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There is no single advice to guide you through your life, because your circumstances will change with time.

At the beginning, the most important disciplines I had to cultivate were controlling my spending & forcing myself to save.

Today that is not my primary focus anymore.
The financial advisors and personal finance gurus who are constantly discussing savings, frugality and conservative approach to finances,

Have probably not done a lot of growing & neither has their net worth.

That is why their advice doesn’t grow either.
Once you make your first million, the question should be...

How do I go from ☝🏼 to 10 million?

It’s definitely not going to happen with frugality & focus on savings.

You will eventually need to shift towards abundance mindset & a growth/scaling approach.
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