2. If you find savings difficult in working years, imagine the difficulty you would face without income during retirement years.
3. In personal finance, the margin of safety lies in high savings. By savings, you're buying your future. By borrowings, you're selling your future.
4. Save money is the most boring advice. But this is the the whole foundation on which everyone's financial life is built.
5. The percentage of income you are able to save is more important than the percentage of return you get. This is more true in early part of your career.
6. High income doesn't lead to wealth. It is high savings.
7. Today's savings frees your tomorrow. Today's debt chains your tomorrow.
8. More than rate of returns, it is your savings rate which determine the final corpus.
9. Many say they would start saving when their income grows. If you don't save when income is small, you're unlikely to save when income grows.
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