Share this page!

Enter URL or ID to Unroll

You can paste full URL like: https://x.com/threadreaderapp/status/1644127596119195649
or just the ID like: 1644127596119195649

How to get URL link on X (Twitter) App

  1. On the Twitter thread, click on or icon on the bottom
  2. Click again on or Share Via icon
  3. Click on Copy Link to Tweet
  4. Paste it above and click "Unroll Thread"!
  5. More info at Twitter Help
Raj Kunkolienkar Profile picture
Raj Kunkolienkar
@kunksed
in my vagabond era. prev co-founded @StoaHQ. part time philosopher, into ai & category creation.
Oct 14 • 13 tweets • 5 min read
Last Saturday, three drinks in, my friend slumped back and said what we’d all been thinking:

“bc, itna dimaag lagaya stocks aur mutual funds par, gold mey hi daal dete toh sahi hota.”

We laughed. That uncomfortable laugh when the joke cuts too close.

Gold is at ₹1.28 lakhs per 10 grams.

Nearly doubled from last year’s ₹65,000.

The metal hit $4,000 per ounce in October—up about 50% in dollar terms, but in rupees? Even more.

Our carefully researched equity portfolios? Fine. They’re fine.

The math is embarrassing. But that’s not the story.

The story is why we spent a decade dismissing the one asset actually doing what we claimed we wanted.

Read on…Image Let’s be honest about why we avoided gold.

Wasn’t about returns or liquidity or “dead capital locked away.” It was because gold belonged to them.

The aunties at weddings dripping in 22-karat everything. The maximalists who wear their net worth around their necks. Our mothers, opening those wooden jewelry boxes, checking on pieces they’ve never worn but will never sell.

Gold was the mother’s department. Feminine. Domestic. Old-world.

We wanted distance from that aesthetic. Wore minimal silver jewelry to weddings. Telegraphed: I’m not like those gold people.
Jun 29 • 14 tweets • 4 min read
‘Net Worth’ and ‘Wealth’.

There’s a moment of clarity that strikes when you realize that somewhere along the way, we’ve conflated these two entirely different concepts.

It’s a confusion so pervasive that it shapes entire life trajectories, drives migration patterns, and fundamentally alters how we measure success.

(long Sunday musing incoming) In the modern hustle economy, net worth has become our North Star.

We optimize for it relentlessly—chasing promotions, switching jobs for salary bumps, moving to expensive cities where opportunities are dense but life is compressed.

We track our portfolios, celebrate our raises, and measure our progress in spreadsheets that capture assets minus liabilities with mathematical precision.

But net worth, for all its quantifiable clarity, is just one dimension of human flourishing. It’s a financial snapshot, not a life assessment.
Feb 3 • 8 tweets • 5 min read
The Ghosts We Inherit: India's 'New Money' Story

My mother reuses tea leaves until the water runs clear. My friend's father keeps a wooden box in his closet, with carefully folded bills arranged by denomination. Another's maintains a small diary tracking every household expense down to the last rupee. These aren't quirks – they're battle scars from a generation that survived on less.

We are their children. We carry their financial trauma in our wallets, even as we tap them against sleek payment terminals at craft coffee shops.Image The Phantom of "Enough"

Our parents' lives were defined by scarcity. A government job was the golden ticket; buying a scooter required years of saving. Their financial playbook was simple: hoard cash, avoid risk like cholera, and never, ever trust the market. Debt was shameful. Insurance was a rumor. Investment meant fixed deposits and gold – tangible, trustworthy things you could touch.

Today, I have three investment apps on my phone, a premium credit card that gives me airport lounge access, and a cryptocurrency wallet. I can explain modern portfolio theory to anyone who'll listen. I earn in months what my mother earned in years.

Yet when she asks, "Do you know what ₹400 meant in 1985?" as I order dessert at a restaurant, something inside me flinches. The ghost of scarcity whispers.Image
Dec 30, 2021 • 4 tweets • 1 min read
Freshers, I think you’ll be better off in the long run if you focus on discovering what problems excite you, rather than blindly chasing skills. If you want to explore problems, check out @vaibhavbetter’s portfolio for one line descriptions of what companies do.

bettercapital.vc/portfolio/

I’m sure 90% of these things will bounce over your head…

Ask yourself ‘why are others excited about this problem??’
Jun 5, 2021 • 11 tweets • 2 min read
Wondering how to do better at your work?🤔

I've found INSPIRATION to be an easy, low-risk and entertaining way of moving ahead.

Many people aren't inspired enough because they aren't tuned into the right things.

Here's what I do to get *inspired*👇🏽👇🏽 Want to get better at design?

Follow 100 good design pages on Instagram.

Visit a new landing page every day.

Casually browse through every Canva template.
Oct 2, 2020 • 12 tweets • 5 min read
Alright, let's fucking do this!

I strongly believe that quality biz education can change the trajectory of the nation.

Schools and colleges have failed us. MBA loans are deadly.

Enter stoaschool.com, the game-changer.

This is what's in store for you at @StoaHQ Image If you are from India, chances are that you've grown up privileged and sheltered.

Trying to earn while young was taboo. "You go study!" is what we're told.

Explains most of the STEM grads who at 22 realize that "oh fuck, there's more to this world than I knew"

What next?
Sep 23, 2020 • 4 tweets • 1 min read
Unpopular opinion time.

Being a generalist is overhyped right now. Many young folks use 'generalist' as an excuse to not bother developing a strong specialisation or heck, getting hands dirty.

