Ankur Warikoo Profile picture
Jan 29, 2021 22 tweets 3 min read Read on X
15 things I wish I was told, when I was in my 20s

A thread...
1.
Your grades in college are not going to define your life.
The first company you work for is not going to define your life.
Your first pay package is not going to define your life.
2.
Who and why you decide to spend your life with - is one of the biggest decisions you will make in your life.

Don't take it lightly.
3.
Don't go to college looking for a job, a title, a company, a function, a role, a salary.
Go to college looking for yourself.
"What am I good at?"
"What makes me happy?"
4.
This decade you will either drift away from your family or not be able to break from their shackles or realize they are extremely dear to you.

What will you regret not doing, when you are 40?
5.
If your school friends keep dragging you down and pulling you back and make you feel bad about "growing too fast", fire them!

Don't feel guilty for not wanting them in your life.
6. No one expects you to be rich, during this decade. So don't act like you are rich.
Live like a pauper.

Invest any and every money you get.
Avoid loans.
Don't buy a house.
Don't buy things that you think will make people like you more.
Those people are not worth pleasing!
7.
This decade will be when you will be judged the most.
Your college.
Your job.
Your car, your phone, your clothes, your choices.

Remember that people judge because they want to feel good about themselves.
It has nothing to do with you.
It is their insecurity.
8.
Who you spend time with, will define the stories you hear.
The stories you hear, will define the stories in your head.
The stories in your head, will define you.

Chose who you spend time with, wisely!
9.
You are not the only one confused.
You are not the only one unsure.
You are not the only one struggling.

You are not dumb, inadequate, incapable.

Everyone is struggling.
Everyone is figuring it out.

Don't be harsh on yourself.
10.
While you are building your skills, the most important thing to build is your reputation.

Your goal is to make people say
"I am not sure if she knows how to do it. But I am certain if told to do it, she will definitely figure it out.
I trust her."
11.
When you say you have 5 years of experience, is it 5 years of experience or 1 year of experience done 5 times over?

Don't ever get comfortable in your job.
12.
That thing you imagine to be the worst thing ever?
When it happens, it will feel like that.
The worst thing ever.
You will get up everyday and it will be the first thing you will think of.
Until one day, when it won't be!

The worst thing you imagine, isn't the worst thing.
13.
Every time you are tempted to follow someone else's path, stop and ask yourself
"Is this MY definition of success? Or theirs's?"
14.
Optimize for your learning, not your salary.
Optimize for progress, not for stability.
Optimize for facing fears, not for comfort.
15.
Don't place the burden on one person to be your mentor.
Don't think of mentors are only those that are much older and experienced.

Pick multiple mentors for different aspects of your life.
Pick mentors who see the world differently and ask you questions.
It baffles me how much of an individual's life gets shaped up in their 20s and how little guidance there is around, on how to navigate through this decade.

Some lucky ones go through it well. Most struggle.

And I often wonder why does that have to be the case.
I think there are 2 reasons

1. We do not listen to those who have had a tough or not so successful life, because in our head, "if they didn't follow their own advice, why should we"?

Well, those are EXACTLY the ones we should be listening to.
2. People who did make mistakes and learnt their lessons, do not share because in their head, "if we couldn't make it in life, what right do we have teaching others?"

Well, those are EXACTLY the ones who should be sharing.
Those in your 20s

Look around you.
People are full of regret.
Understand what led to that regret.
That will tell you what not to do.
Those beyond their 20s

Look at you.
You are full of regret.
You know what led to that regret.
Tell others about it, so that they know what not to do.
Do not chose the person you learn from.
Chose what you learn from them.

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More from @warikoo

Nov 22, 2024
13 life hacks that can change your life...

1/ Scared of saying no to people?

Instead of saying no (or worse, saying yes), ask for permission to say no. "Is it ok if I say no?"

Most people will accept your no, this way.
2/ Don't want to come across as self obsessed?
Whenever someone shares anything about their life, resist the urge to share your own experience around it, unless asked.

Avoid "me too", "I also do this", "I was thinking exactly the same".
3/ Want to deal better with failure?
Practice failing.

Everyday, pick up a task with a high chance of failure, but low cost of failing.
Ask strangers for money.
Send cold emails.
Ask someone out.

Within 30 days, you will start dealing with failure a lot better.
Read 14 tweets
Sep 9, 2024
20 books that taught me more than school and college ever did.

For those who can't afford, I am giving away these books for free (read below)


1/ Rework
by @jasonfried @dhh
The book changed me. Threw open a different way of looking at the world.

Remains my most gifted book of all times.amzn.to/3MBqdmb


2/ Better Under Pressure
by Justin Menkes

This book saved me in 2016, when I was down and about during the worst phases of my startup life.amzn.to/3XzE6aM
Read 25 tweets
Sep 7, 2024
I received an email recently which broke my heart.

(Trigger alert - this email can cause a lot of distress by simply reading it!)Image
Imagine:
Salary of 1.2L pm + 20K pm from brother + 30K pm pension from mother.

BUT:
Has a 25L loan.
12L credit card debt.
Personal loan of 17L with 36K EMI.
Home loan of 70K EMI.
This is not a rare case.
This is a common phenomenon.

1/ Easy access to credit.
2/ Pressure to buy a house in the 20s itself.
3/ Pressure for a grand wedding.

Household income of ~18L, and yet, being unable to pay for even food!
Read 7 tweets
Aug 28, 2024
1995
I was 15.
Papa had just lost his job.
We were down to our last few thousands in the bank.
He went to the bank to withdraw 10K.
On his way back, someone robbed him of it. Image
We plunged into chaos.
Financial debt.
Personal favours.
Collectors at our doorstep.

I remember days where ma papa would skip a meal, because we didn't have money.
Ma's salary of Rs. 1000 as a primary school teacher was supporting us.
At the peak of this crisis, we received news that the government would pay compensation for Papa’s house in Kashmir, which was destroyed by now.

Accepting the compensation meant he would never, ever have the home he grew up in.
But that money would save us.
And it did.
Read 6 tweets
Apr 29, 2024
Fat-free at 43!
How I shed only 10kgs in a year to get to this shredded look.

The 3T Model
1. Track
2. Train
3. Transform

(long post alert - you might want to bookmark this for future reference)
1/ Track

Track your calorie-in (how much you eat) and calorie-out (how much you burn).

An average adult burns/spends around 2000-2500 calories a day.
One can use a smart-watch/ring to figure this out.

However, our food intake is rarely tracked.
Which makes all the difference.Image
The ONLY way to lose fat/weight in the body is to get to a calorie deficit.
Which means, you consume lesser calories than you spend.

When we get to a 7000-7500 calories deficit, we lose ~1kg of fat.
(the reverse is also true - 7.5K calorie excess = 1kg fat gain)Image
Read 25 tweets
Mar 10, 2024
20 years back, at the age of 24, I got my first ever job.
It paid me Rs. 14,746 per month in hand.

In 2 years, at 26, I was earning 12L per annum.
Another 3 years, it reached 33L per annum.

Here is how it happened...
In Mar '04, at the age of 24, I dropped out of my PhD program at Michigan State University and came back to India.

What made the decision easy was the 100% scholarship I was on.
There was no tangible loss of money.
Just the intangible burden of letting down everyone in my world.
With no goals, no plans and no visibility over my future, the first thing I needed was financial independence and stability.

I had to get a job.
Any job.

I tapped into my (limited) network, spoke to my friends, applied through newspaper adverts, went for walk-in interviews.
Read 26 tweets

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