Fraudsters get monies fraudulently and find means to "dry clean" it.
Usually, they send it to loved ones, make purchases with them making it look legit.
If you receive funds from abroad...you want to be very careful you have some knowledge of the sender and why they sent it.
CHURCHES need to be at alert.
People commit fraud and send it to Churches anonymously for Tithe, Offering, and all kinds of Gift for the purpose of "dry cleaning and appeasing their god".
Churches need to establish a KYC policy - in this case, it may be Know Your Members!
Churches can set a threshold: "Any credit to the Church accounts from an individual to the tune of N100,000 & above shall be subjected to further due diligence to identify and capture details of the donor"
For Corporate....N500,000 & above.
This should be a basic responsibility
Some fraudsters will intentionally send money to you and say it is a mistake and then ask you to send it to another account (even for a fee)....that is laundering "dry cleaning".
Get your bank involved. Get a letter from the person and let your Bank witness that exchange.
Take responsibility of whatever transaction that comes to your space.
Electronic frauds can only go undetected for a little while... It may be long but it will be found.
1999 NIGERIAN CONSTITUTION - THE EXCLUSIVE LEGISLATIVE LISTS
1. Accounts of the Government of the Federation, and of offices, courts, and authorities thereof, including audit of those accounts 2. Arms, ammunition and explosives
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3. Aviation, including airports, safety of aircraft and carriage of passengers and goods by air. 4. Awards of national titles of honour, decorations and other dignities. 5. Bankruptcy and insolvency 6. Banks, banking, bills of exchange and promissory notes.
-3- 7. Borrowing of moneys within or outside Nigeria for the purposes of the Federation or of any State. 8. Census, including the establishment and maintenance of machinery for continuous and universal registration of births and deaths throughout Nigeria.
Part I: Federal Republic of Nigeria 1. Supremacy of constitution 2. The Federal Republic of Nigeria 3. States of the Federation and the Federal Capital Territory, Abuja.
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Part II: Powers of the Federal Republic of Nigeria 4. Legislative powers 5. Executive powers 6. Judicial powers 7. Local government system 8. New states and boundary adjustment, etc. 9. Mode of altering provisions of the constitution 10. Prohibition of State Religion
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11. Public order & public security 12. Implementation of treaties
CHAPTER II: FUNDAMENTAL OBJECTIVES AND DIRECTIVE PRINCIPLES OF STATE POLICY
13. Fundamental obligations of the Government. 14. The Government & the people 15. Political objectives 16. Economic objectives
FOR MEN WHO WANT TO KEEP THEIR MARRIAGE. (EXTRACTED & ADAPTED FROM A WHATSAPP GROUP)
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A Good Man, Makes A Good Husband And A Good Husband Becomes A Good Father. A Good Father Raises A Good Child. If You Want To Be A Good Man, Husband And Father, Emulate These Steps Below:
1). Never raise your voice for any reason to your wife. It's a sign of disrespect.
2). Don't expose your wife's weaknesses to your family and friends. It will bounce back at you. You are each other's keeper.
3) Never use attitudes & moods to communicate to ur wife, u never know how ur wife will interpret them. Defensive men don't have a happy home.
4) Never compare ur wife to other women, you've no idea what their life is all about. If u attack his ego, his Love for u will diminish
Businesses have many challenges, but top on their list are:
1. Increase sales/customer base 2. Reduce operational waste 3. Comply with regulations 4. Avoid losses & fraud 5. Process efficiency
If you can address any of these, your chances are higher.
Strategic job hunting is targeted.
It's not waiting for Vacancies to be advertised - it's causing vacancies to be advertised/filled.
It means you have: Knowledge of
-an industry
-the company
-their pain-points
-Competencies to solve those problems
How do you know all these?
First identify the industry that appeals to you - if it is a regulated industry, all the better, get familiar with their Laws, Regulations, Circulars, Guidelines, Framework, Certifications, etc
About the company: Website is a good place to start - ABOUT US!
During the week I used the popular Keke (Tricycle) in an out of office journey, as usual I will ask the rider to take only me so I could have some conversation around his trade.
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Not long after we started our journey and agreed on the fare, he asked for permission to stop and make a payment.
So I asked what the payment was for, he said "that's how they collect it ooo".
How much did you pay?
He said N300.00.
Then I asked for the receipt which he gave.
I asked if this is all he pays daily, he answered "No, that it was the 4th payment making N1,000 daily".
In one event, Pst @sam_adeyemi raised some money and asked the crowd: "Who wants?"
Quite a number raised their hands, some shouted....I want, I want, I want.
He continued, WHO WANTS THIS? - more people joined & raised their voices..
...I want, I want, I want...some even stood to show they want it,...
Pst Sam asked the more...and the more he asked, the more people wanted it.
Then one young man stood up and ran towards Pst Sam...to take what he wants.
In life, many people want things & are just saying it...
Some say it everyday and in the hearing of others.
Unfortunately, they don't take steps to go find what they want. They sit and ask, and pray, and ask, and talk about what they want all day without action.
They want to start a biz, 5yrs now they've been saying it. No training.