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Financial Bunny Profile picture
@ImcocoMash
Jul 23, 2020 • 4 tweets • 3 min read • Read on X
Introducing @AvonSouthAfrica breakthrough innovation: Protinol. The secret to baby soft skin. Restoring Collagen 3 to work with Collagen 1 to give you firmer, plumper and stronger skin. #AD
The Steps are simple.
1. Flick,
2. click and
3. Apply to Restore 7 years of collagen loss in just 7 days. #Anew7dayreset @AvonSouthAfrica
It’s true @AvonSouthAfrica #Anew Skin Reset plumping shots is the 7day transformation solution for your best skin in years #Anew7DayReset
Fast Results and Gentle on your skin👌🏾💙🙏🏾👏🏾 Dankie @AvonSouthAfrica #AD

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More from @ImcocoMash

Financial Bunny Profile picture
Aug 4, 2020
Please remember that the Debt Review process is a legal process. Of married in community of property both spouses must apply. #DebtReview
You have to be over indebted in accordance to NCA,to be legible for debt review and you must be employed. They need to see an ability to commit to the process #DebtReview
Once you have voluntarily applied for Debt Review you will not have access to further credit. This is a good thing because if you are over indebted rather focus on reducing debt. #DebtReview
Read 4 tweets
Financial Bunny Profile picture
Jul 1, 2020
I want to talk a little bit about Investment Objectives - I in my journey have 4 investment Objectives. 1, Capital Preservation, 2. Capital Growth, 3. Asset Appreciation and 4. Income Generation (from a appreciating or depreciating asset). #FinancialBunny
Capital Preservation is really when you want your money to only beat inflation. It's much safer than the rest and you might as well call it savings. You avoid risk and volatility #FinancialBunny
Capital Growth is when your approach is to derive returns that beat inflation. So if your money and inflation are at the 100 m start line - you want you money to grow faster than inflation. Compound interest also plays a vital role here. #FinancialBunny
Read 6 tweets
Financial Bunny Profile picture
Jun 23, 2020
Let’s say for argument sake you borrow R200k

1. On a personal loan you might get 17-21% interest rate to pay off in 5 years at R6000 p/m

2. On a home loan you might get 8-10% over 20 years at R1900 p/m
Why would you opt for a personal loan if you are looking to build or buy a stand? The 20 years is a mental barrier. There is no law that says you must take 20years to pay off. Surely if you afford R6K you much rather pay it off using a better credit facility. I’m just asking
Here are some useful links from @StandardBankZA

standardbank.co.za/southafrica/pe…

standardbank.co.za/southafrica/pe…
Read 4 tweets
Financial Bunny Profile picture
Jun 13, 2020
Advantages and Disadvantages of Investing in Bonds a short Thread;

Advantages
1. Receive interest through interest payments
2.if you hold the bond until maturity you get all your principal money back ( the money you initially invested or borrowed the bond issuer) #bonds
3. You can also make profit by reselling bond at a higher price
4. Bonds generally yield less results than equity (shares investments) but are much more safer than the stock market #bonds
5. Bonds are often liquid – it is often fairly easy for an institution to sell a large quantity of bonds without affecting the price much.
6. Investment returns are fixed. You receive a fixed rate of interest and your principal returned when the bond matures. #bonds
Read 8 tweets
Financial Bunny Profile picture
Jun 13, 2020
Let me summarise an article by @FNBSA on Bonds in a thread;

Equity market instability and low cash interest rates have left savers and investors, both locally and abroad, taking another look at government bonds as a potential area of investment. #Bonds
Government bonds are a popular fixed income instrument; they are generally less volatile than equities and offer higher yields (interest rates) than cash. We look at how government bonds work and how to gain access to this asset class. #bonds
What is a government bond?

A government bond is a debt instrument issued by a government to support state spending and obligations. Essentially an investor is lending money to the government and in return receiving interest on that loan. #bonds
Read 21 tweets
Financial Bunny Profile picture
Apr 2, 2020
April is financial literacy month
Which of the following Financial Sins do you need to confess to?

1. I live beyond my means
2. I overdraw my account monthly
3. I max out my credit card
4. I have investments but don’t understand them

#FinancialConfessions
April is financial literacy month
Which of the following Financial Sins do you need to confess to?

5. I’m saving Nje with no goal
6. My employers plan is my only retirement plan
7. I don’t even know how much I need for retirement

#FinancialConfessions
April is financial literacy month
Which of the following Financial Sins do you need to confess to?

8. I have not been honest on my life cover
9. I don’t have a will
10. I suffer from Abantu bazothini
11. I don’t budget
12. I spend more than I make

#FinancialConfessions
Read 16 tweets

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