Thread by @anindyasdas

#maxlife #terminsurance @MaxLifeIns @MaxGroup

If you are considering buying a Term insurance plan to secure the future of your loved ones, do NOT opt for Max Life. A thread....(1/n)

They might have tall claims about the best settlement ratios in the industry, but their application process is super flawed and harassing for the applicant. On the basis of a simple treadmill test, my application was rejected. (2/n)

This put me and my family under extreme stress due to the belief that there is a cardiac condition. However, that couldn't have been farther from the truth. (3/n)

TMT and ECG tests are known to be very inconclusive, but that's something that I came to know only after consulting with top cardiologists and undergoing expensive tests at my OWN expense. (4/n)

Not only did they reject my application and put me through emotional strain, but they also cost me a lot of money (5/n)

The follow-up conclusive tests and cardiologist’s diagnosis came out to be absolutely normal. (6/n)

When I escalated my concerns to the senior leadership at Max life about how unprofessionally my application was rejected on the basis of an inconclusive test and that I had caused extreme stress and cost me a lot of money too..... (7/n)

they just brushed it aside saying that according to COVID guidelines they will consider only the TMT ECG tests (high false positive) to be the basis and can’t proceed with the application. (8/n)

PLEASE DO NOT OPT FOR MAX LIFE FOR YOUR INSURANCE NEEDS.

Their methods are completely unscientific and they are just following a rigid set of guidelines that have no sound medical basis. If this is how applications are processed, one can only imagine how claims are processed in times of need.(n/n)

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Copying @FinMinIndia @nsitharaman