You have no idea where your money is going every month
You always wonder where it went instead of telling it where to go
You work for money instead of having your money work you
2. No emergency fund
You do not have any savings in case you
• Lose your job
• Have a medical emergency
• Need to repair your car or house
• Need to move to another city or country
When shit hits the fan who is going to take care of you?
3. Paying yourself last
You are your last and least important expense
You spend left and right and only save whatever is left at the end of the month
If there is anything left at all
4. No investments
You have no investments in stocks or real estate
Your net worth is equal to whatever is left in your checking account
You only buy liabilities, like cars and gadgets, instead of assets
5. Only one income source
You have all your eggs in one basket
You rely on your 9-5 to take care of you and retire when you are 65
The words "passive income" and "income-producing assets" are not in your vocabulary
6. No marketable skills
You have no skills that are high-paying and in high demand in the job market
Everything around you evolves and you remain stagnant
You paid $100,000s for a degree that didn't offer anything of real value
7. Keeping up with the Joneses
You always try to keep up with the latest trends and compare yourself to others
You try to impress your friends and social circle
You buy things you don't need with money you don't have
8. Trying to get rich quick
You don't have patience and do not know how compounding works
You always try to find the next scheme that will make you rich quick
In the end, you get poor really fast
9. Loser friends
You hang out with people that are dead weight
They offer nothing of value and don't challenge you to grow
They say your network is your net worth
That's why your net worth is zero
10. Comfort zone
You love your comfort zone so much you never get out of it
You always play it safe and never take any risks on yourself
You miss on all the success that awaits outside your comfort zone
Simply because you are afraid to take the first step
To summarize:
1. No budget 2. No emergency fund 3. Paying yourself last 4. No investments 5. Only one income source 6. No marketable skills 7. Keeping up with the Joneses 8. Trying to get rich quick 9. Loser friends 10. Comfort zone
If you have many of these traits, you need to reconsider your life choices
Unless you want to remain broke and a loser the rest of your life
/END/
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