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Are the rich more risk averse and are they driving public policy?

dailymail.co.uk/news/article-8…
A wealthy person may not mind giving up 3-6 months worth of income if increases his statistical survival chances by a perceived 0.1%. A poorer person may have a different risk curve. A starving man may be willing to take a chance.
People can't choose their preferred level of risk because the assumption of a lockdown is that risk is linked. If a poor man does a job he can increase the risk to someone in the Hamptons. Does the lockdown convoy travel at the speed of the most risk averse?
A reopening represents the level of average acceptable risk, something that satisfies people in the Hamptons and people living in their cars. Almost any such point you pick will disssatisfy someone.
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