Accounts/channels to follow for Credit Card enthusiasts 🧵

Here is the list of people/channels you should follow on various social media platforms if you are looking for credit card knowledge and insights ✨

Do 👍 & 🔁 if you find it helpful
1️⃣ Youtube

- Technofino (youtube.com/c/technofino) is the only channel worth exploring in my opinion

2️⃣ Twitter

In no order
- @TechnoFino
- @Skh27
- @CenturionGuy1
- @creditcardz_in
- @bhavyegoel
- @ChargePlate_in
- @CardMavenIn
- @tejasghongadi
- @thetrickytrade
- @MilesPointsCard
- @BrownPoints
(Add names if I forgot someone)

Hashtag #ccgeek (kind of an effort)

3️⃣ Telegram

- Technofino discussion
For entry, DM me

4️⃣ Discord

- Miles Points Cards (MPC)
For entry contact @MilesPointsCard
5️⃣ Websites

- cardexpert.in
- technofino.in/community/
- livefromalounge.com

6️⃣ Facebook

- Fintalks
- LFAL community

7️⃣ Instagram

- @BrownPoints for 5 ⭐️hotels and airmiles ✈️
This is not an exhaustive list and is what I will recommend. There may be other gems which I might have missed, so feel free to comment about those.🙏

And if you liked this
You know the drill 😀

Like and retweet the first tweet of this thread so it reaches to max people 👇
Special mention to @himesh8924
My co-host and one of the most helpful person out there ✨

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More from @2021Kashif

Aug 22
Zomato Pay 🆚 Eazydiner 🧵

(1/n)

Zomato has stopped their pro and pro plus services and have introduced Zomato Pay in Hyderabad to give competition to Eazydiner.

Know anything about it in this thread

and if you found it helpful,

please 👍, 🔁 & 🔔 my account 😊
(2/n)

Zomato has opted for similar model which Eazydiner is using

1. App discount (which ranges from 0-30% of bill value)

2. Loyalty points in form of zomato credits (up to 100% of bill amount)

3. Bank offers (up to 20% of bill amount) Image
(3/n)
Triple dip of App offer, Bank offer and loyalty points is not always possible.

Some restaurants might not have any app offer or bank offers. 👇

For Hard rock cafe, we have Zomato pay offer but no bank offer Image
Read 9 tweets
Jul 1
RBI guidelines governing the issuance and operations of credit cards became effective from Today (except 3) ✨

This thread 🧵 will act as one stop point for checking all provisions explained in simple words 👇

Let's go 🏃
[1]Applicability
- The guidelines applies to all banks except payment banks, co-operative banks and NBFCs operating in India

[2]New entry ⭐⭐⭐⭐
- Apart from banks, NBFC can also apply for Credit card issuance if Net owned fund > 100 crore & take special approval from RBI
[3]No place to hide bank policy
- Every bank has to have a well documented board approved policy
- Which should be reviewed and audited every six months

But most importantly ⭐⭐⭐

- The policy should be displayed prominently on website, so customers can also access it
Read 26 tweets
Jun 29
Axis and EazyDiner Partnership 🧵

Today Axis and Eazydiner announced their Dining exclusive program where one can get up to 40% on dining on 10000+ restaurants.

This thread will tell you how you can enjoy these benefits and whether they are value for money or not.

Let's go 🏃‍♂️
[1]HNI Offer

Card required: Axis Magnus, Reserve, Vistara infinite or Burgundy Private

Min order : 2500
Discount : 40%
Max discount : 1000
Offer can be availed twice in a month

Birthday Offer is also coming soon where one gets 25% discount up to 3000 with no min bill amount.
So sweet spot is 2500 only & in reality the reward rate will decrease as you spend more.(For e.g. 25% for 4000 bill and only 20% for 5000 bill)

Still this is one of the best deals you would get on dining 👍
Read 9 tweets
Feb 20
(!/n) My Second Thread 🧵
and this time the topic is "Customer care numbers for Top 20 Credit card issuers"
Save/Bookmark it for your reference and Consider retweeting so it reaches to maximum people 🙌
#Creditcard #Customercare
(2/n)
1.Hdfc Bank Ltd - 18002026161,01161606161

2.Icici Bank Ltd - 18001020123,01133667777

3.State Bank Of India -18601801290,01139020202

4.Axis Bank Ltd - 18605005555,18604191919

5.Citi Bank - 18002672425,02249552484

6.RBL - 02262327777
(3/n)

7.Kotak Mahindra Bank Ltd - 18602662666,02266006022

8.Indusind Bank Ltd - 18602677777,02242207777

9.American Express - 18004190167,01242801418

10.Standard Chartered Bank Ltd - 01166014444,18003451000

11.Idfc Bank Limited - 18605001111
Read 7 tweets
Feb 20
Airtel axis card right around corner ✨
May get launched with Atlas before end of this FY.

Let’s see what axis offers here to make it better than Ace.
(2/n) #Rumours about benefits go like this 👇

1. 25% Cashback on Airtel Mobile, Broadband, WiFi, DTH Recharges.

2. 10% Cashback on Bigbasket, Ola, Swiggy and Zomato.

3. Amazon Giftcard ₹500 on Card First Transaction.
(3/n) My thoughts

- Benefit no 2 (normal discount) and 3 (one time benefit) is easy to implement but giving 25% cash back for recharges will be very very difficult.

- Either they are planning to give 25% discount for starting few months to gain customers initially
Read 4 tweets
Feb 16
EMAIL IDs FOR CREDIT CARD SUPPORT

(1/n) @himesh8924 & I have complied a list of escalation matrix for credit cards in India.

This🧵will be the best place for all Indian credit card users looking to state/escalate complaints & queries.
So don't forget to save/bookmark it🙂
@himesh8924 1. HDFC

Level 1 - PriorityRedressal.CreditCards@hdfcbank.com

Level 2 - Grievance.Redressalcc@hdfcbank.com

Level 3 - pnohdfcbank@hdfcbank.com

2.ICICI

Level 1 - Customer.care@icicibank.com

Level 2 - Headcreditcard@icicibank.com

Level 3 - Headservicequality@icicibank.com
(3/n)

3. SBI

Level 1 - customercare@sbicard.com

Level 2 - nodalofficer@sbicard.com

Level 3 - Principalnodalofficer@sbicard.com

4. Axis

Level 1 - pno@axisbank.com

Level 2 - Circlenodalofficer.delhi2@axisbank.com
Read 11 tweets

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