Our experts have read through the 1,246 pages of the Brexit deal so you don't have to. Here are 13 things consumers need to know about the UK-EU deal ⬇️
1. You won't need a visa.
If you're travelling for up to 90 days in any 180 day period, you don't need to worry about getting a visa. This applies to any country in the EU, Iceland, Liechtenstein, Norway and Switzerland
2. To travel to the EU you will need at least six months of validity left on your passport.
And as far as your furry friends are concerned, the UK will no longer be part of the Pet Passport scheme. You'll need an Animal Health Certificate instead.
3. You should get yourself a Ghic (as well as travel insurance).
Similar to the Ehic, the Ghic is a UK government scheme. It will be available from 2021, but details are still being finalised. You can still use your Ehic card until it expires.
4. You'll still be entitled to compensation for flight delays. This rule only applies to flights on EU airlines or flights to or from EU airports. It’s possible that only passengers flying from the UK on EU airlines or from the EU to the UK will be covered.
5. If you're driving in the EU, you will need a GB sticker for your car. Luckily, these are cheap and easy to get hold of.
You will also need a green card, which proves you have relevant insurance. Ask your insurer for one.
6. 2021 could be the return of the booze cruise 🍾. Duty-free rules are extended to the EU. You’ll be able to buy duty-free goods at airports for flights to the EU and beyond, as well as on ferries and trains.
7. ⚠️ This could also be the return of data roaming charges. Mobile providers will no longer be barred from charging you for using extra minutes, texts and data in the EU. Check with your network before travelling to see if you could expect additional charges.
8. Tariffs will not be applied to food and goods imported between the EU and the UK. There will be additional border checks which could add some costs. These should remain minimal though.
9. Wine prices should remain the same. Both the UK and EU agreed to simplify requirements for imports of wine, meaning we shouldn't expect to see any price hikes.
10. There's a commitment to ensure that you're protected when you shop online, including requiring sellers to act in good faith, abide by fair commercial practices and a ban on dodgy behaviour, such as charging consumers for unsolicited goods and services.
11. Enforcing your online rights could become trickier, as the trade agreement doesn’t include any provisions that will allow you to enforce your rights in the EU via a UK court. So if you have a dispute with an EU-based company, you won’t be able to take it to court in the UK.
12. You might need to pay customs duties.
If your order is more than £390 and from an EU-based seller you'll have to pay extra costs, and VAT could also apply. Your parcel may be held at the Post Office if you don't pay these fees.
13. Sending a parcel might involve some extra admin. The Post Office has said if you're sending a parcel to the EU, you'll need to complete a customs declaration form.
Today, we are hosting our cash summit: 'Securing our Freedom to Pay' at Which? HQ — bringing together key stakeholders from Government, regulators, and industry to help build a consensus on how best to protect access to cash across the UK for as long as it is needed.
"We strongly believe that payment choice should be driven by consumer need and not just by industry interests."
Opening remarks from Anabel Hoult, Which? Chief Executive #Freedom2Pay
Anabel Hoult: "I want to be clear about Which?’s position. We want to see consumers protected through this time of rapid transition. And our hope today is that we can work together to identify the right solutions for consumers." #Freedom2Pay