Steve · Millionaire Habits Profile picture
Sep 7, 2021 16 tweets 3 min read Read on X
11 things your millionaire neighbor is hiding from you.

//THREAD//
1: He gets up before you.

A lot of millionaires are ultra-focused in the morning.

They're taking care of business before everyone else gets up and starts muddling their way through the day.

Most millionaires don't get up at the crack of noon.
2: She doesn't know (or care) who got voted off the island.

She doesn't watch reality TV, including the 24-hour news cycle.

She spends her time being productive: Learning, fixing, improving, exercising, working.
3: He's a millionaire because he lives in YOUR neighborhood.

Most millionaires don't live glamorous lives in million-dollar homes.

They live in regular neighborhoods, just like you.
They shop at regular stores.
Eat regular food.
4. She has a one-year rainy day fund.

She has enough cash reserves to last an entire year without having to earn another dime of income. She doesn't live on the edge.
5: He works out every single day.

2/3rds of millionaires exercise for at least 30 minutes every single day.

Exercise not only improves overall health, but it releases glucose, fuel for the brain. We get more creative. Become better problem-solvers.
6: She doesn't need your money advice.

Whether you think she's cheap, frugal, filthy rich or poor, she doesn't care. She truly doesn't care about your opinion of her and her spending practices.

She's the millionaire.
7: He gets at least 7 hours of sleep every night.

Close to 90% of millionaires get seven or more hours of sleep, every night.

Even on weekends.

Your neighbor's sleep schedule is consistent and healthy, which helps him make money and provide for his family.
8: She reads at least an hour a day.

88% of millionaires read AT LEAST 30 minutes a day.

Your neighbor loves reading autobiographies of other successful people while you are flipping through the latest edition of People Magazine.
9: He sold that over-priced BMW years ago

You still drive your Bimmer. Your millionaire friend sold his and now drives a cheap-to-maintain, reliable sedan. Pays $30 for an oil change.
10: She has a one-year, five-year, and 10-year plan.

Your neighbor doesn't "wing it". She has a clear plan for her near and long-term future.

- In one year, she wants her Master's degree
- In five years, she wants to be the Director
- In 10 years, she wants to be retired
11: He invests before he spends

Your millionaire friend pays himself first. He fully funds his investments. Pads his savings. Then has some fun with the rest.
FYI: Only 33% of millionaires have earned more than $100,000 a year.

Big salaries are great, but being a millionaire doesn't require earning 6-figures.
These threads take a long time to write. If you liked it, please share it by retweeting the very first tweet in the thread so others can see it too. 👍
You can be wealthier than you ever imagined.

My 5-week email Bootcamp will make you money smart by teaching you how to think about money in a crazy, but lucrative, new way.

100% free.
100% online.

steveadcock.us/relearn/
Did you know: The world gained over 5 million *new millionaires* during Covid-19.

Most came from the U.S., followed by Germany, Australia, and Japan.

Were you one of these people?

• • •

Missing some Tweet in this thread? You can try to force a refresh
 

Keep Current with Steve · Millionaire Habits

Steve · Millionaire Habits Profile picture

Stay in touch and get notified when new unrolls are available from this author!

Read all threads

This Thread may be Removed Anytime!

PDF

Twitter may remove this content at anytime! Save it as PDF for later use!

Try unrolling a thread yourself!

how to unroll video
  1. Follow @ThreadReaderApp to mention us!

  2. From a Twitter thread mention us with a keyword "unroll"
@threadreaderapp unroll

Practice here first or read more on our help page!

More from @SteveOnSpeed

May 19
35 uncomfortable facts about life that'll make you unstoppable (and unbelievably attractive), guaranteed.

1: The vast majority of millionaires are self-made.

2: Marrying late > Marrying wrong.

3: If you're easily offended, you have too much free time.
4: Marrying the right person is the greatest life hack.

5: Boasting about working 12-hour days isn’t a mark of productivity; it’s a sign of poor boundaries.

6: You have more opportunities today than anyone in history.
7: Money is attracted to people who work.

