Ayò-Bánkólé Akíntújoyè Profile picture
Sep 17, 2020 8 tweets 2 min read Read on X
I saw 4 missed calls from a close relative who rarely calls. I got very anxious immediately, almost panicky. Then I remember a debate sometime ago about phone calls causing anxiety. I think it takes a degree of heartlessness to not have anxiety panics regularly in Nigeria. Thread
I think it's a function of societal anomalies. Too many risks& fears. I also believe very strongly that the average Nigerian is prone to anxiety disorders (though I don't have the data), except if there are a few things or few people you care about. Let me explain.
For example, in 2019 alone, 11,072 road crashes occurred, in which 35,981 were injured, while 5,483 were killed. This is largely due to bad roads, lax road traffic regulations& controls, container falling etc. Yet, the road remains the major transport. Then there is SARS shooting
So if you have family members constantly on the road, especially inter-state, you may get anxious regularly, except you don't care or don't know. Even flights are no better. Look at healthcare, any minor health issue raises panic bcos you aren't confident in healthcare options.
Even school fees cause anxiety for many. Different realities. Poverty rate. Things that ordinarily shouldn't cause anxiety. Things that society should create social options for. For some, it's capital for their business or the safety of their life savings. Too many uncertainties.
My heart bleeds everyday when I get tagged on crowdfunding efforts for sch fees, health etc. That's why I always educate those close to me about insurance. There are so many types, with so little knowledge. It's VERY important to provide 2nd safety layer for yourself. A backup.
There are many types of insurance products that can save you from unplanned spends & anxiety - health, fire, burglary, your business goods, even sch fees, travel, & funeral costs for aged. Very cheap. I use @MyChiPlc for my insurance needs. You should too.
I understand their are trust issues between the public and the insurance industry. @MyChiPlc handles my car, home, travel and many other insurance variants for me and many acquaintances and have never disappointed. Insurance can go a long way to save you from those uncertainties.

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More from @AyoBankole

Mar 7, 2023
Because 12 reasons
1. Democracy is about choices. Only in Nigeria does democracy function as autocracy & elites find it to be decent rather than fight
2. I’m able to separate my views from my comfort zone & see the brutalization of micro businesses/transporters by violent thugs
3. The pseudo accountability & citizen engagement that has happened over the past 1week shows what is possible if only govt know that they are accountable to citizens & they can be removed by the ballot
4. @GRVlagos is competent. To say GRV is not qualified is like saying
Me, you and all of us building things in the private sector are not qualified to lead government. Many newcomers globally do well in govt. His background is solid & he is sound!
5. This mindset that only the middle aged with godfather backing are qualified is why we’re in slavery
Read 9 tweets
Aug 31, 2022
FIVE Reasons why I will NEVER vote Peter Obi in 2023.

1. I am a Yoruba man. I will rather vote Yoruba than Igbo
2. Tinubu fixed Lagos
3. Peter Obi is IPOB
4. Peter Obi cannot win
5. Peter Obi’s supporters are toxic and abusive.

Let me explain. A little bit of a long Thread
1. I am a Yoruba man. I will rather vote a Yoruba man than an Igbo man.

Except that I lived along Lagos-Abeokuta expressway when Obasanjo was president, and he lived in Ota, along the same road, and it was amongst the worst in the country despite my neighbor being president
And the road remains so till today despite Lagos/FG alignment, which was the reason given then. Tribal politics has never benefited any tribe in Nigeria. The north remains the poorest despite having the most presidents, Bayelsa remains poor with development issues despite GEJ.
Read 15 tweets
Jun 14, 2022
PDP deserves all the votes they will lose in 2023 cos of Peter Obi. Obama in 2004 ran for senate & didnt see a near hope of being President. He turned star after Democratic Party leaders penciled him for the DNC address in 2004 & then marked him as a presidential material! Thread
The US was in a recession, survived 9/11 & generally was tired of the Republicans. The Democratic Party Leaders put aside their selfish interest to look out for a rising star who could deliver & reignite a message of hope in Americans that will lead to victory & got the result.
Nigeria is in Similar circumstances of hopelessness with the disastrous Buhari regime & PDP had a chance to convert the country’s hopelessness by first, moving ticket south & second fielding a rising star in Peter Obi, but chose instead to deepen the hopelessness by giving Atiku.
Read 6 tweets
Dec 12, 2021
I’ve gotten lots of DMs from friends & followers about my thoughts on MTN’s new shares listing and what it means for a novice investor. Follow this thread closely on what the MTN offering is about in layman’s language to help you decide if buying is a good choice for you. Thread
When people reach out to me this way, it dawns on me the responsibility some of us have to constantly share knowledge that can help others build wealth.
 
Why should anyone buy this shares or should you buy?
What's the implication for your money?
Everyone has probably told you now that investing in high performing stocks is probably one of the surest ways to build long term wealth –There is a popular multinational FMCG whose stock remains consistently over 1,000 per share and was just a few hundreds of naira years ago
Read 11 tweets
Nov 18, 2021
Fashola is building a few thousand units of N7million houses and calling it affordable in a country where less than 5% earn up to N3million per annum, and housing deficit is over 22million. The disconnect from reality in our governance is so wide that it only has to be ment.
Responses here show that we may never solve the social problems facing majority of Nigerians- so far as we keep using our personal socioeconomic status to assess the majority. Govt is about IMPACT- you can’t solve a problem by excluding the majority of the victims of the problem.
Affordability &/or low cost is relative to income - which firstly in Nigeria is low, then the major problem- housing deficit affects mostly those with low-zero income. These guys can’t afford 7m. This approach is simplistic. The solution is a harder route. But we like simplistic
Read 5 tweets
Oct 30, 2021
When we started #LagosSMEbootcamp in 2018, we didn’t know we will come this far, we initially planned to just do something small for 40 SMEs, then ended up with 100. 4yrs & 6events later, we’ve supported 4,500 SMEs & a vibrant @LagoSMEbootCamp community. Season 4 is here. Thread
Year on year, we’ve gotten bigger & better. The fulfillment comes from personalized feedback from members of our community. Limta from Ekiti that used our support funds to register his business, to TJL from Ibadan who said we helped her expand online. The testimonies are endless.
It brings me so much joy to see that our efforts put smiles on the faces of young people who start small businesses to support their tuition, or augment their mother’s income, or middle aged parents who depend on their SMEs to build their kids future. This is what #SDG 8 is about
Read 7 tweets

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