#4QWithCNBCTV18
@HDFC_Bank First Cut
Operationally weak qtr, with operating profit growth, the lowest ever & NIM at all time low
NII at Rs18872.7cr, up 10.24%YOY & 2.3%QOQ (Poll at Rs19660cr)
PAT at Rs10055.2cr, up 22.8%YOY & down 2.8%QOQ (Poll at Rs10347.1cr)
GNPA at Rs16141cr, up 0.8%QOQ
NNPA at Rs4407.7cr, down 5.75%QOQ
NIM at all time low of 4% vs 4.1%QOQ
Operating profit growth is at a mere 5.3%YOY (lowest in 23qtrs)
GNPA at 1.17% vs 1.26%QOQ, lowest in 5 qtrs
NNPA at 0.32% vs 0.37%QOQ, lowest in 5qtrs
PCR at 72.7% vs 70.8%QOQ
Bank has created contingent provisions in Q4. Total contingent provisions at Rs9685cr, up 12.15%QOQ

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