3/🧵) Jed’s “exit” was perfectly timed with:
• Ripple’s institutional expansion
• The early plans for ISO 20022
• IMF, BIS, WEF discussions about “future payments”
He didn’t storm out.
He was assigned to create the other half.
(1/🧵) Why Africa Is the Final Battleground for the New Financial System.
France still controls Africa’s money.
They used colonial banks instead of guns.
But now the system is breaking…
XRP & XLM are the trojan horses moving in.
You won’t believe what’s coming🧵👇
(2/🧵) Africa is the most resource-rich continent on Earth.
Yet it remains the poorest.
• 60% of the world’s uncultivated arable land
• 90% of the global platinum supply
• 30% of global mineral reserves
• 1.2B people — half under 25
It’s not underdeveloped. It’s deliberately suppressed.
(3/🧵) France — the hidden colonial banker.
Through the CFA franc, France controls the currencies of 14 African nations.
Each of them must deposit 50% of their reserves into the French central bank.
Still think colonialism ended?
(1/🧵) FRANCE JUST WARNED THE U.S. ABOUT FIRING JEROME POWELL.
Why is France defending Jerome Powell? Because the entire global financial system depends on one big lie — and it’s cracking.
Let’s connect the dots…🧵👇
(2/🧵) France isn’t just trying to be diplomatic.
They’re signaling that the global financial system is fragile — and the U.S. dollar’s dominance is at risk.
This isn’t about Powell.
It’s about who controls monetary policy… and who’s next in line.
(3/🧵) Let’s be clear: The Fed is not a government entity.
It’s a private banking cartel — with deep ties to the IMF, BIS, and global central banks.
France warning the U.S. about Fed leadership?
That’s like one branch of the elite warning another:
“Don’t break the illusion.”
(1/🧵) What If the SEC Lawsuit Was Never About XRP — But About Buying Time?
A thread that might change the way you see the Ripple case:
What if the goal wasn’t to stop XRP…
…but to stall it just long enough?
Let’s connect the dots.
🧵👇
(2/🧵) XRP was gaining momentum in late 2020.
• Ripple had global partnerships
• ODL usage was growing
• Banks were trialing RippleNet
• ISO 20022 implementation was just around the corner
Then, out of nowhere, the SEC filed its lawsuit — just before Christmas 2020.
Suspicious timing?
(3/🧵) This wasn’t a civil lawsuit — this was a chokehold.
• It wiped XRP off major U.S. exchanges
• Froze institutional adoption
• Put a target on Ripple while other tokens were booming
Meanwhile, Bitcoin and Ethereum were labeled as “not securities.”
Why isolate XRP?
The day a quantum computer breaks SHA-256 is the day $1 trillion in crypto could be stolen.
Bitcoin is exposed.
But $XRP and $XLM? They might actually be ready.
Here’s why🧵👇
(1/🧵) Most blockchains rely on two cryptographic tools:
•SHA-256: for hashing data (used in Bitcoin)
•ECDSA: for verifying signatures (used by most wallets)
Quantum computers threaten both.
(2/🧵) Shor’s Algorithm is the quantum hacker’s weapon.
It can break ECDSA—the algorithm securing your wallet’s private key—instantly if enough quantum power is available.
@DenelleDixon , CEO of Stellar Development Foundation, shares how traditional finance is embracing blockchain.
Here’s a summary of her conversation with @APompliano 🧵👇
(1/🧵) Financial institutions are increasingly adopting blockchain technology. Denelle highlights how banks are integrating crypto to enhance cross-border payments and financial inclusion.
(2/🧵) Emerging markets are leading the way in stablecoin adoption. In regions with unstable currencies, stablecoins offer a reliable alternative, and Stellar provides the infrastructure to support this shift.