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Raj Kunkolienkar Profile picture
@kunksed
Jun 1, 2020 • 4 tweets • 3 min read • Read on X
I am very excited by the rise of Productised Services / XaaS (Anything as a Service)!

This soft on-ramp to entrepreneurship presents a favorable opportunity for Indian entrepreneurs to start businesses catering to the global audience.
Investors ought to check out what @tylertringas has been up to with @earnestcapital.

The combination of productised services, bootstrapping, and investing with returns pegged against founder earnings is likely to be the dominant mode of funding internet businesses of the 2020s.
For those of who want to get started, check out :

productizedstartups.com

Hit me or @krishna06 up if you want to jam :)
In the Indian ecosystem, watch out for @SinglaAnirudh! He is on point with building a marketplace for XaaS (@Pepper_Content for content writing).

cc: @DruRly

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More from @kunksed

Raj Kunkolienkar Profile picture
Feb 3
The Ghosts We Inherit: India's 'New Money' Story

My mother reuses tea leaves until the water runs clear. My friend's father keeps a wooden box in his closet, with carefully folded bills arranged by denomination. Another's maintains a small diary tracking every household expense down to the last rupee. These aren't quirks – they're battle scars from a generation that survived on less.

We are their children. We carry their financial trauma in our wallets, even as we tap them against sleek payment terminals at craft coffee shops.Image
The Phantom of "Enough"

Our parents' lives were defined by scarcity. A government job was the golden ticket; buying a scooter required years of saving. Their financial playbook was simple: hoard cash, avoid risk like cholera, and never, ever trust the market. Debt was shameful. Insurance was a rumor. Investment meant fixed deposits and gold – tangible, trustworthy things you could touch.

Today, I have three investment apps on my phone, a premium credit card that gives me airport lounge access, and a cryptocurrency wallet. I can explain modern portfolio theory to anyone who'll listen. I earn in months what my mother earned in years.

Yet when she asks, "Do you know what ₹400 meant in 1985?" as I order dessert at a restaurant, something inside me flinches. The ghost of scarcity whispers.Image
The Knowledge-Behavior Paradox

Last week, a friend called me in panic. The markets had dropped 3%, and he wanted to pull out his entire equity portfolio. This same friend quotes Warren Buffett in his sleep and has read every book on value investing. He knows, intellectually, that market declines are temporary. But knowing something and feeling it in your bones are two different things.

Take Aarav, a marketing manager who maxes out her credit card for airline miles while postponing term insurance. Or Priya, a tech lead who keeps ₹20 lakhs in a savings account "for emergencies." Her parents did the same, but their emergency was a drought or a broken femur. Priya's emergency is... theoretical. She can't explain it. The ghost whispers, "Better safe than sorry."Image
Read 8 tweets
Raj Kunkolienkar Profile picture
Dec 30, 2021
Freshers, I think you’ll be better off in the long run if you focus on discovering what problems excite you, rather than blindly chasing skills.
If you want to explore problems, check out @vaibhavbetter’s portfolio for one line descriptions of what companies do.

bettercapital.vc/portfolio/

I’m sure 90% of these things will bounce over your head…

Ask yourself ‘why are others excited about this problem??’
Bulk of this problem is because college students are only exposed to the education, F&B and entertainment industries.

They’re blind to 95% of the economy, especially the B2B front.

Only way out is to poke around and ask questions around every part of the value chain.
Read 4 tweets
Raj Kunkolienkar Profile picture
Jun 5, 2021
Wondering how to do better at your work?🤔

I've found INSPIRATION to be an easy, low-risk and entertaining way of moving ahead.

Many people aren't inspired enough because they aren't tuned into the right things.

Here's what I do to get *inspired*👇🏽👇🏽
Want to get better at design?

Follow 100 good design pages on Instagram.

Visit a new landing page every day.

Casually browse through every Canva template.
How to get better at community building?

Hang out on the best-run communities online out there.

Think over why religion works so well. What can you pick up?
Read 11 tweets
Raj Kunkolienkar Profile picture
Oct 2, 2020
Alright, let's fucking do this!

I strongly believe that quality biz education can change the trajectory of the nation.

Schools and colleges have failed us. MBA loans are deadly.

Enter stoaschool.com, the game-changer.

This is what's in store for you at @StoaHQ Image
If you are from India, chances are that you've grown up privileged and sheltered.

Trying to earn while young was taboo. "You go study!" is what we're told.

Explains most of the STEM grads who at 22 realize that "oh fuck, there's more to this world than I knew"

What next?
When confusion strikes aspirations...there is chaos.

And when there is chaos, there is "beta, why don't you do an MBA?!"

Yeah, for the want of mental clarity and 'network', you end up signing themselves up for ₹20L-₹40L in loans.

It's dead weight.
Read 12 tweets
Raj Kunkolienkar Profile picture
Sep 23, 2020
Unpopular opinion time.

Being a generalist is overhyped right now. Many young folks use 'generalist' as an excuse to not bother developing a strong specialisation or heck, getting hands dirty.

No one's going to hire you for being a well read intellectual. Start executing.
I know I'm mixing being a generalist with execution paralysis but that's what it largely ends up being.

Reading gives a cheap sense of accomplishment, quick dopamine hits. A good way of avoiding the pains of doing stuff, getting fucked and learning from those lessons.

Go do!
Most wannabe generalists gravitate towards entrepreneurship and product management because of how hard these things are to define.

There's comfort in not committing to anything in particular because then you can't be measured. Vagueness is attractive.

Don't fall for this trap!
Read 4 tweets
Raj Kunkolienkar Profile picture
Aug 20, 2020
A thread of super interesting @Airbnb experiences that make me marvel at the beauty of the internet 👇🏽🤣
You can learn to bounce and twerk.

airbnb.co.in/experiences/16…
Or you can fix your cat's behavior problems by talking to a cat behaviorist. 🙀
airbnb.co.in/experiences/17…
Read 4 tweets

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