🚨 Visited Sri Lanka and Nepal Last Week

Total Expenses was Around ₹20,000 Including Flights, Hostels, Public Transport, Meals

No Credit Card Points, Plain Budget Travel

Here’s Important Things You Should Know • Flight Ticket ✈️

₹5280 for Delhi - Colombo (23 Hour Layover) - Kathmandu

I intend to visit Kathmandu almost every year for the Darshan of Shree Pashupati Nath

Spotted a great deal back in November with 24 hour layover (planned) in Colombo

whatsapp.com/channel/0029Va…

🚨 Indian Railways is Launching Super App

‘SwaRail’ is a Super-app Integrating all Important Services of Indian Railway Such as

• Train Ticket Booking
• General Tickets
• Platform Tickets
• Running Status
• Catering
• Rail Madad

I’ve Beta Access, Here’s How It’ll Work 🧵 Beta Access is available for TestFlight Users on iOS and limited number of Android Devices

🚨 RuPay Credit Cards Work with UPI

But Many Banks Don’t Want You To Covert Your Credit Card To RuPay From Visa/Mastercard

But Why? What is the RBI Guidelines?

Here’s My Experience with Bank of Baroda I have Bank of Baroda’s Eterna Credit Card for the last 2-3 years

This is the Topmost (Flagship) product from BoB Cards, I received in Mastercard Variant

🚨 We Visited Mahakumbh Today with Family

Don’t Miss This Once in a Lifetime Opportunity

Important Thread with Tips and Insights That Will Help You Plan Your Travel in Budget 🧵 How To Reach Prayagraj

• Prayagraj Airport
• Major Railway Stations

- Prayagraj Junction (Main)
- Prayagraj Cheoki
- Prayagraj Sangam
- Subedarganj
- Naini Junction (Nearest)

In case flight is expensive for Prayagraj, you can take a flight to Varanasi or Lucknow

🚨 Got 3 Enquiries Deleted From CIBIL

You Can Get ₹100 Per Day Compensation if Inaccuracies Aren’t Fixed Within 30 Days

Bookmark and Share This For Awareness

Here’s How You Can Do It Yourself 🧵 Visit Official Website of CIBIL

Link - ?

Create an account or login

Ensure you’re using same mobile number and PAN registered across bank and credit card accounts myscore.cibil.com/CreditView/log…

🚨 4 Important RBI Rule for Credit Cards

• New Credit Cards
• Inactive Credit Cards
• Credit Card Closure by Customer
• Delay in Processing Refund

Here’s Everything You Need To Know

Bookmark and Share For Awareness 1) Automatic Closure Within 30 Days

For new Credit Cards, if you don’t activate it within 30 days. The bank must/should close it automatically

Important - They can’t charge Joining fee if you didn’t make any transactions

This was my Yes Bank Marquee Credit Card 👇

Google Maps Was Launched in 2005

But This Indian Company Started Back in 1995

They Sold Licenses To BMW, Mercedes Benz, McDonald’s and Billion Dollar Companies

Founded by an Amazing Indian Couple

This is an Inspiring Story of MapMyIndia 🧵 Once upon a time in India, a vision was born—a vision to map every nook and corner of our country.

Finding navigation was not as easy as it is now! 😌

But a husband-wife duo, Rakesh Verma and Rashmi Verma dared to build a business around Digital Maps

🚨 NPCI Has Launched UPI Circle

Now You Can Share Your UPI and Bank Account with Kids, Senior Citizens, Friends and Family

But How Will This Work?

Here’s Everything You Need To Know 🧵 This Feature is Currently Live on BHIM and Few Selected UPI Apps, More To Come

You Will Find an Option - UPI Circle

🚨 More Than 16 Lakh Indians Gave Up Their Citizenship in The Last 10 Years

Over 8.35 Lakh People In The Last 5 Years

But Why Indians Are Leaving India?

Here Are Some Shocking Statistics 📊 Here’s The Data of The Last 10 Years

2.25 Lakh Renounced in 2022 (Highest)

🚨 Important Thread on Credit Card Rejection

Banks Often Reject Your Credit Card Application Despite Good Salary or Credit Score

Here’s How You Can Appeal (E-Mail Format)

And What’s RBI Policy? Share for Awareness a) How Banks Process Your Application?

