Share this page!

Enter URL or ID to Unroll

You can paste full URL like: https://x.com/threadreaderapp/status/1644127596119195649
or just the ID like: 1644127596119195649

How to get URL link on X (Twitter) App

  1. On the Twitter thread, click on or icon on the bottom
  2. Click again on or Share Via icon
  3. Click on Copy Link to Tweet
  4. Paste it above and click "Unroll Thread"!
  5. More info at Twitter Help
The Futurizts Profile picture
@TheFuturizts
Mar 10, 2023 • 9 tweets • 4 min read • Read on X
Scrolly
Best fixed deposit rates (March 2023 edition):

- MBSB: 4.30% pa, 15 months, min RM10,000

- CIMB: 4.20% pa, 12 months, min RM1,000

- RHB: 4.10% pa, 6 months, min RM5,000

- Public Bank: 4.05% pa, 12 months, min RM5,000

- Hong Leong: 3.90% pa, 6 months, min RM10,000

Links 👇
1) MBSB CNY promo (ends 31 Mar):

Minimum Deposit: RM10,000
Yield: 4.30% pa
Tenure: 15 months

Link: mbsbbank.com/promotions/cny…
2) CIMB CNY promo (ends 14 Mar):

Minimum Deposit: RM1,000
Yield: 4.20% pa
Tenure: 12 months

Link: cimb.com.my/en/personal/pr…
3) RHB special promo (ends 31 May):

Minimum Deposit: RM5,000
Yield: 4.10% pa
Tenure: 6 months

Link: rhbgroup.com/fd/index.html
4) Public Bank eFD promo via FPX (ends 31 Mar):

Minimum Deposit: RM5,000
Yield: 4.05% pa
Tenure: 12 months

Link: pbebank.com/Personal-Banki… Image: RinggitPlus
5) Hong Leong HLB Connect promo (ends 31 Mar):

Minimum Deposit: RM10,000
Yield: 3.90% pa
Tenure: 6 months

Link: hlb.com.my/en/personal-ba…
We hope this post was helpful!

If there are better FD rates the ones already listed above, please suggest them in the comments below.👇

Over 480+ readers receive actionable insights on the markets from us every week.

Subscribe for FREE here:
thefuturizts.beehiiv.com
You may also be interested in:
6) OCBC Special FD promo (ends 30 Apr):

Minimum Deposit: RM1,000
Yield: 3.95% pa
Tenure: 13 months

Link:
ocbc.com.my/personal-banki…

• • •

Missing some Tweet in this thread? You can try to force a refresh
　

Keep Current with The Futurizts

The Futurizts Profile picture

Stay in touch and get notified when new unrolls are available from this author!

Read all threads

This Thread may be Removed Anytime!

PDF

Twitter may remove this content at anytime! Save it as PDF for later use!

Try unrolling a thread yourself!

how to unroll video
  1. Follow @ThreadReaderApp to mention us!

  2. From a Twitter thread mention us with a keyword "unroll"
@threadreaderapp unroll

Practice here first or read more on our help page!

More from @TheFuturizts

The Futurizts Profile picture
Jul 7
EPF, ASB, and ASM take one year to generate 5-6% returns.

It’s safe, stable, and consistent.

But if you want to retire earlier (or more comfortably), you have to explore different assets to maximize your returns.

Let me explain. 🧵Image
1. Assuming your investments generate ~5% per year, it will take about 14.4 years for your current funds to double.

This is a LOONG TIME.Image
2. But if you increased your returns by 2%, the time taken to double your funds reduces to 10.3 years.

That’s 4 years quicker.

And we’re not even talking about extra deposits or investments yet.Image
Read 11 tweets
The Futurizts Profile picture
Jun 13
I read through the 222-page SST document.

Here’s (almost) everything the current govt considers as “non-essentials”.

