Thread by @ryjlocal

The GOP needs to focus on economic policy that benefits Americans, but I rarely see actionable ideas from the complainers on here.

Here are 8 low-hanging fruit items that would result in a GOP sweep of the midterms: 🧵

1. Completely Obvious Winner: "Full Capital Loss Deduction Relief:"

Allows middle-class taxpayers (no welfare) to deduct unlimited net capital losses against ordinary income, beyond the $3k cap. Via IRS non-enforcement, Treasury regs, OLC opinion. Protects retail investors from market crashes, equitable tax treatment without new spending and would be wildly popular in a retail investing environment actively punishes being risk on due to loss rules.

2. "The Federal Interest Reversal and Principal Justice Initiative (FIRPJI):"

Would credit all previously paid interest on federal loans toward principal balances. This eliminates compound interest, applies to student loans, VA mortgages, small business, farm, and other federal debts, benefiting 45-50M Americans with avg 15-35% principal reduction. Moral correction via executive action, no new costs or complaints from boostrap boomers.

Caesar did this and it worked.

3. "The Family Sovereignty and Productivity Program (FSPP)"

Empower self-sufficient families raising kids without welfare. Certified households get 25% property-tax offset per child (up to 100%) through non enforcement at IRS, priority housing/credit, birth/marriage bonds (10 years of marriage vesting) via Trump Accounts, and other preferences. Uses Treasury/IRS non-enforcement discretion to reward independence and reproduction.

4. "The National Mortgage Rate Assumability Initiative (NMRAI)"

Makes mortgages assumable, as they used to be, letting buyers take over sellers' low rates (e.g., below 4%) to unlock frozen housing market. Led by FHFA, CFPB, HUD, Treasury via conservatorship powers and non-enforcement. Modeled on VA program, boosts liquidity, affordability without new laws.

5. "The American Homefront Mortgage Program (AHMP)"

Tests and offers 40-50 year fixed-rate mortgages for starter homes under certain thresholds, turning rent into ownership for working families. Includes Owner Conversion Incentive (OCI): full capital gains forgiveness for landlords selling to tenants. Executed via FHA, FHFA, Treasury discretion.

6. "Veterans Land and Settlement Program (VLSP)"
A modern-day Homestead Act tailored for veterans, reallocating underutilized federal lands, dormant factories, and deindustrialized towns into lease or develop-to-own settlements. By tying it to Foreign Direct Investment (FDI) and reindustrialization initiatives, it positions veterans as a disciplined, ready-made workforce in these deserted factory towns, reviving communities through agriculture, manufacturing hubs, and reshoring partnerships.

Executable via existing VA, USDA, DOI, Commerce, and Treasury authorities, it honors service while building national resilience.

7. "The Industrial Continuity and Apprenticeship Recovery Program (ICARP)"

A bold executive initiative to safeguard America's critical trades from demographic collapse, where over half of skilled workers in key sectors will retire by 2035, threatening grid ops, refining, precision machining, defense shipyards, rail maintenance, energy extraction, mining, and industrial controls. With median ages 50-57 and 545k positions at risk, ICARP creates Industrial Apprenticeship Corridors for direct knowledge transfer from masters to apprentices in live facilities.

No new spending: DOL reallocates WIOA funds, DOE/DOD invoke Defense Production Act for security, Commerce designates innovation zones. Funds via Treasury's Industrial Continuity Participation Bonds (ICPBs)—non-marketable securities covering 80% of training costs, redeemable for tax offsets. Plus, non-enforcement of OSHA/EPA regs for trainees and up to $2M tax deferral per firm. Preserving national sovereignty through craft continuity.

8. "The Funeral Cost Integrity and Consumer Protection Initiative (FCICPI)"

Combats predatory funeral pricing with FTC rules for transparent disclosure, CFPB bans abusive credit, VA sets benchmarks. Prohibits junk fees, high-interest grief loans. Treasury non-enforcement on deceptive debts. Ensures dignity without debt.

Take this model and run it across any scam rent seeking industry like funeral homes. Winning formula .

Oh yeah, and all of these have been done before in history. Stop trying to reinvent the wheel.