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4 Jun, 15 tweets, 3 min read
1. If you're looking for a car, and are on a strict budget, @forbes put together a solid list of cars and SUV's that you can lease for under $200 a month.

Here is the list:
2. 2021 Cars Under $200/Month

Honda Civic Sedan: $169/month for 36 months with $2,999 due at signing.

Honda Civic Hatchback: $189/month for 36 months with $3,299 due at signing.

Hyundai Elantra: $159/month for 36 months with $2,899 due at signing.
3.
Hyundai Elantra Hybrid: $179/month for 36 months with $2,899 due at signing.

Hyundai Ioniq Hybrid: $189/month for 36 months with $1,999 due at signing.

Hyundai Sonata: $169/month for 36 months with $2,899 due at signing
4.
Hyundai Sonata Hybrid: $149/month for 36 months with $2,399 due at signing.

Kia Forte: $129/month for 24 months with $3,022 due at signing.

Kia K5: $159/month for 24 months with $3,520 due at signing.

Mitsubishi Mirage: $179/month for 36 months with $3,128 due at signing.
5.
Nissan Sentra: $199/month for 36 months with $2,599 due at signing.

Nissan Leaf: $199/month for 36 months with $1,149 due at signing.

Subaru Legacy: $199/month for 36 with $2,879 due at signing.

Subaru Impreza: $199/month for 36 with $1,999 due at signing.
6.
Toyota Prius Prime: $129/month for 36 months with $2,999 due at signing.

Toyota Camry Hybrid: $189/month for 36 months with $2,999 due at signing.

Toyota Corolla: $129/month for 36 months with $2,999 due at signing.
7.
 Toyota Corolla Hybrid: $139/month for 36 months with $2,999 due at signing.

Toyota Corolla Hatchback: $169/month for 36 months with $2,999 due at signing.

Toyota Camry: $189/month for 36 months with $2,999 due at signing.
8.

Toyota Camry Hybrid: $189/month for 36 months with $2,999 due at signing.

Volkswagen Jetta: $179/month for 39 months with $3,499 due at signing.

Volkswagen Passat: $189/month for 39 months with $3,499 due at signing.
9. And here is the list of SUV's

Buick Encore: $199/month for 39 months with $1,939 due at signing.

Buick Encore GX: $199/month for 39 months with $3,549 due at signing.

Chevrolet Trax: $179/month for 39 months with $2,689 due at signing.
10.
Chevrolet Equinox: $199/month for 39 months with $3,249 due at signing.
Honda HR-V: $159/month for 36 months with $3,199 due at signing.
Hyundai Kona: $189/month for 36 months with $2,299 due at signing.
Hyundai Santa Fe: $199/month for 36 months with $3,599 due at signing.
11.

Hyundai Tucson: $179/month for 36 months with $2,699 due at signing.

Hyundai Venue: $149/month for 36 months with $2,399 due at signing.

Kia Sportage: $139/month for 24 months with 3,446 due at signing.

Kia Seltos: $189/month for 36 months $2,899 due at signing.
12.
Kia Soul: $159/month for 24 months with $2,872 due at signing.

Kia Niro: $159/month for 24 months with $3,396 due at signing.

Kia Niro Plug-In Hybrid: $169/month for 24 months with $3,395 due at signing.
13.
Kia Niro Electric: $169/month for 24 months with $3,896 due at signing.

Mazda CX-30: $189/month for 36 months with $2,999 due at signing.

Toyota C-HR: $179/month for 36 months with $2,999 due at signing.
14. If you want to check out the actual article, here it is.

roncaruthers.advisor.news/forbes/money/h…
If you’re looking to understand the truth about money that Wall Street, banks, and @daveramsey AREN’T telling you, be sure to pick up your copy of Financial Mastery.

Claim your copy here: gum.co/FinancialMaste…

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More from @roncaruthers

Ron Caruthers Profile picture
1 Jun
1. Why 529's are NOT always the best vehicle to save for college in.

Actually, MOST of the time they're not.