🧵Image
1. IMPORTED FRUITS

- Apples
- Oranges
- Starfruit
- Ciku
- Lemons
- Rambutans
- Jackfruit
- Longans
- Papayas

As long the fruit is imported, it will be taxed, regardless of whether its counterpart is locally produced. Image
Image
2. Almost ALL cooking oils (except palm oil):

- Corn oil
- Olive oil
- Coconut oil
- Sesame seed oil
-Rapeseed (Canola) oil
- Any other oils (vegetable or animal based) Image
Image
Image
Image
Read 14 tweets
The Futurizts Profile picture
May 19
I went to Kyoto and Osaka for 9 days.

These are the travel tips I wish I knew.

🧵Image
Image
1. Book a hotel that’s within walking distance of the subway station.

Don’t hesitate to spend a bit more for a comfortable and spacious room.

An extra 30 sq ft means A LOT, especially when you’re carrying big luggage.
2. LEGROOM for flights is important!

The travel time is about 7 hours, so try selecting spacious seats.

For me, I booked MAS' premium economy and chose the front-most row.

The flight was RM5,925 for two people, thru and fro.

Expensive, but well worth it. 💯Image
Read 14 tweets
The Futurizts Profile picture
Apr 30
It’s not just Nasi Lemak.

White Rice: +73.7%
Chicken Satay: +113.7%
Roti Canai: +71.1%
Beef Meat: +98.6%
Cockles: +400.3%
Big Onion: 139.4%

🧵 Image
Image
1. Meanwhile, the reported national inflation rate during this period (2011-2024) was 28.7%.

The annual average was 2.05%. Image
2. But the national inflation rate tracks a wide basket of goods and services.

For a more accurate comparison, we have to look into the inflation rate of Food & Beverages.

In this case, the group experienced a 47.9% increase in the past 14 years, averaging 3.42% per year. Image
Read 10 tweets
The Futurizts Profile picture
Apr 5
What are tariffs anyway?

And what does Trump aim to do with them?

If you have no clue of what’s happening and how it will impact you, read on to understand more.

🧵
1. Tariffs are a tax placed on foreign goods entering the country.

They are usually implemented to protect local producers and strengthen domestic supply chains.

This is why buying local stuff is (usually) cheaper than imported goods.Image
2. Who pays these tariffs?

The companies that import foreign goods into the country will have to pay the tax.

However, these companies can choose to

• pass some (if not all) of the cost to consumers, OR

• import fewer goods.
Read 15 tweets
The Futurizts Profile picture
Mar 25
I read the financial statements of 4 different insurance companies.

Can you guess how many made net profits and declared millions in dividends in 2023?

🧵
The answer: All FOUR of them.

Prudential
• Revenue: RM5.07 billion
• Net profit: RM963 million
• 2023 dividend: RM451 million
prudential.com.my/en/.galleries/…

AIA Bhd
• Revenue: RM7.22 billion
• Profit after tax: RM1.41 billion
• 2023 Dividend: RM582 million
aia.com.my/content/dam/my…
(CONT)

Great Eastern
• Revenue: RM7.49 billion
• Net profit: RM1.12 billion
• 2023 Dividend: RM975 million
greateasternlife.com/content/dam/co…

Allianz
• Revenue: RM2.17 billion
• Profit after tax: RM319 million
• 2023 Dividend: RM97.7 million
allianz.com.my/content/dam/on…
Read 21 tweets

Did Thread Reader help you today?

Support us! We are indie developers!

This site is made by just two indie developers on a laptop doing marketing, support and development! Read more about the story.

Become a Premium Member ($3/month or $30/year) and get exclusive features!

Become Premium

Don't want to be a Premium member but still want to support us?

Make a small donation by buying us coffee ($5) or help with server cost ($10)

Donate via Paypal

Or Donate anonymously using crypto!

Ethereum

0xfe58350B80634f60Fa6Dc149a72b4DFbc17D341E copy

Bitcoin

3ATGMxNzCUFzxpMCHL5sWSt4DVtS8UqXpi copy

Thank you for your support!

Follow Us!

Send Email!

:(