Twenty somethings, learn these personal finance rules if you want to be a millionaire in your 30s: 1. Pay Yourself First

2 out of 5 Americans have zero savings.

Why you need to pay yourself first:

When I've struggled in areas in my career I go to books for help.

Still the best improvement source .

3 Book Summaries that will up your game this year... 1. Never Split The Difference

By @fbinegotiator

https://twitter.com/FinFreeWizard/status/1391391063156432897?s=20&t=3Nw3nJHcxS29tqh9SoXjCA

Charlie Munger is an American businessman, lawyer, and investor known for his partnership with Warren Buffett at Berkshire Hathaway.

Amazingly he just turned 99 and is still very active in business and life.

Here are three of his most famous quotes: "The big deal is that you want to learn from a lot of different sources so that you can systematize your thinking.

You want to get to the truth and you want to get it as quickly as you can."

Pele, also known as Edson Arantes do Nascimento, is widely considered one of the greatest soccer players of all time.

#RIPLegend

There are several factors that contributed to Pele's skills and success: 1. Natural talent:

Pele had a natural talent for soccer and was able to perform complex moves and manoeuvres with ease.

Here are three ways to improve your personal finances for the New Year: 1 Create a budget:

A budget is a plan that outlines your income and expenses.

By creating a budget, you can get a clear understanding of how much money you have coming in and going out, and you can make adjustments to your spending as needed.

10 Iconic Quotes that'll Propel You To Generational Wealth

History doesn't repeat but it leaves clues.... Studying the minds of great investors past and present is always a good thing to do.

It keeps you on track by allowing you to step back and think bigger picture.

Here's some great thoughts from investing leaders, some you may not have come across before.

Get 100 High Class Connections Networking Online We have not yet figured out how to build effective business relationships online.

It's still early days in the transition of the world to online work.

Here's some tips on how to level up.

18 Best Jeff Bezos Quotes That Will Inspire Greatness Jeff Bezos, valued at a net worth of $197 billion is known as one of the world’s richest men.

His Company Amazon is the world’s largest online shopping retailer.

10 Productivity Hacks That Boost Your Results 1. Prioritize

Concentrate on the most important tasks that can move the needle in your life the most.

Pick your 3 most impactful things to do at the start of each day.

By getting these done you will guarantee yourself a productive day.

10 Investment Quotes To Transform Your Investing Mindset 1. "An investment in knowledge pays the best interest." — Benjamin Franklin

Investing in your knowledge will provide infinite returns.

The more you learn the more you will earn.

Invest Like Warren Buffet - 7 Investing Secrets Investing is one of the most important parts of obtaining financial freedom

Not everyone has the investing skills of Warren Buffet.

But here's some key information and habits to help you that worked for the great man himself.

8 Steps To Reach Financial Freedom By The Time You Turn 30

No. 4 might be tough for you to take. What does Financial Freedom mean?

You can live off your passive income and spend your time however you want.

Also known as:

- FIRE (Financial Independence Retire Early)
- FI (Financial Independence).

12 Steps To Control Your Expenses For Your Financial Freedom One element of Financial Freedom that gets talked about less is expenses.

While cutting expenses to the bone won't get you to freedom, not controlling them can prevent you.

Optimising your expenses is smarter than minimising.

Let's discuss....

Build Wealth - 12 Hidden Rules Of The Game Your Family Were Never Told 1. Being rich and wealthy are not the same.

The rich buy things, the wealthy buy time.

Being rich means that you can buy the things you need and want.

Being wealthy means you never have to worry about money and can do as you like with your time.

19 Lessons From "The Psychology of Money"

A book by @morganhousel @morganhousel This book really had a big impact on me.

It's great for beginner and advanced investors.

And even anyone that wants to do better in life with money.

Truth is it's not that complicated.

8 things rich people do and don't do every day What you do today counts.

Your daily habits are a major determinant of your wealth.

If you’re in your 30s read this If you wasted or partied your 20s away

Don’t worry

It’s not too late to get things right

You have lots of experiences to learn from

And use the lessons wisely

You just need to focus on the following:

Get Rich Before You Are 40 1. Have a Growth Mindset

The 2 types of mindset:

- Abundance
- Broke

Abundance mindset:

- Construct wealth
- Develop skills
- Build high class networks

Broke mindset:

- Negative attitude
- Fail approach
- Always complaining

To change your reality, change your mentality.

Top 🔟 investing lessons I wish I could teach my younger self

No. 10 is my favourite 1. Patience

The ability to do nothing and just wait is one of the most undervalued investing skills.

With Warren Buffet investing is his skill but time is his secret.

The best performing portfolios over the long term are those where there is very little activity.

10 Things You Won’t Regret Doing When You’re Old

You might need to be reminded of no. 6 1. Time

This is the most valuable commodity you’ll ever own

Don’t sell, waste or not appreciate it

If something you spend time on isn’t adding value to your life then drop it

Investing Jargon Confusing You?

Jargon helps financial experts generate fees

Wanna make it easier for beginners

Rapid Fire Investing terms simplified:

Feel free to add any I missed pros

🧵 ETF - Basket of stocks that tracks an Index, sector or other theme

Index - Fund that tracks a market index like the S&P 500

Bond - Loan you give in exchange for interest rate backed by a government or company