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Ravisutanjani Profile picture
@Ravisutanjani
Aug 8, 2021 • 27 tweets • 7 min read • Read on X
I write about Credit Card, Personal Finance, Travel, and sometimes Startups! 💳💰✈️

The thought is to spread awareness among such subjects without any hidden agenda, with community-driven & collective insights.

Thread of Thread (s) 🧵| RT for Karma 🙏
Here's an overview of the tracker and what we will read,

It takes time to write good content, I'm more than passionate to make at least 10Mn people financially aware, Thanks to Social Media/Twitter.

Also do let me know if any posts have helped you, I appreciate feedback, Image
• LIC Thread | Personal Finance (1)

• BYJU's Mis-selling | Awareness (2)

• Credit Cards (Part-1) | (3)

• Credit Cards (Part-2) | (4)

• Fintech App Experience | Personal Finance (5)

• Neobanks | Personal Finance (6)

• Mutual Fund Apps | Personal Finance (7)

• My 10 Favourite Fintech Apps | Personal Finance (8)

• How to choose a Debit Card | Personal Finance (9)

• Credit Score & Credit Report | Credit Cards (10)

• Trading Journey | Personal Finance (11)

• Basics of Personal Finance | Personal Finance (12)

• IPO | Personal Finance (13)

• Sovereign Gold Bonds | Personal Finance (14)

• CC Hacks, Tips | Credit Cards (15)

• Mother’s Day Thread| Personal Finance (16)

• SIP in Stocks | Personal Finance (17)

• Aadhar OTP - Security | Awareness (18)

• Learnings #1 | Startups (19)

• Learnings #2 | Startups (20)

• Learnings #3 | Startups (21)

• Solo Travelling | Travel (22)

• Train Journey | Travel (23)

• Twitter Growth | Awareness (24)

• Personal Finance 101 ft Memes | Personal Finance (25)

• • •

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More from @Ravisutanjani

Ravisutanjani Profile picture
Jul 22
What Made Radhakishan Damani "The Retail King" of India?

This is the Fascinating Story of ‘D-Mart’ 🧵
Radhakishan Damani is the founder and chairman of the Retail chain D-Mart opened on May 15, 2002

He's also a well-known and regarded Investor, His Estimated Net Worth is ₹1.5 Lakh Crore as of January 2024

💡Fact: He Founded D-Mart at the age of 48. Image Credit - Sugermint (https://medium.com/@sugermint/dmarts-radhakishan-damani-inspiring-success-story-his-journey-from-dalal-street-to-entrepreneur-92188960ee7a)
His Journey is Inspiring

Born in a Lower Middle-Class Family in Mumbai

He dropped out from 2nd Year and started his career by continuing his father’s work at Dalal Street and later left his ball bearing business and became a stock market broker and investor Image
Read 13 tweets
Ravisutanjani Profile picture
Jul 12
🚨 How UPI Apps Make Money?

UPI is a Public Good, Free For Users

But How Do Apps Like PhonePe, Paytm and Google Pay Make Money When It’s Free?
There are many avenues like

• Platform Fee
• Subscription Revenue
• Affiliate Marketing
• Loan & Insurance

Here’s a Video For Quick Learning

Subscribe For More

yt.openinapp.co/UPI-Monetisati…
Basically, Our Data Is a Goldmine for FinTech Companies

They Know How Much You Spend, Where Do You Spend, Location, Categories, Age etc

And Based On Your Profile, They Push Different Financial And Non-Financial Products
Read 6 tweets
Ravisutanjani Profile picture
Jul 8
🚨 Planning To Buy a New Home?

Real Estate is Unorganised in India

There are Experts But You Should Also Do Your Own Homework

• RERA
• CERSAI
• Registration
• Taxation

Here’s a Thread from Our Experiences

Bookmark and Share for Awareness
1) Flat or Land? Metro or Smaller City?

This is an extremely personal choice

Factors in Our Decision-Making

• Family Roots
• Quality of Food and Air
• Cost of Living
• Parent’s Preferences
• Hospital, Railway Station (Less than 2 KM)
Buying a Flat in Delhi NCR or Bengaluru was an option

But we finally purchased a second home last year in our hometown itself , nearest International Airport is just 65 km away
Read 13 tweets
Ravisutanjani Profile picture
Jul 2
🚨 Game-changer for Health Insurance in India

Imagine ₹10,000 Premium That Covers a Family of 4 and Provides Coverage Like

• ₹5 Lakh Cover for Medical
• ₹1 Crore Cover for Surgeries

What’s Narayana Health’s ‘ADITI’ Plan?
This Insurance is Launched by a Major Private Hospital Chain - Narayana Health

Read the Details 👇 Image
Till last year, only Insurance companies could launch Insurance Products in India

But Dr Devi Shetty’s @NarayanaHealth becomes first hospital to launch an Insurance Company Image
Read 7 tweets
Ravisutanjani Profile picture
Jul 1
🚨 Important for Credit Card Users

Many Apps Including Paytm Has Stopped Credit Card Bill Payments for Non BBPS Banks

The New RBI Guideline is Effective from Today

Here’s Everything You Need To Know
As of Now, Only 8 Banks are Live on BBPS Network

• AU Small Finance Bank
• Bank Of Baroda
• Canara Bank
• Federal Bank
• IndusInd Bank
• IDBI Bank
• Mahindra Kotak Bank
• SBI Cards Image
What does this mean for you?

If you’ve a credit card issued by any of these 8 banks, you can still use third party apps like

• Paytm
• CRED
• Amazon Pay
• PhonePe
• CheQ
• Mobikwik
• Airtel
• Jio Finance etc

To make your Credit Card Bill Payments
Read 11 tweets
Ravisutanjani Profile picture
Jun 23
🚨 Important Thread for Investors

If You Invest in Mutual Funds or Stock Market

Remember & Know More About These 3 Things

• CDSL and NSDL
• MF Central
• eCAS Statement

Bookmark and Share For Awareness
1) What are CDSl and NDSL?

CDSL and NSDL are Government Registered Share Depositories in India, in simple language, consider these as accounts where your stocks, bonds etc are held in Electronic Format
So no matter if you buy stocks from any stock broker like

• Zerodha
• Upstox
• Groww
• Paytm Money
• Dhan
• ICICI Securities etc

The stocks will be held in a Demat account (CDSL/NDLS) linked with your PAN
Read 11 tweets

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