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Mahavir Chopra / Beshak.org Profile picture
@themahavir
Dec 10, 2019 • 3 tweets • 2 min read • Read on X
@MMRDAOfficial The noise levels are way above the acceptable norms for a residential area in the night and early morning for MetroLine4, near RCity Mall Vikhroli. This is affecting health of residents. Can you please do something about this?#mumbaimetro
@MMRDAOfficial @MMRDAOfficial Since I have not received any response, I am only left with the choice of making frequent police complaints and take it from there. Thank you.
@MMRDAOfficial The noise is normal throughout the day and the drilling starts at 9pm in the night till 11pm. Starts at 5 am again till 8am. What's the point. Why would you drill and create noise when people are trying to sleep?

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More from @themahavir

Mahavir Chopra / Beshak.org Profile picture
Oct 11, 2024
Patient hospitalized for 6 days
Insurer pays for 2 days - says no "active treatment" after 2nd day.

Doctor shares logic for the 6-day treatment.
Insurer still disagrees.

Should patients consult insurers before taking medical decisions?
Why do patients suffer for lack of medical regulations?Image
First, let's understand why this happens.

So, health insurance as per the contract will pay only in case when the hospitalization is
a) "Necessary" and
b) " requires active treatment"
Ok - so what is "Necessary" treatment?

It is when patient can only be treated at a hospital and not at home or in OPD.

For instance, say I meet with an accident, and break my hand.
Now, the doctor needs to apply plaster on my hand.
But say the doctor asks me to get hospitalized for a day - This won't be covered under health insurance.
Read 9 tweets
Mahavir Chopra / Beshak.org Profile picture
Aug 30, 2024
Health Insurance cos hiking premiums. Again!

Star Health: 10-15%
HDFC Ergo: 9-12%
New India: 10%

🧵 Thread
⦿ Why is the premium rising?
⦿ How do you deal with it?
⦿ Should you drop and invest the money instead? Image
1st things 1st: Health insurance premiums aren’t fixed.

Insurers can hike premiums whenever they find it necessary — not just for one person, but for an entire portfolio of customers.

And now, for some time, they can do it without regulatory approval 😬.
When do premiums rise?

Besides age, here are 4 key reasons 👇🏻👇🏻👇🏻👇🏻
Read 14 tweets
Mahavir Chopra / Beshak.org Profile picture
Aug 21, 2024
"What if I skip Health Insurance and build a fund to cover my family’s healthcare."

Fine print + claim hassles have forced all of us to think in this line.

Before you go down that road, here’s a thread on what you need to know
👇🏻👇🏻
Health insurance, despite its flaws, offers some powerful benefits that you should understand before taking such calls.

Let’s break down these powerful benefits of health insurance:
⦿ Lifetime Hospitalization Cover

Once you clear the initial waiting periods, health insurance can practically cover all your hospitalization costs for a lifetime — yours and your family’s.

Regulation does not allow insurers to stop coverage, unless they prove a fraud.
Read 13 tweets
Mahavir Chopra / Beshak.org Profile picture
Jul 6, 2024
92% health insurance agents don't know basics.

How to find a good agent?

Thread 👇🏻

Will cover:
⦿ Why find a good insurance agent?
⦿ How to find a good insurance agent?
⦿ Where did the 92% number come from?
⦿ Questions to ask
Insurance is a complicated product when buying, and more importantly when making a claim.

Not following right processes, making accurate declarations when buying, is one of the biggest reasons why claims get rejected.
That's not it.

Claims processes, paperwork is complicated too.

Most of us would rather attend their ill family member, than follow up on toll-free numbers.
Read 15 tweets
Mahavir Chopra / Beshak.org Profile picture
May 30, 2024
🚨🚨 Important changes in Health Insurance.

IRDAI released a master circular today.

Most of the changes are applicable from immediate effect - unless there is a specific target date mentioned for the change.

Thread time 👇🏻 Image
INCLUSIVENESS:
IRDAI has asked insurers to make available products for
1. All age groups
2. People with medical conditions, including chronic.
3. All types of treatment - including OPD!!
4. All occupations, regions, categories. Image
All kinds of hospitals including affordable ones.
No denial of coverage in case of emergency situations. Image
Read 19 tweets
Mahavir Chopra / Beshak.org Profile picture
Apr 24, 2024
News going around: "Now people above 65 can buy health insurance."

This is MISLEADING & NOT true.

🧵 Image
EARLIER: Health Insurance regulations had a minimum maximum-entry-age limit of 65 years.

Which meant insurers were required to design all health insurance plans to be open for people at least up to 65 years of age. Image
This age limit has now been removed, with effect from 1st April 2024.
Read 11 tweets

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