Ahead of President Biden's speech, I'll repeat myself:
Health reform always gets harder and more controversial when the details get filled in and the trade-offs and losers, not just the winners, become clearer.
President Biden's American Families Plan will include a permanent expansion of ACA premium help.
He is reiterating support for, but not filling in the details of, campaign proposals to expand Medicare, create a public option, negotiate drug prices, and close the Medicaid "gap."
Here's a link to a White House fact sheet describing President Biden's American Families Plan, with mention of other elements of his health care plan.
There was a time when building on the ACA was controversial, even among Democrats.
Now, that's the "easy" part of health reform, after many have benefited from coverage expansion, premium help, and pre-existing conditions protections, which Republicans tried to repeal.
Here's one way of thinking about today's proposals from President Biden:
He supports tax increases on the wealthy to pay for more premium help under the ACA.
He also supports government negotiation of drug prices, using the savings to expand Medicare and close the Medicaid gap.
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With the COVID relief plan poised for final passage, the first significant enhancement of the Affordable Care Act is about to become law, more than a decade after it was enacted.
Here’s how the COVID relief plan will increase ACA premium help from the federal government, making coverage more affordable for millions of people.
However, remember that any day now the Supreme Court will rule on the constitutionality of the ACA, likely sealing its fate positively or negatively for years to come.
Today is the beginning of the new pandemic special enrollment period for Obamacare. Or, is it Bidencare now?
8.9 million uninsured people are eligible for ACA health coverage with a free or reduced premium in the special enrollment period created by President Biden that begins today.
This will be the first ACA enrollment period since 2016 with a significant outreach campaign. (And, the campaign in that 2016 open enrollment was curtailed at the very end in January by the incoming Trump administration.)
As the Biden Administration takes office, expect a bunch of executive actions. Many will be about undoing what Trump did. Some can take effect immediately, while others will take time to go through the regulatory process.
Here's what might happen in health care. (thread)
COVID will be the Biden Administration’s top health care priority. Expect them to:
Put scientists and public health experts front and center.
Send a clear message on masks.
Provide a bigger federal role in vaccination.
Reenter the World Health Organization.
Possible Biden Administration actions on the ACA and Medicaid:
Reopen ACA enrollment and restore massive cuts to outreach and navigators.
Restrict enrollment in short-term plans not required to cover preexisting conditions.
Prohibit Medicaid work requirements and “block grants.”
The Trump Administration encouraged states to use ACA and Medicaid waivers to restrict coverage, including Medicaid work requirements.
The Biden Administration could instead encourage states to expand coverage and improve affordability and give them the flexibility to do so.
Even with the new Democratic majority in the Senate, a robust public option will be difficult to pass, and Medicare for all is not in the cards in the near term.
But, with waivers, one or more states could potentially show how it could work.
We've been debating surprise bills for so long, it's easy to lose track of how bonkers these bills are.
For example: You get taken to the nearest ER (because, it's an emergency). Your insurer covers it. But, the hospital or ER doctors send you extra bills, because...they can.
Another example of a surprise medical bill:
You do your research and pick an in-network hospital for your planned procedure. But, an out-of-network anesthesiologist shows up in the operating room and sends you a surprise extra bill over and above what your insurer pays.