No one's going to hire you for being a well read intellectual. Start executing. I know I'm mixing being a generalist with execution paralysis but that's what it largely ends up being.

Reading gives a cheap sense of accomplishment, quick dopamine hits. A good way of avoiding the pains of doing stuff, getting fucked and learning from those lessons.

Go do!
Aug 20, 2020 • 4 tweets • 2 min read
A thread of super interesting @Airbnb experiences that make me marvel at the beauty of the internet 👇🏽🤣 You can learn to bounce and twerk.

airbnb.co.in/experiences/16…
Aug 8, 2020 • 4 tweets • 1 min read
Who are some of the best writers on the Indian tech startup scene?

Are you looking to break into this list? Read on! ✍️ As compared to the US ecosystem, we're low on the number of investors, founders and operators who publish their thoughts.

If anything, this is an opportunity for sharp thinkers in India to establish their brand.

One comprehensive post can change your career trajectory.
Jul 30, 2020 • 4 tweets • 4 min read
Creators who have built an audience can use tools to make it easy to do what they do best.

But is that all that they can do with the audience that they have built?

Knowledge creators have a lot to learn from promoter-influencers who have built out massive business empires.. Image Creators are Schelling points for their domains.

Passion economy folks gather around @ljin18, fintech: @iankar_, marketing: @harrydry, EdTech: @albertoarenaza.

I sense a rise of biz-in-a-box platforms/services helping these creators serve the varied needs of their audience.
Jul 27, 2020 • 5 tweets • 2 min read
So, @Twitter is def serious about offering paid memberships. Image Image
Jul 19, 2020 • 6 tweets • 3 min read
Serious talk.

Few people have very high tolerance / insensitivity to pain.

I have the same relationship with stress.

I don't 'feel' stress.

Working & living the way I do is the only way I know. Being stressed is the norm, not an anomaly I can detect.

Sucks ☹️

Read on 👇🏽 @krishna06's cat, Kat I'm no stranger to rather chronic problems such as GERD/IBS, stiff / twitching / spasming muscles, resulting tingling sensations...+ depression, anxiety that adds to the loop

After reading @dunkhippo33's post on stress, I realised that I am not alone 👇🏽

elizabethyin.com/2020/07/12/why… Image
Jul 18, 2020 • 10 tweets • 2 min read
Running thread collecting bubbling thoughts on

🔥 Passion Economy
📰 Newsletters
👥 Communities
📚 Digital Products
💲 Business Models

Tag me in interesting tweets so that I append it here :)
Jul 17, 2020 • 8 tweets • 4 min read
Episode 2 of Means of Creation by @nbashaw @ljin18 ft. @gregisenberg on communities.

A thread :)

#PassionEconomy #MeansOfCreation @gregisenberg on social : we've gone from a 'me' to 'us'. that's been the biggest shift.
Jun 1, 2020 • 4 tweets • 3 min read
I am very excited by the rise of Productised Services / XaaS (Anything as a Service)!

This soft on-ramp to entrepreneurship presents a favorable opportunity for Indian entrepreneurs to start businesses catering to the global audience. Investors ought to check out what @tylertringas has been up to with @earnestcapital.

The combination of productised services, bootstrapping, and investing with returns pegged against founder earnings is likely to be the dominant mode of funding internet businesses of the 2020s.
May 28, 2020 • 4 tweets • 2 min read
Do yourself a favor and *study* all of @datarade's Medium posts today.

medium.com/@datarade This thug post is 🔥🔥

Been digging into the East European shops which are into the business of doing the dirty work around lead gen.
Check tweet below 👇🏽

medium.com/@datarade/how-…
May 24, 2020 • 4 tweets • 2 min read
The internet is the BEST catalyst for tapping into human potential.

A running thread on enterprising Indians who we should look up to for inspiration 👇🏽 MN Hemant from Bokaro, Jharkhand.

Frugal setup, brilliant execution.

Delivers value on marketing and navigating the digital world for the Hindi audience.

~170K subs, 2.3MM views.

Check out his video on personal branding : Image
May 19, 2020 • 10 tweets • 2 min read
I have had a love-hate relationship with the USA over the last 4 years.

Now is an interesting time to explore what all I've experienced, learned and where we Indians stand as of today.

2016: I was busy applying for a Ph.D. in String Theory / Cosmology in the US.. Since my uncle migrated to the US in the early 90s, going to the US (the mecca of media, SciTech progress) was THE dream.

I had little clue about how markets and demand/supply rule. As it turned out, relying on something as abstruse as theoretical physics wasn't a sane bet.
May 17, 2020 • 22 tweets • 4 min read
For your benefit, I am putting down the major takeaways from @APompliano's interview of @PeterZeihan.

Geography, Population and demographics, politics, trade relations, and how they impact the global economy.

Due to their demographics, developed countries are saving and investing heavily in their retirement. Developing countries are young, meant to be consuming heavily.

Capital from the west seeks high returns, is invested in driving consumption in the east.
May 5, 2020 • 4 tweets • 1 min read
It's time we accept that the pandemic has left a dent in our collective growth and prosperity. There's a cost to pay.

The big question right now is about how the bill will be split across nations and socioeconomic stratas. The costs associated are in terms of health (sickness, deaths due to COVID-19, deaths due to other illnesses not getting attention) as well as the economy (unemployment, decimation of businesses, crushed plans and momentum).
Apr 21, 2020 • 4 tweets • 1 min read
Running thread on startup gyaan by Swami Nithyananda 🤣 On monetisation, free tiers and user retention