Google Maps Was Launched in 2005

But This Indian Company Started Back in 1995

They Sold Licenses To BMW, Mercedes Benz, McDonald’s and Billion Dollar Companies

Founded by an Amazing Indian Couple

This is an Inspiring Story of MapMyIndia 🧵 Once upon a time in India, a vision was born—a vision to map every nook and corner of our country.

Finding navigation was not as easy as it is now! 😌

But a husband-wife duo, Rakesh Verma and Rashmi Verma dared to build a business around Digital Maps

🚨 NPCI Has Launched UPI Circle

Now You Can Share Your UPI and Bank Account with Kids, Senior Citizens, Friends and Family

But How Will This Work?

Here’s Everything You Need To Know 🧵 This Feature is Currently Live on BHIM and Few Selected UPI Apps, More To Come

You Will Find an Option - UPI Circle

🚨 More Than 16 Lakh Indians Gave Up Their Citizenship in The Last 10 Years

Over 8.35 Lakh People In The Last 5 Years

But Why Indians Are Leaving India?

Here Are Some Shocking Statistics 📊 Here’s The Data of The Last 10 Years

2.25 Lakh Renounced in 2022 (Highest)

🚨 Important Thread on Credit Card Rejection

Banks Often Reject Your Credit Card Application Despite Good Salary or Credit Score

Here’s How You Can Appeal (E-Mail Format)

And What’s RBI Policy? Share for Awareness a) How Banks Process Your Application?

Every Bank has its policies for approving a credit card application such as

• Age
• Income (Salary/Business)
• Credit Score
• Address etc
• Used Credit Limit

While Credit Score Plays an Important Role, But there are other factors too

🚨 Important Thread for Financial Safety

Someone I Know Got Their Primary Bank Account Blocked Because of Some Random UPI Transaction

Avoid Using UPI with a Primary/Salary Bank Account

Here are More Details 👇 He Received a Credit of around ₹1200 via UPI

The Next Day, Account was 'Debit Freeze'

Upon Visiting the Branch

He got to know that this was done by Cyber Cell

🚨 We Visited Mahakaleshwar Mandir 🛕

Divine Darshan of One of the 12 Jyotirlingas

• Accommodation
• Bhasmarti
• Sheeghra Darshan
• Prasadam
• VR Durlabh Darshan

Bookmark and Share for Awareness • Flights and Trains ✈️x🚞

- Nearest Airport - Indore

- Nearest Railway Station - Ujjain

Ujjain is very well connected with all major railways stations across the country

You can also take a train from Indore to Ujjain, Airport Cabs may charge upto ₹2000 for a one way

What Made Radhakishan Damani "The Retail King" of India?

This is the Fascinating Story of ‘D-Mart’ 🧵 Radhakishan Damani is the founder and chairman of the Retail chain D-Mart opened on May 15, 2002

He's also a well-known and regarded Investor, His Estimated Net Worth is ₹1.5 Lakh Crore as of January 2024

💡Fact: He Founded D-Mart at the age of 48.

🚨 How UPI Apps Make Money?

UPI is a Public Good, Free For Users

But How Do Apps Like PhonePe, Paytm and Google Pay Make Money When It’s Free? There are many avenues like

• Platform Fee
• Subscription Revenue
• Affiliate Marketing
• Loan & Insurance

Here’s a Video For Quick Learning

Subscribe For More

yt.openinapp.co/UPI-Monetisati…

🚨 Planning To Buy a New Home?

Real Estate is Unorganised in India

There are Experts But You Should Also Do Your Own Homework

• RERA
• CERSAI
• Registration
• Taxation

Here’s a Thread from Our Experiences

Bookmark and Share for Awareness 1) Flat or Land? Metro or Smaller City?

