With new regulations on #SurpriseBills expected to drop momentarily, a reminder that about 1 in 5 emergency visits results in an out-of-network charge, putting patients at risk of surprise bills healthsystemtracker.org/brief/an-exami…
Even for childbirth -- something patients have months to prepare for, and it's common for new parents to even go on TOURS of hospitals in preparation for -- 1 in 10 in-network hospitalizations comes with an out-of-network charge healthsystemtracker.org/brief/surprise…
Soon, most surprise billing practice should stop with implementation of the No Surprises Act.
But there are holes in these protections, particularly for ground ambulance rides (which are exactly the sort of situations patients feel powerless in). healthsystemtracker.org/brief/ground-a…
And, ICYMI, Krutika pulled together a helpful list of key questions to look out for in the #NoSurprisesAct rules. Some of these questions may be answered today, others in future rulemaking.
Some info in trickling in: Here are model disclosure notices for surprise billing patient protections and standard notice & consent documents under the No Surprises Act cms.gov/httpswwwcmsgov…
Hopefully patients read before they sign: "You shouldn’t sign this form if you didn’t have a choice of providers when receiving care. For example, if a doctor was assigned to you with no opportunity to make a change."
The interim final rule for the No Surprises Act includes ways for patients to opt out of these protections, but importantly says that providers cannot prompt patients to waive protections in circumstances where surprise bills are likely to occur
The rule also calls out insurers that deny emergency coverage based on final diagnosis as being in violation of the No Surprises Act and the ACA
There's still a question of whether and how these surprise bill protections will apply to urgent care facilities. The Biden Admin is seeking comment on whether patients tend to use urgent care in the same way they do free-standing ERs
For now, there isn't a timeline of when complaintants must file a complaint about a #SurpriseBill violation, but the Biden Administration is seeking comments on whether the complaining party should have to act within 90 or 180 days
Still making my way through the rule, but there is some good and bad news for patients in here:
The good includes that emergencies are defined broadly & retroactive ER coverage denial is no longer allowed.
The bad is that some patients might inadvertently sign away their rights
• • •
Missing some Tweet in this thread? You can try to
force a refresh
I tried and failed to get a COVID vaccine yesterday.
None of my HMO's in-network pharmacies have the booster in stock yet. So, I tried to go to an out-of-network pharmacy.
I knew this might mean paying $200. I'm going to be traveling next week, so I was willing to pay, but...
2/ Walgreens (the out-of-network pharmacy) is apparently not set up to accept cash payments for vaccines. Even though they understood I was willing to pay out-of-pocket, they have to go through my insurance. The helpful pharmacy tech spent an hour on the phone with my HMO trying
3/ Ultimately, my insurer said I have to get prior authorization to go out-of-network, even though they don't have COVID vaccines in stock in-network.
My insurer asked me to track down the fax number (!) for my doctor even though my doctor works at a facility owned by the insurer
1/ Biden will end the #PublicHealthEmergency (PHE) on May 11.
If you have private health insurance coverage, here's what will (and will not) change for you with the end of the PHE
2/ For people with private insurance, the big change with the end of the Public Health Emergency on May 11th will likely be higher costs for COVID tests.
Those free COVID tests (and associated Dr. visits) your insurance offers now may end in a few months kff.org/coronavirus-co…
3/ For people with private insurance, the end of the Public Health Emergency does NOT affect your coverage for COVID vax/boosters
Rather, a change will come whenever the federal vax supply runs out (this is TBD). Then, privately insured folks may need an in-network provider
3/ Of course #COVID is still here, even when the #PublicHealthEmergency ends.
We estimated COVID was on track to be the 3rd leading cause of death in 2022, for the 3rd year in a row.
U.S. life expectancy has taken a bigger hit than peer countries. healthsystemtracker.org/brief/the-stat…
2/🧵 First, what is not causing a growing share of covid deaths among vaxxed people?
While most people dying of covid are age 50+ these aren't all "incidental" deaths that would've happened anyway
Cause of death is investigated & many more people died than expected (excess death)
3/🧵 One reason we're seeing vaccinated people represent a larger share of covid deaths?
Vaccinated people also represent a larger share of the population.
If 100% of people were vaccinated, 100% of deaths would be among vaccinated people.
@KrutikaAmin@jenkatesdc@joshmich@JaredOrtaliza@KFF@PetersonCHealth 2/🧵 Our analysis focuses on deaths that could have been prevented by the primary vaccines. Even more deaths -- among both the unvaccinated and vaccinated -- likely would have been prevented by greater uptake of booster shots.
2/ People with affordable employer coverage can't get ACA subsidies.
Under current law, "affordable" is defined just based on the employee's premium. So an employee might have "affordable" coverage, even if it'd be unaffordable to their add spouse/kids to the plan (the "glitch").
3/ The Biden Admin is proposing to change the interpretation of this ACA provision, saying that family members in this circumstance do NOT have access to affordable coverage, and they should be eligible for subsidies on the ACA marketplace.
Proposal here: public-inspection.federalregister.gov/2022-07158.pdf