Thread by @dnahinga

Today I am glad I helped 2 friends dodge a bullet.

In short, we will redesign a house they had to a reasonable size.

Initially,the Master Bedroom was 10 metres long. If you are not careful, you can be made to carry burdens you cannot afford for 15 years straight

#MjengoMaths

Look. You don't need a 350 square metres house as your First Build.

Even 250 Square Metres is too generous.

What else can you do with extra Kes. 5 million?

1. Use a house as a ladder to your Financial Goals.
2. Solve for what you need.

You don't prove anything by stressing.

I wish I could catalogue all the major estates in Nairobi and indicate the overall floor areas

They will all cluster between 70 square metres and 150 square m

In theory, it doesn't sound like this. In practice, one can live just a good life in 100 square metres.

See Japan.

Even if you are coming into sudden wealth.

Don't build the largest house you can afford.

Build two and sell one at the price of two.

Turn in the proceeds and stay in play. Build. Sell. Build. Sell.

BOCTAE. - But Of Course There Are Exceptions and Exceptional People!

🙌🏿

As I have understood it,we build so that we can support the functions of life.

And to live a Good Life.

A good house + a bad life is a failed project.

To raise this alarm to folks who have not built before is a moral duty (Even though it comes at the expense of losing a job)

And the superficial test for a potentially bad life is a overdesigned house that must be paid by years of debt.

I try to smell weather one can afford what they wish to build.

Then point the alternatives. But also let the ego win: If someone wants to be burdened, it is OK

A worthy ideal provides good stress:
Striving to provide shelter to yourself and loved ones within your means + or - 15% of your means is good.

A bad ideal provides bad stress:
Striving to prove a point to Kamau at 200% your earning capacity is bad.

Either way, you decide.