Steve · Millionaire Habits Profile picture
Sep 7, 2021 16 tweets 3 min read Read on X
11 things your millionaire neighbor is hiding from you.

//THREAD//
1: He gets up before you.

A lot of millionaires are ultra-focused in the morning.

They're taking care of business before everyone else gets up and starts muddling their way through the day.

Most millionaires don't get up at the crack of noon.
2: She doesn't know (or care) who got voted off the island.

She doesn't watch reality TV, including the 24-hour news cycle.

She spends her time being productive: Learning, fixing, improving, exercising, working.
3: He's a millionaire because he lives in YOUR neighborhood.

Most millionaires don't live glamorous lives in million-dollar homes.

They live in regular neighborhoods, just like you.
They shop at regular stores.
Eat regular food.
4. She has a one-year rainy day fund.

She has enough cash reserves to last an entire year without having to earn another dime of income. She doesn't live on the edge.
5: He works out every single day.

2/3rds of millionaires exercise for at least 30 minutes every single day.

Exercise not only improves overall health, but it releases glucose, fuel for the brain. We get more creative. Become better problem-solvers.
6: She doesn't need your money advice.

Whether you think she's cheap, frugal, filthy rich or poor, she doesn't care. She truly doesn't care about your opinion of her and her spending practices.

She's the millionaire.
7: He gets at least 7 hours of sleep every night.

Close to 90% of millionaires get seven or more hours of sleep, every night.

Even on weekends.

Your neighbor's sleep schedule is consistent and healthy, which helps him make money and provide for his family.
8: She reads at least an hour a day.

88% of millionaires read AT LEAST 30 minutes a day.

Your neighbor loves reading autobiographies of other successful people while you are flipping through the latest edition of People Magazine.
9: He sold that over-priced BMW years ago

You still drive your Bimmer. Your millionaire friend sold his and now drives a cheap-to-maintain, reliable sedan. Pays $30 for an oil change.
10: She has a one-year, five-year, and 10-year plan.

Your neighbor doesn't "wing it". She has a clear plan for her near and long-term future.

- In one year, she wants her Master's degree
- In five years, she wants to be the Director
- In 10 years, she wants to be retired
11: He invests before he spends

Your millionaire friend pays himself first. He fully funds his investments. Pads his savings. Then has some fun with the rest.
FYI: Only 33% of millionaires have earned more than $100,000 a year.

Big salaries are great, but being a millionaire doesn't require earning 6-figures.
These threads take a long time to write. If you liked it, please share it by retweeting the very first tweet in the thread so others can see it too. 👍
You can be wealthier than you ever imagined.

My 5-week email Bootcamp will make you money smart by teaching you how to think about money in a crazy, but lucrative, new way.

100% free.
100% online.

steveadcock.us/relearn/
Did you know: The world gained over 5 million *new millionaires* during Covid-19.

Most came from the U.S., followed by Germany, Australia, and Japan.

Were you one of these people?

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More from @SteveOnSpeed

Apr 15
Chances are you have a friend who's a secret millionaire.

You don't know it because you think all wealthy people act a certain way.

Not true.

Here are 12 things your millionaire friend is hiding from you.
1: They didn't get an inheritance.

Despite what people think, most millionaires don't inherit their millions.

Your friend is a millionaire because they provide value in exchange for money.

That's it.
2: They get up before you.

A lot of millionaires are ultra-focused in the morning.

They're taking care of business before everyone else gets up and starts muddling their way through the day.

Most millionaires don't get up at the crack of noon.
Read 14 tweets
Apr 12
35 super uncomfortable facts about life that'll make you indestructible.

1: The vast majority of millionaires are self-made.

2: Money is attracted to people who work.

3: Marrying the right person is the greatest life hack.
4: If you're easily offended, you have too much free time.

5: Boasting about working 12-hour days isn’t a mark of productivity; it’s a sign of poor boundaries.

6: You have more opportunities today than anyone in history.
7: Marrying late > Marrying wrong.

8: Work ethic *WILL* outperform natural ability throughout a career.

9: Most people are too self-absorbed to understand what they want.
Read 14 tweets
Apr 10
About 90% of your early career comes down to interviewing. Most young people suck at it, and it shows.

Want to be a millionaire? Master the art of interviewing.

Go undefeated by avoiding these 9 common mistakes.
1: Don't under-dress.

This doesn't mean a full suit.

It means dressing appropriately. You "I'm gonna wear a t-shirt and jeans because I'm just THAT GOOD" guys will *never* succeed because you don't interview well and are way too cocky.
Truth: I've never said no to a candidate because they over-dressed.

I have said no to candidates who under dress or believe their IQ makes up for lousy judgment.

It doesn't.
Read 15 tweets
Apr 8
Quitting the rat race at 35 was my best decision ever.

And, I've broken EVERY MYTH of early retirement that there is.

These 10 myths of early retirement need to die.
Background:

My wife and I quit our jobs at 33 and 35, respectively. We're happier and healthier than we've ever been.

These are the top 10 B.S. myths I've heard about early retirement.
1: You will be bored.

TRUTH: Only boring people are bored.

Find a damn hobby.

▫ Start a small business
▫ Train for a marathon
▫ Build furniture
▫ Volunteer

Hobbies keep us busy, productive and feeling useful.

Try it.
Read 13 tweets
Apr 3
The system is f#cking rigged. It's rigged to pay you the bare minimum, hoping you don't care.

They didn't see me coming.

I wasn't paid what I thought I was worth. Then, I changed everything and forced my salary to boom.

Here's how.
I switched companies 5 times in 14 years.

Each move got me a 15% to 20% raise. Switching companies is the best time to boost your salary; it's part of the process.

Company loyalty is a scam.

Be proactive. Move often (but not too often!)
I negotiate salary when hired.

NEVER accept the salary offered (unless it's amazing).

And, NEVER accept the bullshit line that employees get raises later.

That doesn't work. Asking for raises later is 100x tougher than negotiating a higher salary when hired.
Read 12 tweets
Apr 1
I quit corporate America after working a 14-year career.

I remember the first week I started my career. I looked around and said, "This is it???".

I decided to get my ass into gear.

Here are 12 uncomfortable facts about life I learned the hard way:
1. Risk builds wealth.

▫ Real estate
▫ Stock market
▫ Cryptocurrencies

Or:

▫ A new job
▫ Moving overseas
▫ Going back to school

To build wealth, put your money at risk.

To build character, put yourself at risk.
2. Happiness is a skill.

For 99% of us, we choose to be happy. Or angry. Or sad. It becomes a part of who we are.

We can't always control what happens to us, but we can control our reactions.

Choose to be happy.
Read 14 tweets

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