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Ravisutanjani Profile picture
@Ravisutanjani
Aug 8, 2021 • 27 tweets • 7 min read • Read on X
I write about Credit Card, Personal Finance, Travel, and sometimes Startups! 💳💰✈️

The thought is to spread awareness among such subjects without any hidden agenda, with community-driven & collective insights.

Thread of Thread (s) 🧵| RT for Karma 🙏
Here's an overview of the tracker and what we will read,

It takes time to write good content, I'm more than passionate to make at least 10Mn people financially aware, Thanks to Social Media/Twitter.

Also do let me know if any posts have helped you, I appreciate feedback, Image
• LIC Thread | Personal Finance (1)

• BYJU's Mis-selling | Awareness (2)

• Credit Cards (Part-1) | (3)

• Credit Cards (Part-2) | (4)

• Fintech App Experience | Personal Finance (5)

• Neobanks | Personal Finance (6)

• Mutual Fund Apps | Personal Finance (7)

• My 10 Favourite Fintech Apps | Personal Finance (8)

• How to choose a Debit Card | Personal Finance (9)

• Credit Score & Credit Report | Credit Cards (10)

• Trading Journey | Personal Finance (11)

• Basics of Personal Finance | Personal Finance (12)

• IPO | Personal Finance (13)

• Sovereign Gold Bonds | Personal Finance (14)

• CC Hacks, Tips | Credit Cards (15)

• Mother’s Day Thread| Personal Finance (16)

• SIP in Stocks | Personal Finance (17)

• Aadhar OTP - Security | Awareness (18)

• Learnings #1 | Startups (19)

• Learnings #2 | Startups (20)

• Learnings #3 | Startups (21)

• Solo Travelling | Travel (22)

• Train Journey | Travel (23)

• Twitter Growth | Awareness (24)

• Personal Finance 101 ft Memes | Personal Finance (25)

• • •

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More from @Ravisutanjani

Ravisutanjani Profile picture
Dec 7
🚨 4 Important RBI Rule for Credit Cards

• New Credit Cards
• Inactive Credit Cards
• Credit Card Closure by Customer
• Delay in Processing Refund

Here’s Everything You Need To Know

Bookmark and Share For Awareness
1) Automatic Closure Within 30 Days

For new Credit Cards, if you don’t activate it within 30 days. The bank must/should close it automatically

Important - They can’t charge Joining fee if you didn’t make any transactions

This was my Yes Bank Marquee Credit Card 👇 Image
2) Automatic Closure for Inactive Cards

If You have never used your credit card in the last 365 days. Banks have to close it after giving you an intimation within 30 days Image
Read 7 tweets
Ravisutanjani Profile picture
Sep 4
Google Maps Was Launched in 2005

But This Indian Company Started Back in 1995

They Sold Licenses To BMW, Mercedes Benz, McDonald’s and Billion Dollar Companies

Founded by an Amazing Indian Couple

This is an Inspiring Story of MapMyIndia 🧵
Once upon a time in India, a vision was born—a vision to map every nook and corner of our country.

Finding navigation was not as easy as it is now! 😌

But a husband-wife duo, Rakesh Verma and Rashmi Verma dared to build a business around Digital Maps Image
Founded in 1995 by Rakesh and Rashmi Verma, MapmyIndia started with a simple goal: to provide accurate and detailed maps of India

Do you know? 🤔

MapmyIndia launched way before Google Maps and other satellite services to digitise roads and routes. Image
Read 16 tweets
Ravisutanjani Profile picture
Sep 3
🚨 NPCI Has Launched UPI Circle

Now You Can Share Your UPI and Bank Account with Kids, Senior Citizens, Friends and Family

But How Will This Work?

Here’s Everything You Need To Know 🧵
This Feature is Currently Live on BHIM and Few Selected UPI Apps, More To Come

You Will Find an Option - UPI Circle Image
Click on ‘Add Friends & Family’ to your circle
Image
Image
Read 7 tweets
Ravisutanjani Profile picture
Aug 24
🚨 More Than 16 Lakh Indians Gave Up Their Citizenship in The Last 10 Years

Over 8.35 Lakh People In The Last 5 Years

But Why Indians Are Leaving India?

Here Are Some Shocking Statistics 📊
Here’s The Data of The Last 10 Years

2.25 Lakh Renounced in 2022 (Highest) Image
What are The Top Reasons? Image
Read 8 tweets
Ravisutanjani Profile picture
Aug 13
🚨 Important Thread on Credit Card Rejection

Banks Often Reject Your Credit Card Application Despite Good Salary or Credit Score

Here’s How You Can Appeal (E-Mail Format)

And What’s RBI Policy? Share for Awareness
a) How Banks Process Your Application?

Every Bank has its policies for approving a credit card application such as

• Age
• Income (Salary/Business)
• Credit Score
• Address etc
• Used Credit Limit

While Credit Score Plays an Important Role, But there are other factors too
b) How Does Processing Work?

Now Here’s an Important Part 👇

The Credit card application form is mostly online (either you apply on the website or agents apply in their mobile app)
Read 11 tweets
Ravisutanjani Profile picture
Aug 5
🚨 Important Thread for Financial Safety

Someone I Know Got Their Primary Bank Account Blocked Because of Some Random UPI Transaction

Avoid Using UPI with a Primary/Salary Bank Account

Here are More Details 👇
He Received a Credit of around ₹1200 via UPI

The Next Day, Account was 'Debit Freeze'

Upon Visiting the Branch

He got to know that this was done by Cyber Cell
Branch or Customer Support Can't Help, Account can only be Unblocked by Cyber Cell or After Court Order

Imagine Savings of Lakhs Getting Locked For Months?

I'm still trying to help and will update more on this
Read 11 tweets

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