Every Bank has its policies for approving a credit card application such as

• Age
• Income (Salary/Business)
• Credit Score
• Address etc
• Used Credit Limit

While Credit Score Plays an Important Role, But there are other factors too

🚨 Important Thread for Financial Safety

Someone I Know Got Their Primary Bank Account Blocked Because of Some Random UPI Transaction

Avoid Using UPI with a Primary/Salary Bank Account

Here are More Details 👇 He Received a Credit of around ₹1200 via UPI

The Next Day, Account was 'Debit Freeze'

Upon Visiting the Branch

He got to know that this was done by Cyber Cell

🚨 We Visited Mahakaleshwar Mandir 🛕

Divine Darshan of One of the 12 Jyotirlingas

• Accommodation
• Bhasmarti
• Sheeghra Darshan
• Prasadam
• VR Durlabh Darshan

Bookmark and Share for Awareness • Flights and Trains ✈️x🚞

- Nearest Airport - Indore

- Nearest Railway Station - Ujjain

Ujjain is very well connected with all major railways stations across the country

You can also take a train from Indore to Ujjain, Airport Cabs may charge upto ₹2000 for a one way

What Made Radhakishan Damani "The Retail King" of India?

This is the Fascinating Story of ‘D-Mart’ 🧵 Radhakishan Damani is the founder and chairman of the Retail chain D-Mart opened on May 15, 2002

He's also a well-known and regarded Investor, His Estimated Net Worth is ₹1.5 Lakh Crore as of January 2024

💡Fact: He Founded D-Mart at the age of 48.

🚨 How UPI Apps Make Money?

UPI is a Public Good, Free For Users

But How Do Apps Like PhonePe, Paytm and Google Pay Make Money When It’s Free? There are many avenues like

• Platform Fee
• Subscription Revenue
• Affiliate Marketing
• Loan & Insurance

Here’s a Video For Quick Learning

Subscribe For More

yt.openinapp.co/UPI-Monetisati…

🚨 Planning To Buy a New Home?

Real Estate is Unorganised in India

There are Experts But You Should Also Do Your Own Homework

• RERA
• CERSAI
• Registration
• Taxation

Here’s a Thread from Our Experiences

Bookmark and Share for Awareness 1) Flat or Land? Metro or Smaller City?

This is an extremely personal choice

Factors in Our Decision-Making

• Family Roots
• Quality of Food and Air
• Cost of Living
• Parent’s Preferences
• Hospital, Railway Station (Less than 2 KM)

🚨 Game-changer for Health Insurance in India

Imagine ₹10,000 Premium That Covers a Family of 4 and Provides Coverage Like

• ₹5 Lakh Cover for Medical
• ₹1 Crore Cover for Surgeries

What’s Narayana Health’s ‘ADITI’ Plan? This Insurance is Launched by a Major Private Hospital Chain - Narayana Health

Read the Details 👇

🚨 Important for Credit Card Users

Many Apps Including Paytm Has Stopped Credit Card Bill Payments for Non BBPS Banks

The New RBI Guideline is Effective from Today

Here’s Everything You Need To Know As of Now, Only 8 Banks are Live on BBPS Network

• AU Small Finance Bank
• Bank Of Baroda
• Canara Bank
• Federal Bank
• IndusInd Bank
• IDBI Bank
• Mahindra Kotak Bank
• SBI Cards

🚨 Important Thread for Investors

If You Invest in Mutual Funds or Stock Market

Remember & Know More About These 3 Things

• CDSL and NSDL
• MF Central
• eCAS Statement

Bookmark and Share For Awareness 1) What are CDSl and NDSL?

CDSL and NSDL are Government Registered Share Depositories in India, in simple language, consider these as accounts where your stocks, bonds etc are held in Electronic Format

🚨 India’s Own Global Entry Program ✈️

India Has Officially Launched ‘Fast Track Immigration - Trusted Travellers Program’

FTI-TTP Will Make Your Travel Easier

What Is It? Here’s Everything You Need to Know Basically, FTI-TTP will make Immigration Process Super Smooth and Easier for Frequent Travellers at International Airports in India

Who’s Eligible?

• Indian National
• Foreign Nation Holding OCI Cards

We Visited Maa Vaishno Devi Temple 🛕

The Holy Shrine is Witnessing Extremely High Footfall Due to Summer Vacations

Here’s an Important Thread if You’re Planning to Travel With Family (Don’t Miss Tips) 🧵 How to Reach?

Nearest Airport is Jammu

But I would advise you take a Train to Shri Mata Vaishno Devi, Katra (SVDK) Station

Very well connected from Delhi and across the country

🚨 Loksabha Election Results 2024

• BJP - 240
• INC - 99

BJP Underperformed and Lost Majority

There’s No Point in Insulting Voters

Here are 10 Major Takeaways for BJP • Incompetent MPs

Believe this or not people have been voting on the name and face value of Modi Ji

I can’t count one or two good work done by my Local MP or MLA

BJP Leadership has been overconfident on this aspect