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Credit Card Association of the Philippines Executive Director Alex Ilagan: Cardholders must understand they're still responsible for protecting their information.

Credit Card Association of the Philippines: There are additional features to protect bank customers now. For example, banks send cardholders notifications every time they transact to confirm.

Credit Card Association of the Philippines says cardholders must contact their respective banks immediately for any unauthorized information changes: Para ma-block agad ng bank yung account.

Credit Card Association of the Philippines on penalties for scammers, hackers in PH: The law has been updated, penalties are much higher now.

Credit Card Association of the Philippines on advice to credit card users: Apart from keeping their info confidential, they should also be aware when banks notify them of important transactions.

Democracy.Net.PH co-founder Pierre Tito Galla on cyberscams: Concerning siya dati pa, di sila bago. Nagkaroon lang ng bagong channel para umatake ang cybercriminals.

Cybersecurity expert promotes the adoption of 'layered defense': Kung mas maraming depensa mo, mas maganda.

Cybersecurity expert encourages 'healthy suspicion' in emails, texts, calls received.

Cybersecurity expert recommends strong passwords in the form of "pass-phrases," or phrases only you know: For example, a line from a song can be used.

Cybersecurity expert: Ang laging naririnig namin sa discussions, the weakest link is the person between the keyboard and chair. Humans are really the weakest link.

Cybersecurity expert: People themselves don't know how to be safe online. Mahihirapan yung mga attackers sa bangko, yung weaknesses talaga nasa tao.

Cybersecurity expert advises against using the same passwords across social media, online bank accounts: Madaling ma-hack dahil di tayo nagpa-practice ng cyberhygiene, online security.

AIA Philam Life Chief Investment Officer Arlene Guevara: It's important investors look at their needs, risk profile. We cater to our client's needs, we have protection and investment products.

AIA Philam Life: We have to look not just at local investments but also see what's in the global markets to capture opportunities.

AIA Investment Management Head of Funds Shrikant Bhat on benefits of investing globally: You can tap into opportunities to enhance returns, diversify your portfolio's risk. You also get access to [fund] managers good at what they do.

AIA Philam Life: Are they looking to invest for retirement? Their kids' education? Or for leaving a legacy? They should go for a long-term view, invest globally especially if local investment opportunities aren't enough to address their needs.

AIA Philam Life: We partnered with AIA IM to come up with funds allowing our customers to invest globally.

AIA Philam Life advises dealing with reliable financial institutions for guidance on investment opportunities.

AIA IM on common investment mistakes: There's usually a misalignment of investment time horizon. Investors look at the long-term, in terms of decades. What usually happens are investment strategies are thought of in terms of months.

AIA IM: Customers are interested in really long-term outcomes, but they'll be given advice based on short-term activities, events.

AIA IM: One must be able to combine tactical opportunities in short-term events and not letting them derail the long-term picture.

AIA Philam Life on avoiding investment frauds: If it's too good to be true, then it is. You should always be able to validate the source of offers, deal with reputable institutions to avoid getting into something you haven't planned enough for.