Robinhood's gamelike interface and relative lack of educational features that are prominent on older platforms, mean there's real risk of MASSIVE losses for the platform's traders, who are about 31 years old on average.
I strongly believe that the goal of every investment is the return of capital NOT return on investment.
Let me reiterate: RETURN OF CAPITAL is more important than RETURN ON INVESTMENT.
Stock trading without proper training guarantees that your capital won't return. Be careful.
1. Hard work always pays. 2. Treat people well regardless of their status. 3. Don't be afraid to take risks. 4. Most fights never yield dividends. Walk away. 5. Money comes via strategic work: not hard work alone, and definitely not by prayers.
Let's clarify point 5:
Prayer turns hearts away from dross towards the divine and meets needs.
But faith is not a business model.
The idea that faith/giving leads to wealth is a 20th-century mindset that is inaccurate.
Faith is important. But it's not a business model.
Point 5 again:
1. Develop a strategic plan for your life. 2. Work hard as if you will never pray. 3. Then pray.
I know people who just pray, fast, give to church, and have faith for "prosperity".
They are still praying, fasting, and sowing "seeds" in penury 20 years later.
1. Mobile phone...you don't need 3 cameras 2. Fashion items...you don't need designer apparel. 3. Cars...credit is expensive. 4. A party...you don't have to make an impression. 5. Gadgets...you can live without it.
Pay cash or wait.
Forgot to add this:
6. Don't borrow money to impress chicks. 7. Don't borrow money to impress chicks. 8. Don't borrow money to impress chicks. 9. Don't borrow money to impress chicks. 10. Don't borrow money to impress chicks.
I have seen enough videos and pictures to conclude that the reason half of Lagos/Accra/Nairobi is not dead is because of the lower transmissibility in high temp rather than our feeble attempts at a lockdown.
Weather is destiny!
I have stepped out of my house ONLY 3 times in the last month because of the crazy transmission rates in this cold weather.
Most people are still moving around in Africa and the infection rate is just a small fraction of the one here despite our (US) strict lockdown procedures.