Thread by @tayooye

5 things you should never buy on credit:

1. Mobile phone...you don't need 3 cameras
2. Fashion items...you don't need designer apparel.
3. Cars...credit is expensive.
4. A party...you don't have to make an impression.
5. Gadgets...you can live without it.

Pay cash or wait.

Forgot to add this:

6. Don't borrow money to impress chicks.
7. Don't borrow money to impress chicks.
8. Don't borrow money to impress chicks.
9. Don't borrow money to impress chicks.
10. Don't borrow money to impress chicks.

Apparently, "chick" is old-school.

Please feel free to replace it with:

11. Don't borrow money to impress:

"bae – babe - chica – diva – doll – foxy – gal – gurl – homegirl – LOLITA – queen bee – slay queen – sexy mama – shawty – Sheila – tail"

Thanks @urbandictionary