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Chloe Timperley 🔰 Profile picture
@GenRentBook
Jul 12, 2020 • 3 tweets • 2 min read • Read on X
#Leasehold Twitter, I need your help! An ex Right to Buy leaseholder on min wage in Notts has been hit with a £10k service charge, & @acorn_notts is fighting to get it scrapped! Will you sign this open letter? Experts who can talk to the Notts team also pls get in touch!
Thanks @MancCommunities !
@aclresident @NLC_2019 @LKPleasehold @HarryScoffin

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More from @GenRentBook

Chloe Timperley 🔰 Profile picture
Sep 2, 2020
“Books like Chloe Timperley’s Generation Rent... focus mostly on the exorbitant house prices that push young people into rented accommodation“ - While I am v grateful for a mention in a national paper, my book makes the exact point this article suggests I’m overlooking...
See p.19 for example: Image
& page 1 of chapter 1 pinpoints “the life-sucking cost of living in the UK private rented sector” as the biggest issue making millennials (et al) poor. Plus there’s a whole chapter on ‘Build to Rent’ trashing the idea of renting as a trendy new lifestyle choice for millennials.
Read 5 tweets
Chloe Timperley 🔰 Profile picture
Aug 28, 2020
The Sheffield Star interviewed me & I talked about why the housing crisis is not just a London & SE issue. Yes, some of the most acute problems are there, but in northern cities like Sheffield, Leeds, Manchester & beyond the situation is also dire.

bit.ly/31zFEVd
Plus some extra commentary on why a ‘corona crash’ in the property market won’t help first time buyers. Props to Richard Blackledge for an exceptionally well-written & researched piece - top quality local journalism.
P.S. Have yet to master the moody stare into the middle distance authors are supposed to adopt, so try not to imagine me waxing lyrical about major housing issues with a great big cheesy grin on my face 😅
Read 4 tweets
Chloe Timperley 🔰 Profile picture
Jul 23, 2020
I just want to say a huge thank you to everyone who came to the launch webinar tonight. @AnnaMinton, @jryancollins, @nearlylegal, @danwilsoncraw and @StephenHillFP - you were fantastic. We covered an enormous amount of ground in the short time we had.
And everybody who attended, I hope you found it fascinating, and if nothing else it shed light on the huge multi-faceted issue we’re dealing with. And also how much debate housing can stoke!
For those who didn’t get their questions answered, here’s that link again where you can submit your Q - I’ll try to get back to you as soon as I can: eepurl.com/diPvFv
Read 5 tweets
Chloe Timperley 🔰 Profile picture
May 9, 2020
Personal take: I hope CV19 puts paid to the idea that “my property is my pension”. All those celebs called out by @MerrynSW dismissing stock portfolios as ‘too risky’ - how do you get income from a box of bricks when your tenants have lost their jobs & banks won’t lend? (THREAD)
Not to mention said box of bricks falling in value by an unknown amount. Now many landlords want a bail-out bc “my property is my pension”. Should stock market investors get a bailout if they piled all their money into a handful of shares and didn’t diversify?
Many companies have cut off dividends just as many tenants have cut off rent. Imagine someone saying “I rely on those dividends from Shell, govt should top up my income now I’m out of pocket!”
Read 4 tweets
Chloe Timperley 🔰 Profile picture
Sep 24, 2018
Attn: 'My property is my pension' evangelicals: Why houses/flats are risky investments for your pension (NB: views 100% my own):

Risk No. 1: Political risk (*ignoring* Brexit): Homes make more money than equities etc. b/c of selective tax reliefs, mrkt subsidy & gearing. (1/5)
BTL mrtgs (invest with the bank’s money), flat-rate mrtg interest relief for landlords, CGT exemption on current & former 1ary residences, Help to Buy (loans & ISAs), FTB SDLT relief, low-cost housing shortage (i.e. growing tenant population) – all prop up valuations. (2/5)
Almost all can be arbitrarily taken away by gvt. Worsening housing crisis = gvt. under massive pressure to remove these benefits. Also growing tenant population = growing political power of tenants (i.e. more gvt. pressure for clampdown on property speculation). (3/5)
Read 5 tweets
Chloe Timperley 🔰 Profile picture
Jul 17, 2018
Maybe housing-crisis-denialism (even in the face of mountains of hard data showing how dramatically housing affordability has worsened over the last 5 decades) is a direct consequence of the media laying the blame for the rise of generation rent at the feet of baby boomers (1/5) ImageImageImage
(2/5) a.k.a. the generation who just happened to benefit from government leg-ups (e.g. Right to Buy) tax giveaways (e.g. MIRAS) & unprecedented financial deregulation...
(3/5) ...Not to mention insane (credit-fuelled) property price booms that created huge payoffs for taking on as much mortgage debt as possible.

Boomers didn't deliberately set out to make their children's (and grandchildren's) lives hell...
Read 5 tweets

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