Here are three ways to improve your personal finances for the New Year:
1 Create a budget:
A budget is a plan that outlines your income and expenses.
By creating a budget, you can get a clear understanding of how much money you have coming in and going out, and you can make adjustments to your spending as needed.
2. Save money:
One of the most important things you can do to improve your personal finances is to save money.
This means setting aside a portion of your income for emergencies, retirement, or other financial goals.
10 Iconic Quotes that'll Propel You To Generational Wealth
History doesn't repeat but it leaves clues....
Studying the minds of great investors past and present is always a good thing to do.
It keeps you on track by allowing you to step back and think bigger picture.
Here's some great thoughts from investing leaders, some you may not have come across before.
1. "If there is one common theme to the vast range of the world’s financial crises, it is that excessive debt accumulation, whether by the government, banks, corporations, or consumers, often poses greater systemic risks than it seems during a boom." — Carmen Reinhart