Here is why:

First off, if you're not familiar with the history of the 529, here it is:
2. Prior to 1997, the majority of Americans' saved for college in UTMA or UGMA accounts.

There was no benefit to them EXCEPT:

Once your kid was 13 or 14, whatever gains they had in there were taxed at their rates, which were lower, presumably, not YOUR (the parents) rates
3. HOWEVER, when it came time for college, these accounts were considered a student asset NOT a parent asset.

Why does that matter?
Read 27 tweets
Ron Caruthers Profile picture
26 May
1. Some advice for seniors that are heading off to college in the fall.

For @cpowerfitness and his seniors.

First, if youre going to college, know WHY you're going.

If you're not sure, spend the summer doing an internship or two to see what you do or don't enjou.
2. This will save you time once you get there because you won't spend as much time switching majors.

AND...once you find something you enjoy, stay interning during college because

A) At some point they'll pay you, which cuts down your student loans and...
3. B) often you'll start at a much higher salary AND not have to interview too much because you'll have experience.

THIS is a game changer.

Next up: check your FAFSA.
Read 13 tweets
Ron Caruthers Profile picture
23 Apr
1. OK, I've seen enough of the 'hey guys, you don't make over a million so the capital gains tax won't affect you' dumb hot takes for one night, so let me explain to you why this IS a problem.

For you.

Yes, you.
2. For starters, the 'only people over a million' is the HEADLINE to get you to nod your head and think, 'yeah, F those rich jerks...won't affect me.'

But, the problem is....THERE AREN'T ENOUGH OF THEM TO SATISFY THE BEAST.

The beast needs ever-increasing amounts of your money
3. And, 'they' are smart, so they'll hire accountants to figure out how to avoid it.

Which means that the government will have no choice but to come back to YOU and raise capital gains on you and everybody else.

You may not pay 40%....but if you were paying 5% or ZERO,
Read 10 tweets
Ron Caruthers Profile picture
22 Apr
1. For everyone in dispair about the Capital Gains tax increase, I have some good news...and I have some bad news.

First, the bad news:

They're just getting started.

They're going to tax you until you scream and vote them out.

But, they NEED to tax you to fund their projects
2. And they're going to keep taking your dollars to give away to people who won't work and other countries that you can't even find on the map.

They've been doing it forever, YOU are just paying attention now.

So, it's going to get a lot worse.

The good news?
3. In the 47 years since 1974, there have been....are you ready for it?......

74 MAJOR changes to the tax laws, so this, too, shall pass. and captial gains taxes will be lower again in the future.

Don't believe me?

Here is the list:
Read 17 tweets
Ron Caruthers Profile picture
22 Apr
If you're wondering why some succeed and others don't,

This essay from 1899(!!!) provides a key indicator right here:

Look for this quality in yourself.

Look for it in your employees.

If you or they don't have it, develop it.

Long but worth every second you'll spend on it
2. 1899 - A Message to Garcia - By Elbert Hubbard

In all this Cuban business there is one man stands out on the horizon of my memory like Mars at perihelion.

(Look, it starts weird....and 'Perihelion simply means when Mars is closest. Stay with it, though)

Back to Elbert:
3. When war broke out between Spain & the United States, it was very necessary to communicate quickly with the leader of the Insurgents.

Garcia was somewhere in the mountain vastness of Cuba- no one knew where.

No mail nor telegraph message could reach him. The President
Read 40 tweets
Ron Caruthers Profile picture
8 Apr
1. Always keep your eyes open for opportunity: Flower Fields edition:

So, the 'World Famous' Carlsbad Flower Fields are right next to my office.

They bloom from March through late April.
2. They started in the 1920's because the area I live in is famous for these flowers and poinsettias

These guys are called rinneculous....I think.

Anyway, they bloom, they die, and then the bulbs get shipped worldwide.
3. When I first moved here, they were free. You could just pull up and start walking through them and of course we took family photos there for years.

BUT, someone eventually decided to start charging to enter them, since they are so popular.

Then, they started giving hay rides
Read 6 tweets

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