8: Work ethic *WILL* outperform natural ability throughout a career.

9: Most people are too self-absorbed to understand what they want.

10: Happiness is a choice.
Read 13 tweets
May 15
Mark Cuban has nine rules for getting rich. Problem is three of them are bullshit. 👇
Rule 1: Live like a student (✅)

Students are forced to live frugally.

- no *new* cars
- no pricey vacations
- no yearly phone upgrades

Live like every dollar counts.

P.S. The used car market is insane right now. But, this phase will pass.
Rule 2: You shouldn't use credit cards (❌)

Hard disagree.

Yes, irresponsible spending on credit WILL create debt.

But, using credit cards in a smart way is one of the *best money hacks* in existence.

Read 12 tweets
Mar 12
Most financial advice is complete bullshit.

Millionaires get rich because they know what to ignore. My net worth increased 6-figures *per year* once I ignored terrible advice.

Here are 17 of the worst pieces of advice you must ignore to get rich.
1: Carry a balance on your credit cards to improve your credit score.

I've never carried a balance in my life.

Not once.

This advice is downright criminal. Image
2: Your 9 to 5 won't make you rich.

I'm proof-positive that's a lie.

With proper money management skills, your 9-to-5 CAN MAKE YOU RICH.

It happens all the time.
Read 20 tweets
Mar 8
I achieved FI at 35 after working a 14-year career.

From the moment I set foot in an office, I learned the hard way how f-ed up a lot of our society is.

Here are 12 uncomfortable facts about life I learned the hard way:
1. Risk builds wealth.

▫ Real estate
▫ Stock market
▫ Cryptocurrencies

Or:

▫ A new job
▫ Moving overseas
▫ Going back to school

To build wealth, put your money at risk.

To build character, put yourself at risk.
2. Happiness is a skill.

For 99% of us, we choose to be happy. Or angry. Or sad. It becomes a part of who we are.

We can't always control what happens to us, but we can control our reactions.

Choose to be happy.
Read 14 tweets
Mar 6
If I had to do it all over again and my goal was to be a millionaire by 25, here's exactly what I would do.

1: Delete my Facebook account.

99% of FB is trash. Arguing and complaining about politics and posting pictures of that new overpriced car isn't getting anyone rich.
2: Go to college the smart way.

88% of millionaires have college degrees.

Community college for the first two years, then I'd transfer into a 4-year school (cheaper!). Major in something useful and marketable, like computer science, finance, accounting or business.

Automatic.
3: Max out my 401(k) and Roth IRA from day one.

401(k) max for 2022 is $20,500. Over the course of a 50-year career, that adds up to over $11 million assuming an 8% average rate of return.

Max Roth IRA is $6,000. That's another $3.4 million over 50 years.

Easy money.
Read 12 tweets
Feb 11
I became a millionaire in my early 30s.

- No businesses
- No inheritances
- No lottery winnings

Here are 13 easy techniques I used to escape the rat race after a short 14-year career.
1. I chose a high-paying career.

My passion is photography. My strength is computer science. I ignored the STUPID "follow your passion" advice and instead pursued my strength.

Avg salary of a computer scientist is $109,000.

Your strengths pay the bills.
2. I learned from millionaires.

Instead of hating rich people, I observed their habits. I *actually* took notes.

Rich people are the best teachers if you're looking to build wealth. Watch them.

Learn, don't hate.
Read 16 tweets

Did Thread Reader help you today?

Support us! We are indie developers!


This site is made by just two indie developers on a laptop doing marketing, support and development! Read more about the story.

Become a Premium Member ($3/month or $30/year) and get exclusive features!

Become Premium

Don't want to be a Premium member but still want to support us?

Make a small donation by buying us coffee ($5) or help with server cost ($10)

Donate via Paypal

Or Donate anonymously using crypto!

Ethereum

0xfe58350B80634f60Fa6Dc149a72b4DFbc17D341E copy

Bitcoin

3ATGMxNzCUFzxpMCHL5sWSt4DVtS8UqXpi copy

Thank you for your support!

Follow Us!

:(