This is an extremely personal choice

Factors in Our Decision-Making

• Family Roots
• Quality of Food and Air
• Cost of Living
• Parent’s Preferences
• Hospital, Railway Station (Less than 2 KM)

🚨 Game-changer for Health Insurance in India

Imagine ₹10,000 Premium That Covers a Family of 4 and Provides Coverage Like

• ₹5 Lakh Cover for Medical
• ₹1 Crore Cover for Surgeries

What’s Narayana Health’s ‘ADITI’ Plan? This Insurance is Launched by a Major Private Hospital Chain - Narayana Health

Read the Details 👇

🚨 Important for Credit Card Users

Many Apps Including Paytm Has Stopped Credit Card Bill Payments for Non BBPS Banks

The New RBI Guideline is Effective from Today

Here’s Everything You Need To Know As of Now, Only 8 Banks are Live on BBPS Network

• AU Small Finance Bank
• Bank Of Baroda
• Canara Bank
• Federal Bank
• IndusInd Bank
• IDBI Bank
• Mahindra Kotak Bank
• SBI Cards

🚨 Important Thread for Investors

If You Invest in Mutual Funds or Stock Market

Remember & Know More About These 3 Things

• CDSL and NSDL
• MF Central
• eCAS Statement

Bookmark and Share For Awareness 1) What are CDSl and NDSL?

CDSL and NSDL are Government Registered Share Depositories in India, in simple language, consider these as accounts where your stocks, bonds etc are held in Electronic Format

🚨 India’s Own Global Entry Program ✈️

India Has Officially Launched ‘Fast Track Immigration - Trusted Travellers Program’

FTI-TTP Will Make Your Travel Easier

What Is It? Here’s Everything You Need to Know Basically, FTI-TTP will make Immigration Process Super Smooth and Easier for Frequent Travellers at International Airports in India

Who’s Eligible?

• Indian National
• Foreign Nation Holding OCI Cards

We Visited Maa Vaishno Devi Temple 🛕

The Holy Shrine is Witnessing Extremely High Footfall Due to Summer Vacations

Here’s an Important Thread if You’re Planning to Travel With Family (Don’t Miss Tips) 🧵 How to Reach?

Nearest Airport is Jammu

But I would advise you take a Train to Shri Mata Vaishno Devi, Katra (SVDK) Station

Very well connected from Delhi and across the country

🚨 Loksabha Election Results 2024

• BJP - 240
• INC - 99

BJP Underperformed and Lost Majority

There’s No Point in Insulting Voters

Here are 10 Major Takeaways for BJP • Incompetent MPs

Believe this or not people have been voting on the name and face value of Modi Ji

I can’t count one or two good work done by my Local MP or MLA

BJP Leadership has been overconfident on this aspect

🚨 Historic Circular for Health Insurance

IRADAI has Issued a New Circular and Its Going To Benefit Crores of People in India

5 Important Takeaways 👇

Bookmark and Share for Awareness 1) Approval for Cashless facility:

Basically now Insurance companies will have to ensure 100% Cashless Treatment (Claim Settlement)

Reimbursement only in exceptional circumstances

And The same should be done within 1 hours of receipt of the request

🚨 Kangana Ranaut has 50 LIC Policies

I also have 1, Unfortunately

And here’s a story why you should avoid Investing into LIC or ULIP Kind of Plans My father has a suitcase with a couple of LIC Policy Bonds, sold by his dear friend

To continue the ritual, his friend (also family uncle) was after me to buy an LIC policy in 2018

🚨 Want to Invest in Gold?

• Physical Gold & Jewellery
• Gold Mutual Funds
• Sovereign Gold Bonds
• Digital Gold (Avoid)
• Gold using Credit Card Discounts

This is an Important Thread

Read, Bookmark and Share for Awareness Do you know Indian women account for 11% of the world's total gold reserves?

And we have been buying physical gold for decades now. We buy jewellery, coins, bars etc

Experienced Truefitt and Hill Salon 💇‍♂️

Oldest Barbershop Chain in the World

The Royal Haircut Costs ₹2900

But How Much I Paid With Amex?

Here’s a Review From My Experience • The Ambience

Truefitt & Hill is the oldest barbershop in the world

It’s a Luxury Salon Chain for HNIs

🚨 Tax Complications on Credit Cards

Dhoni and Virat are Good Friends

Virat Wanted to Buy an iPhone for ₹1.5 Lakh

He Asked For Dhoni’s HDFC Credit Card To Get ₹9,000 Instant Discount on Amazon

Important Thread, Share For Awareness In this case,

Dhoni is using his Credit Card to help his friend get some discounts and cashback

There’s nothing wrong in helping

But there are certain things that one should keep in mind while using a credit card. Let’s understand 👇

🚨 RBI’s 3 Days Grace Period - Credit Cards

Ever Missed Any Credit Card Payment?

Don’t Panic! Banks Will Have To Provide 3 Days Grace Period From The Due Date

Read More About This RBI Policy, Share This is what RBI Rules says