xiaoqin.lens🌸 🌿 Profile picture
Apr 1 5 tweets 1 min read Twitter logo Read on Twitter
如何早期实现财务自由和退休的策略?
推荐这本《Early retirement extreme》,由 #Jacob Lund Fisker撰写一书。以下是这本书的20个关键点:
早期退休的关键在于 #储蓄 大部分 #收入
通过过简单朴素的生活和减少开支可以实现早期退休。
关注真正让你快乐的事情,而不是购买东西来给别人留下印象。
尽快还清所有债务。
投资于低成本的指数基金,避免主动管理的基金。创建一个多样化的投资组合来降低风险。
创建一个多样化的投资组合来降低风险。
持续学习和扩展你的技能,以增加你的赚钱潜力。
考虑开展副业或小型企业来增加你的收入。
制定预算并跟踪你的开支,以识别可以省钱的领域。
生活在较小的房屋或公寓中以减少住房开支。
避免购买新车,而是购买二手车。
自己在家做饭,而不是外出就餐。
使用公共交通工具、自行车或步行,而不是拥有一辆车。
关注体验和人际关系,而不是物质财富。
接受极简主义的生活方式,减少家中的杂物。
避免冲动购买,只购买你真正需要的物品。
考虑缩减你的财产,并出售你不再使用或需要的物品。
把你的健康和福祉放在首位,以避免昂贵的医疗费用。
建立一个志同道合、分享你的价值观和目标的支持网络。
记住,早期退休不是目的本身,而是一种实现自己生活更充实的手段。
需要这本书电子版可以转发 点赞 一键三联后DM我领取~~

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