Share this page!

Gichuki Kahome Profile picture
Twitter logo
Jun 12 • 5 tweets • 3 min read
The DTB Mastercard Platinum Debit Card is one of it's kind.

With massive local and global acceptance, this card is ideal for everyday use at physical or online stores.

Here's why you should grab yours today👇👇

Thread powered by [@DTBKenya]
#BankWithUsBankOnUs
1/ Enjoy 25% cashback into your card for Jumia Prime membership.

2/ Get up to 180 days purchase protection for electronics bought via your Platinum Debit Card.

Purchases are protected against theft or accidental damage.
#BankWithUsBankOnUs
3/ Assorted deals from various local merchants in Kenya.

4/ Enjoy 10% discount on your next international roundtrip fare with Travelstart.

5/ Enjoy 10% off on your next car rental on Rentalcars.com.

#BankWithUsBankOnUs
The card has 3D secure enabled for secure online transactions on applicable websites.

It also has Tap & Go enabled on applicable POS services.

It allows you to access ATMs, merchants outlets & online payments.

#BankWithUsBankOnUs
As an individual, the DTB Mastercard Platinum Debit Card gives the flexibility and convenience when accessing your account.

Grab yours today to enjoy the convenience and flexibility that comes with it.

#BankWithUsBankOnUs

• • •

Missing some Tweet in this thread? You can try to force a refresh
　

Keep Current with Gichuki Kahome

Gichuki Kahome Profile picture

Stay in touch and get notified when new unrolls are available from this author!

Read all threads

This Thread may be Removed Anytime!

PDF

Twitter may remove this content at anytime! Save it as PDF for later use!

Try unrolling a thread yourself!

how to unroll video
  1. Follow @ThreadReaderApp to mention us!

  2. From a Twitter thread mention us with a keyword "unroll"
@threadreaderapp unroll

Practice here first or read more on our help page!

More from @kahome_steve

Gichuki Kahome Profile picture
Jun 13
When my portfolio hits Sh 20M, I will be able to withdraw Sh 1.2M every year and never run out of money.

This will account for only 6% of my portfolio.

With an average annual return rate of at least 6%,

I will be able to comfortably live on sh 100k per month without working.
With this, I can retire and live a life that my portfolio can cater for.

Retirement does not have to await until you are 60 years old.

You can retire at any age you want, provided you have the financial security.
How much money do you need to retire or to be financially independent?

1. The Crossover Point

You reach financial independence when your monthly income from your investments exceeds your monthly expenses.

Crossover point = Annual spending / Expected return rate on investments
Read 7 tweets
Gichuki Kahome Profile picture
Jun 7
Question from DM

"I just got promoted to a new role earning 85K per month.

I have a SACCO loan that I used to buy a piece of land that I’m planning to build a home in the near future.

How should I balance paying for the loan, and getting started with investing"

THREAD🧵👇
Additional details:

Monthly expenses- 30 - 40K(rent, food, clothing, internet, etc)

Loan repayment - 20K (2 years remainng to clear the loan)

Savings - 20-25K(SACCO & bank account)

Has no dependents but plans to marry soon.
The first thing would be to clear the loan and set up an emergency fund and a sinking fund as fast as possible.

It helps to clear the loan fast, as you will reduce the total cost of the loan as you will pay less interest.

Read 17 tweets
Gichuki Kahome Profile picture
Jun 1
Thread🧵

Investing in Treasury Bonds.

The Treasury recently floated an 18 year Infrastructure bond.

Here's everything you need to know about Treasury Bonds,

And how you can invest in the Infrastructure Bond.
Definitions:

Government securities are debt management obligations of the Kenyan gov't that individuals & organizations can invest in.

If you invest in government securities, you are lending the gov't money for a set period of time.
There are two types of Government Securities.

1/ Treasury Bills(3-12 Months)

2/ Treasury Bonds(1-30 Years)

We'll focus on Treasury Bonds in this thread.
Read 22 tweets
Gichuki Kahome Profile picture
May 28
Wondering how SACCOs work?

Not sure how to invest in Treasury bills & bonds?

Want to learn more about Money Market Funds?

Or how you can buy Safaricom shares at the NSE?

Let's find out below👇👇👇
Before we get started:

I have an e-book for you.

This e-book has everything you need to know about:
- SACCOs
- Money Market Funds
- T-bills
- T-bonds

Get it at the bottom of this thread
1/ SACCOs
Read 8 tweets
Gichuki Kahome Profile picture
May 28
When it comes to giving back to the society, Diamond Trust Bank is always on the frontline.

From supporting social enterprises via working capital and loans to banking undeserved segments,

[@DTBKenya] is impacting communities and transforming lives.

#BankWithUsBankOnUs
Notably, [@DTBKenya] has even partnered with global partners like the United Nations to advance principles of responsible and sustainable business.

This is the world’s largest corporate sustainability initiative anchored in the United Nations.

#BankWithUsBankOnUs
From the manufacturing industry to the health sector, [@DTBKenya] is helping stakeholders from all sectors to Achieve More.

Their new partnership with E-Plus will offer emergency road and air evacuation services to DTB account holders.

#BankWithUsBankOnUs
Read 4 tweets
Gichuki Kahome Profile picture
May 28
One of the smartest minds in personal finance and investing in the world has to be @dollarsanddata

If you still don't believe me, I'll attach two of my favourite articles from him.

Before that, help me have dinner with him by subscribing to his Newsletter with the link below👇
Here's the link to subscribe.

click.convertkit-mail4.com/27ud00wpn3uohv…

He writes weekly articles that will change your thinking about money and life in general.
Here are my two favorite articles.

1/ The problem with most financial advice
ofdollarsanddata.com/the-problem-wi…
Read 4 tweets

Did Thread Reader help you today?

Support us! We are indie developers!

This site is made by just two indie developers on a laptop doing marketing, support and development! Read more about the story.

Become a Premium Member ($3/month or $30/year) and get exclusive features!

Become Premium

Don't want to be a Premium member but still want to support us?

Make a small donation by buying us coffee ($5) or help with server cost ($10)

Donate via Paypal

Or Donate anonymously using crypto!

Ethereum

0xfe58350B80634f60Fa6Dc149a72b4DFbc17D341E copy

Bitcoin

3ATGMxNzCUFzxpMCHL5sWSt4DVtS8UqXpi copy

Thank you for your support!

Follow Us on Twitter!

:(