Mahavir Chopra / Beshak.org Profile picture
Dec 10, 2019 3 tweets 2 min read Read on X
@MMRDAOfficial The noise levels are way above the acceptable norms for a residential area in the night and early morning for MetroLine4, near RCity Mall Vikhroli. This is affecting health of residents. Can you please do something about this?#mumbaimetro
@MMRDAOfficial @MMRDAOfficial Since I have not received any response, I am only left with the choice of making frequent police complaints and take it from there. Thank you.
@MMRDAOfficial The noise is normal throughout the day and the drilling starts at 9pm in the night till 11pm. Starts at 5 am again till 8am. What's the point. Why would you drill and create noise when people are trying to sleep?

• • •

Missing some Tweet in this thread? You can try to force a refresh
 

Keep Current with Mahavir Chopra / Beshak.org

Mahavir Chopra / Beshak.org Profile picture

Stay in touch and get notified when new unrolls are available from this author!

Read all threads

This Thread may be Removed Anytime!

PDF

Twitter may remove this content at anytime! Save it as PDF for later use!

Try unrolling a thread yourself!

how to unroll video
  1. Follow @ThreadReaderApp to mention us!

  2. From a Twitter thread mention us with a keyword "unroll"
@threadreaderapp unroll

Practice here first or read more on our help page!

More from @themahavir

Mar 11
🚨 Why a ₹1 Crore health cover may NOT be enough once you hit 30!

In 1999, my dad was proud owner of a bumper health insurance cover!
Cover of 2 Lakhs. He found it adequate.

In 2010, I felt ₹10L was a decent enough cover.

Today, ₹1Cr still seems a bit of a stretch. But is it?

Let’s break it down. 🧵👇
1. India’s private healthcare is only getting more expensive.

The government spends just 2.1% of GDP on healthcare - one of the lowest in the world. Public hospitals are struggling, and most middle-class families don’t prefer to go there.

That leaves us with private hospitals, and we all know how expensive they are.
Why?

Because the demand for quality healthcare far exceeds supply.

Just look at the top hospitals wherever you live - there’s always a rush.
Beds are perenially unavailable.

(Have seen the MD of a giant company waiting at Hinduja hospital, Mumbai, with their family member, late night, patiently negotiating for a vacant bed. )

India has only
- 1 doctor for every 1,500 people
- 1 hospital bed for every 1,000 people - far below WHO’s recommended standards.
Read 22 tweets
Mar 7
A thread on employer health insurance!

Every year HR sends an "insurance" email most ignore.

You shouldn't.
The email usually has a deck that covers:

• The benefits you are entitled to.
• The process to enrol family members.
• The process to enrol and pay for parents’ covers and top up covers.
• The terms and conditions - which are a lot, believe me (this is ignored the most!)
Employer health insurance benefits are smoooooth!

👉 It is easy to enroll.
👉 It covers maternity benefits.
👉 It covers pre-existing diseases, damn it!
👉 It is even easy to claim.
Read 18 tweets
Mar 1
~70% of health insurance customers I meet are unaware of their rights.

Know your 12 essential rights as a health insurance consumer 👇👇

💾 Save for later.
↗️ Share to spread the word.
🗨️ Let me know how many were you already aware off?
1/ Right to lifelong renewability

Your health insurance cannot be denied renewal due to age or past claims.

An insurer can deny renewal only if:
• You committed fraud or misrepresented fact
• You bought the policy with the intention to make a false claim
2/ Right to portability

You don’t have to remain stuck with an insurer if you’re unhappy.

You can switch to another insurer and carry forward all your waiting period credits.

But note, Porting is not guaranteed. The new insurer can reject your application based on your profile, medical history etc.

Tip: Always disclose your medical history truthfully.
Read 17 tweets
Oct 11, 2024
Patient hospitalized for 6 days
Insurer pays for 2 days - says no "active treatment" after 2nd day.

Doctor shares logic for the 6-day treatment.
Insurer still disagrees.

Should patients consult insurers before taking medical decisions?
Why do patients suffer for lack of medical regulations?Image
First, let's understand why this happens.

So, health insurance as per the contract will pay only in case when the hospitalization is
a) "Necessary" and
b) " requires active treatment"
Ok - so what is "Necessary" treatment?

It is when patient can only be treated at a hospital and not at home or in OPD.

For instance, say I meet with an accident, and break my hand.
Now, the doctor needs to apply plaster on my hand.
But say the doctor asks me to get hospitalized for a day - This won't be covered under health insurance.
Read 9 tweets
Aug 30, 2024
Health Insurance cos hiking premiums. Again!

Star Health: 10-15%
HDFC Ergo: 9-12%
New India: 10%

🧵 Thread
⦿ Why is the premium rising?
⦿ How do you deal with it?
⦿ Should you drop and invest the money instead? Image
1st things 1st: Health insurance premiums aren’t fixed.

Insurers can hike premiums whenever they find it necessary — not just for one person, but for an entire portfolio of customers.

And now, for some time, they can do it without regulatory approval 😬.
When do premiums rise?

Besides age, here are 4 key reasons 👇🏻👇🏻👇🏻👇🏻
Read 14 tweets
Aug 21, 2024
"What if I skip Health Insurance and build a fund to cover my family’s healthcare."

Fine print + claim hassles have forced all of us to think in this line.

Before you go down that road, here’s a thread on what you need to know
👇🏻👇🏻
Health insurance, despite its flaws, offers some powerful benefits that you should understand before taking such calls.

Let’s break down these powerful benefits of health insurance:
⦿ Lifetime Hospitalization Cover

Once you clear the initial waiting periods, health insurance can practically cover all your hospitalization costs for a lifetime — yours and your family’s.

Regulation does not allow insurers to stop coverage, unless they prove a fraud.
Read 13 tweets

Did Thread Reader help you today?

Support us! We are indie developers!


This site is made by just two indie developers on a laptop doing marketing, support and development! Read more about the story.

Become a Premium Member ($3/month or $30/year) and get exclusive features!

Become Premium

Don't want to be a Premium member but still want to support us?

Make a small donation by buying us coffee ($5) or help with server cost ($10)

Donate via Paypal

Or Donate anonymously using crypto!

Ethereum

0xfe58350B80634f60Fa6Dc149a72b4DFbc17D341E copy

Bitcoin

3ATGMxNzCUFzxpMCHL5sWSt4DVtS8UqXpi copy

Thank you for your support!

Follow Us!

:(