Work from home has reached fatigue level. People are sick and tired. They want to go back to office.
Office = focused work, routine, meetings, etc. This can't be replicated at home. We tried for four months. It's not happening.
Working hours have shot up. I know people putting 17hr days where they'd do 12hrs. Why? Bad bosses, demanding clients, genuine increase in work (seen the Nifty?)
Home chores are broken. You can't do 9am con calls with HK and prepare breakfast and sweep floors. House help needs to come back. Not many are.
Zoom calls, emails, Slack, WhatsApp are overwhelming. This was near zero in Feb. It's reached a breaking point now.
Sleep is broken. Erratic hours, red eyes, fatigue. Strangely enough, smoking is up.
Fin. Disclaimer: this is anecdotal and your experience will vary. A lot of people are also having a great lockdown.
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Markets are at all-time highs. I think this is why. Thread.
Three things are getting 'factored in' (fancy word for assumed) by investors: a) Modi 350+ in May 2024 b) India GDP at 7%+ for foreseeable future and c) US Fed rate cuts (and RBI) start next year. These are big assumptions.
What can go wrong? If any of the previous three assumptions do not happen. But talking of what can go wrong, take a few steps and look at the past 4 years..
Myth 1 'jobs suck': People survive and grow out of bad jobs, usually learning something good. And usually? it's the people (around you) who suck, not the job. Which brings me to..
Myth 2 'politics suck': Politics are an unfortunate reality. Deal with them at work and you'll grow as a person. If you're good at what you do, eventually you'll get better offers... (1/2)
Income - expenses = savings (and investment). Simple tips for all three.
Income: salaried job? check your appointment letter, CTC in detail. Max out tax savings using PPF, NPS, etc. keep track of perks, benefits, etc (medical, HRA, leave allowance).
Income: consultant? Maintain records well. Check your TDS rate versus slab rate. Keep depositing advance tax in time. Pay your GST on time (I do it when I get client fees).