It is completely false that redlining was "explicit racial gatekeeping." 92% of redlined homes were white! Redlining was based on bureaucrats trying to predict if home values in an area would go up or down so as to avoid wasting taxpayer money on bad loans.
Almost all black neighborhoods were redlined because black neighborhoods tend to be poor, violent, dirty, and getting worse (because of black behavior), and so not places people want to move to. This was true in 1936, it was true in 1966, and it is true today.
The current view of "redlining" in the popular consciousness is a (wholly, 100% false) narrative to frame current black lack of housing wealth as the result of past white malfeasance and hence justify white expropriation.
Redlining is the cause of the infamous Seattle Swedish ghetto; if not for evil WASP bureaucrats in the 1930s Swedish-Americans would be middle class successes too.
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