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𝙍𝘼𝙅𝙀𝙎𝙃 𝙋𝘼𝙍𝙄𝙆𝙃

@imacuriosguy

Mar 28

Waist/height ratio above 0.5 is a better predictor of health than BMI.
The problem with BMI is that it does not differentiate between weight contributed by fat, muscle and bone. A very muscular individual may have a BMI over 30, inviting the label of being obese,

even if the body fat content is not high. Similarly, a person with low muscle mass or low bone weight may have a BMI of 22 but still be at a high risk of diabetes, hypertension and heart attacks. While BMI broadly correlates with the prevalence of cardio-metabolic diseases..

at the population level, it does not distinguish well at the individual level.
This problem of misclassification of risk has been particularly prominent in South Asians of the Indian sub-continent. It was initially noted among Indian migrants studied in different continents..

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𝙍𝘼𝙅𝙀𝙎𝙃 𝙋𝘼𝙍𝙄𝙆𝙃

@imacuriosguy

Nov 21, 2022

Pregnant women are advised not to clean their cat litter tray and to wear gloves while gardening.
Avoid eating raw meat or from eating unwashed fruit and vegetables.
This is to prevent the infection of Toxoplasmosis which is deleterious to the baby inside..

Toxoplasma Gondii is a parasite which can infect many mammals and birds, but can only sexually reproduce inside cats. Its normal lifecycle is to be shed into the environment in cat faeces, from where it may be picked up by rodents and birds, which are then eaten by cats..

For most people, it causes only a mild flu-like illness, but during pregnancy it can harm the fetus.
In people with weak immune systems, toxo can be deadly. .

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𝙍𝘼𝙅𝙀𝙎𝙃 𝙋𝘼𝙍𝙄𝙆𝙃

@imacuriosguy

Nov 19, 2022

The concept of "opportunity cost" is extremely important in all aspects of our lives.
The real cost of any purchase isn't the actual dollar cost. Rather, it's the opportunity cost -- the value of the investment you didn't make because you used your funds to buy something else..

said Warren Buffett.

When we acquire something, we pay two costs: the price we pay for it and the cost of what we have given up to acquire it. With our money, if we choose to invest it, our opportunity cost will be not having saved it;

if we decide to save it, our opportunity cost will be not having invested it.
Understanding opportunity cost is useful because we can know what we will no longer gain by making a particular selection. By keeping it in mind we can take better decisions..

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𝙍𝘼𝙅𝙀𝙎𝙃 𝙋𝘼𝙍𝙄𝙆𝙃

@imacuriosguy

Nov 19, 2022

The owners of both Haldirams and Bikaji are four brothers who split the original Haldiram, founded in 1932 by their grandfather Ganga Bishan Agarwal. The oldest brother Shiv Kishan Agarwal runs the Nagpur entity with control over the west and south India market,

while the second brother Shiv Ratan Agarwal runs Bikaji.
The youngest two brothers Manohar and Madhusudan Agarwal run the Delhi-based entity with control over the north India market. Together the family controls nearly 50 percent of India’s ethnic snacks market.
#funtrivia

Expect IPO of Haldiram sooner than later. Both Delhi and Nagpur brothers have united to bring this. Bikaji is already on.

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𝙍𝘼𝙅𝙀𝙎𝙃 𝙋𝘼𝙍𝙄𝙆𝙃

@imacuriosguy

Nov 6, 2022

A lay person sees only the subcutaneous fat.
A general surgeon/ obgyn sees visceral fat in the patients.
Visceral fat is the invisible enemy which is the root cause of many life style diseases.

Anyone can have visceral fat, no matter their body type and weight..

It's caused by several factors such as poor diet, lack of exercise, stress and lack of sleep. Unlike subcutaneous fat that you can see and touch, most people don't know they have visceral fat and therefore don't take steps to getting rid of it…

Visceral fat is harmful. It's in the abdomen and surrounds organs (such as your liver and kidneys). Visceral fat causes greater health problems than other diet-related concerns. Visceral fat can stimulate diabetes-causing hormones…

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𝙍𝘼𝙅𝙀𝙎𝙃 𝙋𝘼𝙍𝙄𝙆𝙃

@imacuriosguy

Oct 21, 2022

If you have a SIP of Rs. 10,000 for a period of 35 years, that amount growing at 12% p.a will grow to Rs. 5,17,99,620.
₹5 cr plus.
Now just increase the SIP amount by 10% a year. This grows to Rs. 14,81,83,096. Which is almost 3 times the amount, ₹14cr plus.

This is the power of #compounding. Build the habit of regular early equity investing, first pay the SIP then spend. You do not need to know fancy technical or fundamental analysis, no need to time markets and get anxious. By the time you retire, your corpus will be ready.

Any decent mutual funds will give atleast 12% or more returns. I will recommend one each from multicap, midcap and smallcap.
#personalfinance

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